5 smart ways to spring clean your finances

You need to take stock of your finances, clear away the clogs and create a fresh financial calendar for this new year and beyond.

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Will your home loan EMI come down post RBI repo rate cut? Here is how much you will save if MCLR rates fall

For a borrower, the EMI will depend primarily on three factors – the bank's MCLR, mark-up and the reset date.

Home Loan Interest Rate, Home Loan, Floating, Fixed interest rate, EMI, MCLR News

Good News! Now, builder can’t force his clauses on home buyers, rules Supreme Court

The Supreme Court has held that terms of a contract will not be final and binding if it is shown that the flat purchasers had no option but to sign on the dotted line.

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RBI rate cut on cards: Is it right time to invest in gilt funds?

Gilt funds carry no credit risk as investments are mainly made in government securities, but the funds are exposed to interest rate risk.

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How to find the right credit card that fits your lifestyle?

Most of us end up spending lakhs of rupees annually in cash or cheque, but we seldom get any value back. Paying through credit card pays off, be it in the form of cash back, vouchers or reward points.

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SBI ATM PIN Generation: Step-wise process to change PIN online through net banking

It is always suggested to keep changing the ATM PIN on a regular basis and especially if one feels that it has been compromised in a shady ATM machine or otherwise.

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Financial Planning for New Year: Here are 5 simple financial steps to take now

April marks the start of the Financial Year 2019-20. I’s the time to take decisions that would help you finish the year financially stronger.

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PPF account: Extension rules, when and how to extend it with or without fresh contributions

After completion of 15 years, the PPF account may still be extended. Here are the rules to be followed during the extension.

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Mutual Funds: SIP or lump sum investment, which one is better?

Lump sum investors expose their portfolios to the caprices of the market while SIPs reduce the risk of being wrong as an investment is spread out.

Money News

Want to be a smart borrower? Follow these 6 rules

Although these benefits come in handy to reduce the overall cost of the loan, it does not make sense to keep the loan running just for tax benefits. Compare the effective cost of loan with the returns

Money News

If your income is less than threshold limit, no need to file ITR; check details

Gifts to relatives are not taxable in the hands of recipient. It is presumed that you have included this money in your income and paid the due taxes on it.

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Bonanza for SBI customers: Get benefits worth Rs 5,850 on gifting an add-on card!

According to SBI Card, the application process for complimentary add-on card is very easy and the add-on cards are absolutely free of cost.

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Planning to transfer home loan? 7 things to consider before you make that switch

If you think you are paying high interest and EMI to your current bank, you can consider transferring your home loan to another bank

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Serviced Apartments: A preferred choice for working population, business travelers in NCR

With a considerable rise in the young working population and frequent business travelers in Delhi NCR, the region is witnessing a healthy demand and growth in serviced apartments.

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Paytm Money receives SEBI Approval to start Stock Broking

Within a few months of launch, Paytm Money crossed over 1 million users mark to become the largest platform for mutual fund investments in India.

Paytm Money, Stock Broking, online platform for mutual fund, investment, wealth management News

Good news for salaried! You will get higher pension now; Here is why

From September 1, 2014, the monthly pensionable wage ceiling for the Employees' Pension Scheme 1995 was enhanced from Rs 6,500 to Rs 15,000.

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5 tips for Millennials to consider before investing for the first time

The spending and saving behaviour differs from person to person – some take the financial independence for granted and overspend to enjoy life, while some become more responsible and start saving an

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RBI may cut interest rate: Top FDs with high interest rates you can lock in; SBI vs HDFC vs ICICI vs Kotak vs Bajaj Finserv

If you are planning to open a fixed deposit, this small window might be your ideal chance to get the best interest rates before they are revised by the RBI on 4th of April, 2019.

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Your expensive holiday abroad can turn from pleasure to pain; Do you have these critical travel insurance aspects covered?

With numerous developments in the travel insurance space, travel insurance now covers you in ways you don't even expect.

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Relief for motorists; no change in third-party insurance premium rates

Insurers had an option to offer higher covers in multiples of `1 lakh or `5 lakh too, but the minimum has to be Rs 15 lakh.

Money News

Post office deposits still offer higher returns than other small savings schemes

The tenure of the deposit is 21 years from the date of opening of the account. Maximum period up to which deposits can be made is 15 years from the date of opening of the account.

Money News

Why you need a personal accident insurance cover

A personal accident policy plugs a burning hole in the overall insurance portfolio to provide the policyholder with financial support in the aftermath of an accident.

Money News

EMI of your loan is decided by these 3 factors

In some cases, the bank issues a ‘no dues’ certificate along with advice for return of original papers.

Money News

Mahindra Finance offers 8.85% on FD, 9.1% for senior citizens: 5 reasons why it may be considered

Getting some extra rate in low-interest regime attracts investors who don't want to wade through choppy capital markets for higher long-term returns.

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Kotak Bank to levy charges on UPI transactions like Paytm, Google Pay, PhonePe; All you need to know

From 1st May 2019, Kotak Mahindra Bank will charge for Unified Payments Interface (UPI) transactions. These are the things you should know before making UPI transactions.

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Vijaya Bank, Dena Bank merge with Bank of Baroda: How will it impact existing account holders, depositors and borrowers?

All the existing customers of Vijaya Bank and Dena Bank will continue to be the customers of Bank of Baroda.

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Financial Checklist for New Financial Year: 6 money moves to make in 2019 to get your finances in shape

The start of a New Financial Year is a fitting occasion to take a step back and conduct a few checks to ensure we are right on track with our financial goals.

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