Money

Post Office RD Vs Bank RD: Know the pros and cons before you open a recurring deposit account

RDs help you inculcate a habit of regular investments out of your salary that generates a higher return in the long term, than keeping the money in a savings account.

Why cash is still the king in India; Here’s all you need to know

The cash share of the economy pre- and post-demonetization remains almost the same, while the total use of cash in India is estimated to grow at 11.9% CAGR through 2020, as per a recent report.

Indians in 18-35 age group most vulnerable to diabetes: Study

A whopping 73% increase was seen in the number of claims in the 18-35 age group between FY2016 and FY2018. Similarly, a 32% increase was seen in the number of claims in the age group of 35-45.

Consumer Alert! Should you take a loan on Flat Interest Rate or Reducing Balance Interest Rate?

Knowing the Effective Interest Rate applicable on your loan will reflect the real interest rate and the actual amount you’ll end up repaying once your tenure ends.

ICICI Bank hikes fixed deposit interest rates by up to 25 bps; Check out the latest FD rates

Effective 15th November, 2018, the rate hike is applicable across various tenors for ICICI Bank's domestic term deposits. It is also applicable for NRO & NRE term deposits.

Got unsolicited credit card? Bank can’t force you to pay for its misuse

If any bank has issued you an unsolicited card, without your consent, then you are not liable to pay for any loss suffered by the bank arising out of misuse of such card.

IndusInd Bank launches India’s first interactive credit card with buttons

The card empowers customers with a choice of payment options such as EMI, Reward Points or Credit at the push of a button at the point of sale.

Good news! Health insurance to become customer-centric as IRDAI Panel suggests various changes

To make the health insurance cover more customer-centric, a panel constituted by IRDAI has proposed several important changes to the existing health insurance exclusion rules.

Your Queries: Include global equities for diversification of portfolio

A suitable asset allocation is typically based on one’s investment horizon and risk appetite.

How R&D creates value for the firm and, ultimately, the investor

Companies invest every year significant amount on research and development (R&D) activities because they want to grow by developing new products and services.

Paid TDS? Now don’t forget to file your income tax return

With the amendments in the law, it is advisable for taxpayers earning income from India to file their tax returns. Not filing a return will leave taxpayer in an incredibly vulnerable position.

When you should not invest your hard earned money in fixed deposits

For risk-averse investors, fixed deposits (FDs) are a good choice to park their extra money to earn interest more than that of savings accounts and that too with a guaranteed maturity value.

How to make your online financial transactions safer

The surge of e-commerce by making available almost all the products online at a discounted price also entices people in making online financial transactions.

Applying for a car loan? Here’s how to get your loan approved

If you are planning a take a new vehicle or want to replace your vehicle following the SC order, here are a few measures which can ascertain your chances of getting your car loan approved.

Negative returns from liquid funds? Here’s what you should do

The USP of liquid funds is that these give stable returns even when the market is volatile. Individual investors use liquid funds for temporary parking of funds, and corporate treasuries use it for it

Children’s Day 2018: Six mistakes to avoid while planning for your child’s financial needs

Children’s Day is a good day to take stock of your child’s long-term money requirements. However, plans must be carefully thought through and made in order to ensure the best possible life for you

7 steps to make your ATM cum debit card transactions secure

You should be alert while enjoying the benefits of the ATM cum debit cards as instances of hacking and online frauds are rising alarmingly.

How to open online Recurring Deposit account in SBI

Recurring deposit (RD) accounts are like special fixed deposit accounts which require you to deposit the investment amount periodically instead of investing the entire amount in one go.

Global healthcare policies for advanced treatment outside India: All you need to know

In case you plan to take your family member outside the country for treatment, you may need to think twice as your health insurance policy may not cover the cost of treatment incurred outside the coun

Top 10 mutual funds which can double your wealth in long term

Mutual funds are one of the most popular and smart ways for investors to build wealth over the long term. One can also double one's money, if planned properly.

DLF rated ‘buy’; Showing underlines change across verticals

Sales momentum picking up and debt levels are likely to come down further; ‘Buy’ maintained with TP revised to Rs 280 from Rs 306.

Gateway Distriparks ‘rated’ buy; Disappointing performance in the quarter

Estimates see a sharp fall; medium term is strong; ‘Buy’ retained with TP cut to Rs 310.

Your Money: Five mistakes to avoid in investment journey

When you deal with your investments, you should be diligent enough in not making the same mistakes again and again.

Virtual Reality: An upcoming trend in real estate to provide homebuyers a holistic view of property

Virtual reality, which has a considerable impact on several industries, is playing an important role now in the real estate sector as well.

Investing in this FD can get you up to 8.75% return, senior citizens to get up to 9.10% – Check details here

The FD rates currently being offered by some banks and NBFCs may even surprise you and also help you accumulate your wealth and grow your corpus.

Alibaba Singles’ Day: No spurt seen in Jack Ma fortune

Singles’ Day is set to break all kinds of international sales records this year. But don’t expect the frenzy to lift Alibaba chairman Jack Ma’s net worth.

Income Tax e-returns for April-October increase 59% to six crore; Returns filed by salaried individuals grow by 45%

Returns filed by individuals with salary income, which is the largest chunk of e-filers, grew by 45%. Other categories of returns also showed growth of between 50% and 85% during this period.

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