Travelling abroad this winter? 6 common things your travel insurance won’t cover

With travel-related risks on a constant high, it is important for the travellers to take necessary precautions and protect themselves with adequate travel insurance when planning a vacation outside th

travel insurance, travel insurance exclusions, international travel, travelling abroad, Pre Existing Illness, Adventure Sports

Daily hospitalisation under PMJAY may double by January

The number of free hospitalization beneficiaries under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) may reach 6 lakh in the next one month from 3.7 lakh now, Ayushman Bharat CEO Ind

PMJAY, Ayushman Bharat CEO, Indu Bhushan, National Health Agency, free hospitalization beneficiaries 

Why you must assess your health insurance cover; All you need to know

Before you plan to renew your existing heath cover, it is very important to compare different products available in the market. This is when you need to assess your health insurance.

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Buying a term insurance plan? Consider these 4 things first

While having a life insurance policy is very important, staying adequately insured is equally necessary. Here are a few things to consider when buying a term insurance plan.

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Buying insurance from agent? Top 3 things you should always keep in mind

With mis-selling quite prevalent in the insurance industry, it is good to do some fact-checking on the agent and the policy before signing on the dotted line

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What are sub-limits in a health insurance policy? Here’s all you need to know

When buying an adequate health insurance, there are numerous factors that must be kept in mind to get the best coverage possible.

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Industry sees proposed changes in insurance products consumer friendly, competitive

The proposed changes in various insurance products will be consumer-friendly and provide a flexibility to insurers in offering better services, industry experts say.

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Seeing a major shift in customer mindset towards protection plans: Subhrajit Mukhopadhyay, Edelweiss Tokio Life Insurance

In an exclusive interview, Subhrajit Mukhopadhyay of Edelweiss Tokio Life Insurance shares his views on the latest trends in the life insurance industry, as also how customer needs and behaviour have

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On family holiday or office trip? Can you rely completely on credit card travel insurance? Find out

Some credit card companies offer free travel insurance as a benefit along with the card. However, does that complimentary travel insurance offer enough protection?

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Life insurance: Go for top-up plans and riders to increase health cover as you age

It is very important for any earning individual to have a life insurance cover at least until his/her age of retirement.

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Indians in 18-35 age group most vulnerable to diabetes: Study

A whopping 73% increase was seen in the number of claims in the 18-35 age group between FY2016 and FY2018. Similarly, a 32% increase was seen in the number of claims in the age group of 35-45.

diabetes, World Diabetes Day 2018, WHO, SBI General Insurance, Indians, Maharashtra, Tamil Nadu

Good news! Health insurance to become customer-centric as IRDAI Panel suggests various changes

To make the health insurance cover more customer-centric, a panel constituted by IRDAI has proposed several important changes to the existing health insurance exclusion rules.

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Global healthcare policies for advanced treatment outside India: All you need to know

In case you plan to take your family member outside the country for treatment, you may need to think twice as your health insurance policy may not cover the cost of treatment incurred outside the coun

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What is critical illness cover and how does it work? Why buying this plan has become a must today?

According to surveys by different global and national healthcare organizations, one out of four individuals in India is at a high risk of dying from critical diseases before the age of 70.

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Diseases infected after policy purchase must be covered: Irdai panel

The working group has also suggested a list of 17 diseases, including chronic kidney disease, Hepatitis B, Alzheimer's, epilepsy and HIV & AIDS, which could be excluded from health insurance polices.

Flexible and customer friendly norms for life insurance: Irdai proposes structural changes in linked, non-linked policies

After five years, the insurance regulator is in the process of reviewing the structure of linked and non-linked life insurance products. It has put out a draft paper which, among other things, propose

How age plays an important role in your insurance buying decision

There are a plethora of insurance plans available in the market, and most financial experts advise that it is very important to have these insurance policies in place, at the right age.

IRDAI proposes new guidelines for life insurance policies; Here’s how they will benefit buyers

IRDAI has recently proposed new draft product guidelines for linked and non-linked life insurance policies, which are set to benefit insurance buyers substantially.

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Health insurance: Bringing mental illness under health insurance cover will help customers

The Mental Healthcare Bill 2017 was a progressive reform in the midst of growing awareness. The Insurance Regulatory and Development Authority of India’s (Irdai) directive that followed, now include

How riders add value to your life insurance plan

The basic objective of buying life insurance is to provide maximum financial security to the dependants in case of untimely death of the policyholder.

Insurance H1: Why growth is slowing and margins are peaking

Our assessment of H1 results indicates (i) Moderating new business growth, (ii) Product mix shifting towards protection & away from par-savings, (iii) Margins peaking out, as delta from protection mix

Why you should have an accident insurance cover

Payout after an accident depends upon the kind of injury one suffers: If an accident causes death, the claim payout would be 100% of the sum insured, and for permanent partial disability, it could be

Irdai proposes changes in norms for insurance products

Insurance regulator Irdai Friday proposed tweaking norms for different insurance products including those related with payment to nominees in case of death of policy holders.  

When should you review your life insurance cover? Find out

Did you know, just like your motor, health and home insurance policies, your life insurance policy also needs to be reviewed from time to time? Find out when to do it.

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5 smart tips to save money while renewing auto insurance

Most people give a lot of thought while purchasing a vehicle, but not so much while purchasing vehicle insurance. Here's how money can be saved while renewing auto insurance.

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Co-Pay in Health Insurance: What is it and who should go for it?

Understanding the concept of co-pay will help you know how much you have to pay and when you have to contribute to the medical bills.

health insurance, medical insurance, mediclaim, Co Pay in Health Insurance, health insurance policies

Beware! Your nominee may not get the insurance money after your demise; Here is why

Nomination is nothing but to ensure that in case of the demise, the insurance money gets out of the insurance company and goes to someone you trust.

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