Insurance

Take personal term plan along with group life insurance: Pankaj Razdan

Primary objective of term insurance is to eliminate financial burdens a family might face in case of untimely death of the earning member.

Insurance through WhatsApp: What is it, how to do it? Here’s all you need to know

With this new platform, policyholders can avail different benefits at their fingertips, anywhere, anytime, using WhatsApp.

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Life assured, proposer or premium payer – who may claim tax benefits on life insurance?

Life insurance is a contract through which a person transfers to an insurance company the life risk of a person in whose life he or she has an insurable interest.

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Home Insurance: This year secure your home early on; Here’s why

A comprehensive home insurance policy covers the assets, belongings and contents in the house, whereas there are policies which cover only the house.

home insurance, home insurance cover, householders insurance, Natural Calamities, Burglary & Theft

Huge damage to car in accident? Revealed, how insurers pay for Total Loss

On receipt of a few complaints relating to general insurers settling lesser amounts than the IDV in case of total loss of motor vehicles, Irdai has raised its concern.

total loss, car insurance, total loss claim, theft claim, irdai, IDV, policyholders

Port your health insurance policy for a lower premium; Know how to do it

If you are going opting for more benefits while porting, the premium of the new policy could be higher on account of added benefits. Also, watch out that you do not lose significant benefits in the ne

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6 best travel insurance hacks guaranteed to save money on a policy

Travel insurance is one of the most important aspects while travelling that a majority of people tend to ignore until the last minute.

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Buying a health insurance policy? Here’s how to make the most of it

Health insurance is an important element of financial planning, as one big expenditure can set back your financial goals by a number of years.

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Implementation of new CPA guidelines: Policyholders to shell out less from January 1, 2019

In the last few months, there have been streaks of new regulations announced by the regulator on the motor insurance side, which will eventually benefit the policyholders.

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Do you know you are eligible for free health check-ups? Find out how

With the rising healthcare costs and the increased occurrence of lifestyle-based ailments, it is advisable to undergo a health check-up at least once every year, suggest experts.

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Is your money sitting idle? Let it work for you; Know how

From equity mutual funds to bank fixed deposits, investment planning needs a careful analysis of the returns and the tenor mutual funds.

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8 key trends and changes insurance industry witnessed in 2018

2018 proved to be a very important year for the insurance industry as it witnessed so many new trends and big developments during the year.

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Planning to buy a health insurance policy? 5 things to check before buying one

Depending on the individual or family’s needs, one must decide on the type of policy to buy. Find out the key factors to consider prior to purchasing a health insurance policy

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Don’t want your health insurance claim to be rejected? Know the disclosures you need to make

The insurance company understands the nature of risk and calculates the premium to cover that risk at the time of underwriting a policy

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Indians see life insurance as the most handy instrument for planning their major life goals, reveals survey

Indians see life insurance as the most handy instrument for planning their major life goals while nearly a third do not have any idea about how much insurance they need, a survey has found.

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Why it makes sense to buy a separate Cancer Cover; Find out

Cancer covers offer higher sum assured than regular health insurance policies, along with stage-based payouts

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Looking for best insurance plan for your children? Here are some top ones, check out the returns

As per a recent report by Principal Retirement Advisors, children’s education and marriage (68%) are the two topmost financial goals in India among new-parents followed by buying a house (55%).

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Life insurance: Looking back, looking ahead – Regulatory support leading to new possibilities

Product guidelines like similar minimum death benefit across all ages and differentiated pricing of protection products for those who use wearables are good steps.

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ICICI Lombard to renew motor insurance policies using artificial intelligence

The tech-based feature will allow users to capture images of the car for which the insurance has expired and upload it using ICICI Lombard’s ‘insure’ mobile app.

What is cyber insurance and why you need it; Here’s all you need to know

With the higher use of digital platforms, cybercrime is growing at an increasing rate.

Motor insurance: Have two cars? Take a standalone personal accident cover of Rs 15 lakh

Irdai has relaxed its directive for compulsory personal accident cover for owner-driver under motor insurance policies

Before you dive, check if your insurance policy covers adventure sports

Sun-bathing lying on a beach or walking around a historical monument is not everybody's idea of a perfect holiday.

Premium income of life insurers falls 3% in November

Annualised premium equivalent (APE) of the life insurance industry in November declined 3% year-on-year to Rs 5,733 crore.

Insurance Outlook: Near-term volumes to remain weak

In November 2018, private sector individual APE was almost flat as compared to 17-19% growth over the past three months.

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Now, get insurance premium receipt on SMS from January; here’s what IRDAI has asked insurers to do

Insurance sector regulator Irdai has asked all the insurers to inform policyholders through messages on receipt of premium from January 1, aimed at protecting the interest of consumers.

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IRDAI to tweak capital norms for insurance firms

Insurance sector regulator IRDAI was in the process of tweaking the capital requirements norms for insurance companies, an official said Thursday.

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Big alert for car and bike owners! Your personal accident insurance cover will change from January 1

Come January 1, 2019, and getting a Personal Accident Cover will not remain the same for vehicle owners. Here's what will change!

car insurance, auto insurance, personal accident cover, PA cover, IRDAI, January 1 2019, CPA cover
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