Reliance General Insurance has launched a new health insurance policy that offers a sum insured up to Rs 5 crore. In a statement, the insurer said this is a first-of-its-kind premium health insurance product, Reliance Health Infinity Policy, offering limitless benefits.
Reliance Health Infinity Policy comes loaded with a high sum insured up to Rs 5 Crore, features like MoreGlobal Cover, Maternity Cover, OPD Cover, unlimited restoration of sum insured, and 15 plus useful add-on benefits. The new policy will reward customers for being fit both financially and physically by offering India’s first Credit Score based discount and BMI-based discount on the premium.
“Today, a basic health plan is just not sufficient anymore to ensure the protection one needs. People who are risk-averse and are cognizant of soaring medical inflation and the availability of modern treatments would rather want to opt for a policy that offers infinite protection with world-class benefits like High Sum Insured with Unlimited Restoration, Medical Equipment Cover, Planned Global Treatment,” said Rakesh Jain, the Chief Executive Officer, Reliance General Insurance.
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‘More benefit’ options
Reliance Health Infinity Policy’s ‘more’ benefit options – MoreGlobal, MoreCover and MoreTime – will enable customers to meet their health insurance requirements without any compromise and hassle, the statement said.
- MoreGlobal Cover, which is apt for globetrotters, policyholders will get emergency as well as planned medical treatment abroad along with air ambulance and OPD facilities.
- MoreCover benefit will gives customers up to 30% additional coverage to the sum insured amount.
- MoreTime benefit provides longer policy duration with 13 months policy period instead of just 12 months.
Add-on benefits
The policy offers several add-on benefits such as maternity Cover of up to Rs 2 Lakhs with a low waiting period of only 12 months. Th policy also offers unlimited restoration of the base sum insured amount during a policy year on both related and unrelated illnesses. OPD Cover under the policy covers doctors’ consultation, diagnostic tests, dental & surgical treatments along with prescribed drugs. With Double Cover option, which is applicable from Day 1, customers can get an additional 100% of the sum insured to be used during the same claim.
Sum-insured options
The policy is available in the individual and family floater (up to 8 members) categories with a broad range of sum-insured options starting from Rs 5 Lakhs to Rs 5 Crores. Children above 90 days of age and adults between the age of 18 to 65 years are covered in this policy. Additionally, new-born babies are covered under Mother & Child Care benefit. The basic plan of Reliance Health Infinity Policy provides coverage against critical expenses like for Organ Donor, Pre-&-Post hospitalization, Day-care procedures, emergency ambulance and special treatments.
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Smart discounts
Reliance Health Infinity Policy has introduced smart discounts like Credit Score-based, BMI- (Body Mass Index)-based and Stay Healthy discounts to reward customers for staying fit both financially and physically. For women, the policy offers a 5% discount for insuring a girl child in the family floater policy and another 5% discount if the proposer is a female. Customers can also get a 10% discount just by purchasing the policy online.
