Money

Embedded Value: What LIC’s proposed IPO means for investors

LIC has the potentiality to generate wealth for investors due to its consistent growth record, firm grip on market share and an enviable claims settlement record

The books of accounts of a life insurance company is necessarily moderated by the inputs provided by the actuary.

Your Money: All about bonds, debts and debentures

While some bonds are traded on stock exchanges, the majority trade over the counter, in a market made by dealers

Companies use bonds to obtain capital without diluting the stake of the shareholders.

Merger of Lakshmi Vilas Bank into DBS to provide respite to aggrieved customers, investors

Approval of the Union Cabinet came nearly a week after a 30-day moratorium by on Lakshmi Vilas Bank was put by the Reserve Bank of India.

Lakshmi Vilas Bank-DBS merger

RazorpayX and Visa launch corporate credit cards – Check features

The Corporate Cards offer business owners credit limits of up to Rs 20 lakhs and flexibility that they can also extend these corporate cards to their employees to create a smooth reimbursement experie

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Due Date Extension! Central Government pensioners can now submit Life Certificate till this date

There were numerous petitions from various Pensioners’ Associations as well as individuals requesting a further extension in the date for submitting Life Certificate.

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Early Credit upto Rs 50 lakh: Indifi, PayU address weekend working capital woes of merchants

It is a short-term fund that small merchants can avail of and is credited to their account every Friday based on the anticipation of the previous weekend sales.

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Changing trends and future of health insurance in India

A scorecard that you will maintain throughout your life, and the better the score on your card, the better the rate you get for your insurance policy.

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Circle Rate and Stamp Duty: Income tax relief for real estate developers, home buyers

The step has been taken to boost demand in the real-estate sector and to enable the real-estate developers to liquidate their unsold inventory at a rate substantially lower than the circle rate.

Circle rate, real estate, home buyers, unsold inventory, stamp duty value

Make yourself credit ready with 5 financial habits for a strong credit score

Credit score is one of the first filters factored in by lenders while evaluating loan and credit card applications.

Non-life insurers report gross direct premium of Rs 15,855 cr in Oct

Non-life insurers reported gross direct premium of Rs 15,855.11 crore in October, down 0.42% year-on-year.

Subsequently, premium accretion in August 2020 was at Rs 27,040 crore, up 14.8% year-on-year, compared to de-growth in April and May 2020.

Cryptocurrency: How different is it from other investments?

The most prominent cryptocurrency – bitcoin has witnessed a spectacular rally in the last 12 months, with its value going up by over 80 per cent during the period.

Cryptocurrency, bitcoin, How different is cryptocurrency from other investments, diversity in portfolio

Central Government Employee? No need to submit original bill of car or any item for LTC scheme

LTC Cash Voucher Scheme: Central Government Employees do not need to submit original bills if they buy a car or any other items or services to avail the benefit under special cash package

LTC scheme

EPFO gets Platinum Partner Award for highest transactions on UMANG App

On the occasion of UMANG app completing three years, Minister for Electronics and Information Technology Ravi Shankar Prasad unveiled the newly instituted UMANG Awards for partner departments of the C

On the app, EPFO members can access 19 different services of EPFO through their mobile phone.

Gold Investment: Know benefits of investing in digital gold over physical gold

Investment in gold is known as safe haven investment as it acts as a diversifier and mitigates losses in times of market stress.

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Lack of easy & seamless investment options a major concern for potential crypto investors: CoinDCX Survey

Some trend also showcased the fact that those with disposable income, were marginally higher and more bullish towards crypto, vis-à-vis the others.

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The luxe home buyer is back – Here’s why

The green shoots of recovery which started in Indian realty around May 2020 are now firmly in place.

Now earn miles when paying your rent – Here is how

With this offer, InterMiles’ co-branded credit card members will get an additional avenue for earning digital rewards. They will also enjoy the convenience of paying their home rent online using cre

Citibank debit, credit card, rewards, cashback, discounts, Home loans

Mastercard introduces contactless payment on SBI Card App

This feature is based on tokenization which provides high security and trust to consumers, as the actual card details are not shared with the merchant.

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Mirae Asset Banking and Financial Services Fund NFO opens today – Check features

The fund will aim to identify high growth companies which have high return ratios and possess a sustainable competitive advantage.

NFO, mutual funds, open-ended equity scheme, BFSI funds, Wealth Management , Life Insurance, Capital Markets

Having a problem with your EPF? Get it resolved through WhatsApp

Just by putting a WhatsApp message to the helpline number of the concerned regional office, any stakeholder can file grievances or seek guidance on relating to any queries relating to services provide

On the app, EPFO members can access 19 different services of EPFO through their mobile phone.

5 things to look at while buying a health insurance plan

There is no thumb rule or a calculator to estimate the amount of health insurance coverage. Still, base your decision on the city of your residence, hospital costs around your place etc.

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How much does a Rs 1-cr term insurance plan cost? Check out the premium costs

If you’re looking for a term insurance plan, here are the premiums for a Rs 1-crore policy offered by all the leading insurers in the country along with their claim settlement ratios.

Why is health insurance important even at a young age?

If you are young and earning, there's a fringe benefit of buying a health insurance plan as well.

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Government employees may soon open National Pension System account through eNPS

PFRDA is exploring the possibility to enable e-NPS platform as an additional option to government sector employees to facilitate their online onboarding under NPS.

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Do you know why term insurance plans are so popular?

With the premiums being low, the insurance companies have become increasingly careful in offering the plan to customers whom they perceive as risky.

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Why buying term insurance should be the starting point of your financial plan

The answer is - Risk Management. For meeting long-term goals, one invests in various asset classes such as equities and debts, based on one's risk profile.

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Dos and don’ts to prevent your loan turning into bad debt

A loan is truly effective in meeting your life goals or rescuing you out of a difficult situation only when it is repaid in full on time.

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