Applied for Rs 1 crore cover? Insurance company may deny you! Here is why

Everybody talks about the need of adequate insurance and asks people to take maximum cover. But how big the maximum may be?

Micro-Homes: A good bet for investors looking for lucrative deals to accelerate wealth and income

Micro or tiny apartments, as they are called in some parts of the world, enjoy a very high occupancy due to accelerated demand, backed by growing single households, nuclear families, students and freq

Sukanya Samriddhi Yojana more lucrative than PPF: How to avail the benefit

Apart from tax benefits and sovereign guarantee, Sukanya Samridhhi Yojana (SSY) and Public Provident Fund (PPF) offer you higher than prevailing FD interest rates.

Now earn up to 9.5% on FDs; Check out the latest fixed deposit interest rates of different banks

Fixed deposit interest rates vary widely depending on banks, types of banks as well as tenors. Here we are taking a look at the top FD rates offered by various banks as well as small finance banks.

Policyholders, your insurance company will be better regulated, here’s what IRDAI has planned

The benefit of adopting a risk-based supervisory framework will be a structured approach to help assess various risks, both internal and external.

Late tax refunds: Don’t feel helpless, you can go to the tax ombudsman; Here’s what to do

Taxpayers need to make known their acceptance of the ombudsman’s decision within 15 days of receiving the letter stating the decision.

Changing trends in real estate post policy reforms

The real estate sector has become more structured and accountable, post the implementation of various policy reforms, like RERA and GST.

Buying term insurance? You must ask these six questions first

Before going for a term plan, it makes sense to ask some questions and compare the various plans offered by the insurance companies in order to determine which one to purchase.

HDFC Bank FD Rates: Check out your bank’s latest fixed deposit interest rates effective from October 6

The new interest rates of HDFC Bank's domestic, NRO and NRE term deposits – for both the general public as well as senior citizens – are effective from October 06, 2018.

7 smart ways to save money on your last-minute travel plans

A large number of people booking last-minute trips for long weekend getaways and impromptu plans have discovered certain simple ways to save even when booking mere days in advance.

Bonanza for Coal India staff! CIL employees to get Rs 60,500 performance-linked bonus

Coal India (CIL) has approved the performance linked reward of Rs 60,500 for its non-executive employees against the company's performance in FY18.

Financial dependence is history among the country’s women business leaders – Check what this report says

Financial dependence is history among the country's women business leaders with a report saying that 56.67 per cent of them plan their financial matters independent of other family members.

Alert! You are risking a lot if you do not have these 5 types of insurance

To minimise the risk of financial losses due to unforeseen eventualities, people should take adequate insurance cover.

Real estate hails RBI move of keeping rates unchanged in festive season; Here’s what realty experts said

A majority of industry experts hailed the apex bank's move of keeping the key policy rate unchanged, saying that any hike in the repo rate would have impacted consumption sentiments and also the real

RBI keeps repo rate unchanged, but no guarantee of relief for loan takers; Home, car loan rates may still go up!

The RBI in a surprise move kept its key policy rate unchanged at 6.50% in its monetary policy review on Friday. Still all types of loans are set to cost more as a majority of banks and HFCs have alrea

Recurring Deposits: SBI, ICICI, HDFC, Axis, Kotak Bank RDs and interest rates compared

Recurring deposits, like fixed deposits, are one of the most popular investment schemes in India, especially among risk-averse investors, and are offered by all the major banks, including SBI, ICICI B

Here’s why switching to a senior citizen savings account makes more sense

If you happen to be over 55 years and are still using your old regular savings account, you may be missing out on special features and benefits that can only be availed with senior citizen savings ban

Currency devaluation: Know how the falling rupee impacts your finances

The rupee has depreciated over 15% against the US dollar since January this year because of rising crude prices, slowing flow of funds from foreign institutional investors and increase in the US Dolla

Irdai to move to risk-based assessment for insurers, intermediaries

Insurance regulator Irdai Thursday said it will move to a risk-based supervisory framework in view of significant rise in insurance firms and their intermediaries and a structured approach is needed t

Now renew insurance for cars, bikes easily as HDFC Bank launches instant renewal facility

HDFC Bank claims to have become the first bank in India to offer a bouquet of digital payment options for customers to renew their vehicle insurance in a few clicks.

MF direct plans are great: How to find suitable fund and how to invest

Market fluctuations give the opportunity to get higher return in the long run, which otherwise would not be possible if the gain is risk-free and steady one.

DIY Investing: The next big wave in financial advisory in India

The evolution of the DIY investor is likely to be the next big trend in the Indian financial markets.

You can just watch your physical shares soar on Sensex, but can’t sell them from Dec 5

You will not be able to lodge your physical shares with the company or its RTA for further transfer, if you continue to hold shares and other types of securities of listed companies in physical form.

Millennials prefer life insurance over other financial assets – Here’s what study shows

A majority of millennials looks life insurance as a preferred financial instrument to invest in, to meet their financial goals, says a survey.

4 things to keep in mind before borrowing this festive season

Borrowing during the festive season is quite common, given that most households find it auspicious to move into their dream home or purchase a new vehicle during this time.

Financial services: Short-term volatility & long-term value

In spite of the recent volatility in the stock prices of financial services firms in India, the savings focused on the sector remain an attractive destination for institutional investors.

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