Irdai reforms to unlock more choice, lower costs Irdai’s proposed distribution reforms could lower motor insurance premiums, expand customer choice and reduce the dominance of dealers and OEM-linked… October 8, 2026 11:29 IST
How mandatory co-pay could be painful for policyholders A proposed 10% mandatory co-pay in retail health insurance could increase out-of-pocket costs for policyholders. Here is how co-pay works… October 8, 2026 05:43 IST
MDR rollout for UPI transactions likely to be deferred to January 1 The rollout of the new MDR framework for UPI transactions may be delayed to January 1, 2027, giving merchants more… Updated: October 8, 2026 07:39 IST
Rupee at record low, US yields above 5%: What parents saving for US education should do The rupee has fallen to a record low near Rs 97 against the US dollar, while US bond yields have… October 7, 2026 20:31 IST
Crypto inheritance: What happens to Bitcoin and other digital assets when investor dies? Crypto inheritance can be complicated after an investor’s death. Here’s how legal heirs can claim Bitcoin and other digital assets. October 7, 2026 17:12 IST
HDFC Bank cuts MCLR rates across tenures: Check new loan rates HDFC Bank has cut MCLR rates by up to 15 bps across tenures from overnight to 3 years. Check the… October 7, 2026 16:24 IST
PPF, NSC, SCSS vs bank FDs: Which savings option offers highest rate now? Post Office small-savings rates have remained unchanged for 11 consecutive quarters, while bank FD rates have come down. Here’s how… October 7, 2026 15:06 IST
UPI charges: Will 0.4% MDR lead to fewer transactions? RBI Governor responds UPI MDR charges of 0.4% have raised concerns about transaction volumes. RBI Governor Sanjay Malhotra says he does not expect… October 7, 2026 13:04 IST
Home loan EMI rises after RBI hike: Rs 50 lakh loan to cost Rs 2.5 lakh more Home loan borrowers may feel the impact of RBI’s 25 bps rate hike as EMIs rise and total interest costs… October 7, 2026 10:50 IST
UPI MDR vs debit, credit cards: How much merchants pay on Rs 5,000 to Rs 50,000 UPI MDR of 0.4% on eligible transactions above Rs 2,000 will add a cost for merchants. But how does it… October 6, 2026 18:47 IST
Health insurance rules may change from 2027: Policyholders may have to pay 10% of claim Health insurance policyholders may face a 10% co-payment on claims from 2027, with the proposal capping the customer’s contribution at… October 6, 2026 17:31 IST
UPI MDR: What happens if you split a Rs 20,000 bill into 10 payments of Rs 2,000 each? Can splitting a Rs 20,000 UPI bill into 10 payments of Rs 2,000 help avoid MDR? Here’s what users and… October 6, 2026 15:46 IST
Man invests Rs 5 lakh in Bitcoin, sees it grow 140 times; faces tax scrutiny, ITAT says this A Rs 5 lakh Bitcoin investment grew to Rs 6.69 crore in five years. The tax department treated Rs 6.63… October 6, 2026 15:20 IST
3 Equity Mutual Funds That Fell the Most in 2026, and 3 That Outperformed A look at 3 equity mutual funds that struggled in 2026 and 3 that delivered strong performance despite market volatility. October 6, 2026 12:46 IST
Post Office changes interest adjustment process for PPF, SCSS, MIS: What it means Post Office has changed the process for adjusting interest in PPF, SCSS, MIS and other savings accounts. Here’s what the… October 6, 2026 12:40 IST
Rs 5-Crore House, Rs 1-Crore Gold, Rs 2-Crore Corpus: Is It Enough for Retirement? A ₹5-crore house, gold in the locker and a healthy net worth may still leave you short of money after… October 6, 2026 05:15 IST
Taxpayer claims Rs 37.8 lakh deduction but faces 200% penalty: What ITAT says next A taxpayer claimed a Rs 37.8 lakh deduction under Section 80P but was hit with a 200% penalty after the… October 5, 2026 19:01 IST
EPS pension rules: You earn Rs 25,000+, but may still get no pension — here’s why EPS pension rules have changed after the EPF wage ceiling hike. Find out who gets pension benefits and who is… October 5, 2026 18:51 IST
