Reliance Health Infinity Policy: Rs 5 crore plan with up to Rs 2 lakh maternity cover. Details here | The Financial Express

Reliance Health Infinity Policy: Rs 5 crore plan with up to Rs 2 lakh maternity cover. Details here

Reliance Health Infinity Policy comes loaded with a high sum insured up to Rs 5 Crore and unlimited other benefits

Reliance Health Infinity Policy
Check details of Reliance Health Infinity Policy. Representational image

Reliance General Insurance has launched a new health insurance policy that offers a sum insured up to Rs 5 crore. In a statement, the insurer said this is a first-of-its-kind premium health insurance product, Reliance Health Infinity Policy, offering limitless benefits. 

Reliance Health Infinity Policy comes loaded with a high sum insured up to Rs 5 Crore, features like MoreGlobal Cover, Maternity Cover, OPD Cover, unlimited restoration of sum insured, and 15 plus useful add-on benefits. The new policy will reward customers for being fit both financially and physically by offering India’s first Credit Score based discount and BMI-based discount on the premium. 

“Today, a basic health plan is just not sufficient anymore to ensure the protection one needs. People who are risk-averse and are cognizant of soaring medical inflation and the availability of modern treatments would rather want to opt for a policy that offers infinite protection with world-class benefits like High Sum Insured with Unlimited Restoration, Medical Equipment Cover, Planned Global Treatment,” said Rakesh Jain, the Chief Executive Officer, Reliance General Insurance.

Also Read: Why should you get your health insurance reviewed?

‘More benefit’ options

Reliance Health Infinity Policy’s ‘more’ benefit options – MoreGlobal, MoreCover and MoreTime – will enable customers to meet their health insurance requirements without any compromise and hassle, the statement said. 

  • MoreGlobal Cover, which is apt for globetrotters, policyholders will get emergency as well as planned medical treatment abroad along with air ambulance and OPD facilities. 
  • MoreCover benefit will gives customers up to 30% additional coverage to the sum insured amount. 
  • MoreTime benefit provides longer policy duration with 13 months policy period instead of just 12 months.

Add-on benefits

The policy offers several add-on benefits such as maternity Cover of up to Rs 2 Lakhs with a low waiting period of only 12 months. Th policy also offers unlimited restoration of the base sum insured amount during a policy year on both related and unrelated illnesses. OPD Cover under the policy covers doctors’ consultation, diagnostic tests, dental & surgical treatments along with prescribed drugs. With Double Cover option, which is applicable from Day 1, customers can get an additional 100% of the sum insured to be used during the same claim. 

Sum-insured options

The policy is available in the individual and family floater (up to 8 members) categories with a broad range of sum-insured options starting from Rs 5 Lakhs to Rs 5 Crores. Children above 90 days of age and adults between the age of 18 to 65 years are covered in this policy. Additionally, new-born babies are covered under Mother & Child Care benefit. The basic plan of Reliance Health Infinity Policy provides coverage against critical expenses like for Organ Donor, Pre-&-Post hospitalization, Day-care procedures, emergency ambulance and special treatments.

Also Read: 10 points to keep in mind before porting a health insurance plan

Smart discounts

Reliance Health Infinity Policy has introduced smart discounts like Credit Score-based, BMI- (Body Mass Index)-based and Stay Healthy discounts to reward customers for staying fit both financially and physically. For women, the policy offers a 5% discount for insuring a girl child in the family floater policy and another 5% discount if the proposer is a female. Customers can also get a 10% discount just by purchasing the policy online.

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First published on: 17-12-2022 at 11:37 IST