Insurance

What is the restoration benefit in Health Insurance and how to use it?

The restoration benefit is a coverage benefit wherein the sum insured gets restored or refilled after the original coverage is fully exhausted.

Health Insurance, insurance claim, death in hospital, health insurance claim request, cost of hospitalisation, Covid-19 pandemic, how to make claim request, cashless claim, reimbursement claim

Life insurance: Check out the riders with your basic cover

Critical illness rider has gained a lot of traction after the Covid-19 pandemic because of its multi-organ effects

How beneficial is the add-on home treatment cover in comparison to addition in premium?

Despite having a health insurance cover, many Covid patients ended up paying from their own pocket the cost of treatment received at home due to unavailability of beds in hospitals.

Covid-19 pandemic, Covid treatment, health insurance, hospitalisation cost, Covid treatment at home, home treatment, Domiciliary cover, Domiciliary treatment, insurance cover, add-on cover, IRDAI

Insurance Awareness Day: How to make an informed buying decision

Life insurance policies of the pure protection variety, known as term Insurance, are basic and most necessary form of life insurance cover.

life insurance, Human Life Value calculations, pure protection plans, financial tools, health insurance, hospitalisation,

Important things to check before buying a health insurance policy

The pandemic has put a spotlight on risk and underscored the importance of risk mitigation. People have now started valuing the importance of insurance as they have understood the financial consequenc

National Insurance Awareness Day 2021, health insurance, every stage of life, Covid, Single and Young, Married with Children, Elderly Couples, Retiring Couples, Retirees, Health Insurance Zaroori Hai

Why, how much and when to buy life insurance policy – Find out

Deciding on the amount of life cover requires careful consideration of all the value that one might bring to one’s family and dependents in the foreseeable future.

buy life insurance policy, how much, Human Life value calculators, guaranteed plans, premium, pure protection plan, details

10 essential things every woman should check before buying an insurance policy

Here are 10 essential things every woman should check before buying an insurance policy.

National Insurance Awareness Day 2021: Why is health insurance essential at every stage of life?

In today’s fast-paced world, having an adequate health cover is one of the best ways to be financially prepared against uncertain health risks.

health insurance

21 Top Life, Health and Motor Insurance Policy Changes Every Policyholder Should Know in 2021

National Insurance Awareness Day 2021: In the time of the pandemic, the Insurance Regulatory and Development Authority of India (IRDAI) has introduced several policies and rule changes in Life, Health

National insurance awareness day

Rs 4,698.10 crore paid for death claims under PMJJBY last fiscal

As many as 2,50,351 death claims were filed under the PMJJBY, and of them, 13,100 were dismissed in 2020-21. The remaining 2,346 claims were being examined.

Rs 4,698.10 crore paid for death claims under PMJJBY last fiscal

Rs. 2180 crore bonus for HDFC Life policyholders declared! Check eligibility

HDFC Life has announced a bonus for the 15.49 lakh eligible policyholders which exceeds the previous year’s bonus by 44 per cent.

HDFC Life, bonus, rates, declaration, Endowment Assurance, Money Back Plan, Children's Plan, guaranteed addition

EMBEDDED VALUE: Life insurance industry needs to look at its business in a different way

A few unfortunate children run the risk of losing either or both parents due to accident or disease, leaving them helpless and at the mercy of others.

Home Insurance: All about Bharat Griha Rakshak policy

The standard policy offers two optional covers— cover for valuable contents and personal accident cover for the policyholder and spouse

Experts say such a policy can help in increasing the penetration of home insurance which is very low in the country.

Life insurers may see short-term pressure on profitability due to pandemic: ICICI Pru Life

The company's total premium income during FY21 was Rs 35,733 crore of which Rs 13,032 crore was new business premium.

As coronavirus leads to rise in insurance claims, this LIC agent travels Delhi-NCR on bike… and boats

53-year-old LIC agent Binda Rawat has been travelling across Delhi-NCR for the past decade and a half due to his work, but now, his working hours are much longer.

Father’s Day Special: Life insurance and financial tips for a secure future

No matter how meticulous you are with your finances, failure to purchase adequate insurance can impair your financial future.

financial, life insurance tips for a secure future

Health Insurance: After losing parents, will orphans lose medical cover as well?

Despite the fact that Covid-19 fatalities among children are low, the pandemic has played havoc in the lives of many little ones, with thousands of children losing one or both parents.

health insurance, Covid-19 pandamic, orphan children, renewal of health insuance policy of orphaned children, dependent children, legal gurdian, Insurance Regulatory and Development Authority of India, IRDAI

Life insurance claim process after death due to cyclones, pandemic, other disasters: What insurers say

Life Insurance Claim Process: The ongoing pandemic has destroyed thousands of families across the country.

life insurance

Shocked by COVID deaths, young Indians rush for life insurance

When a devastating second wave of the pandemic peaked in India during April and May, the numbers of people aged between 25 and 35 buying term insurance was 30% higher than in the previous three months

insurance

Smart tips for buying a comprehensive health insurance plan amid pandemic

Purchasing an insurance plan is always advisable. While old age is not a barrier, it is always better to buy an insurance plan early in life for it can prove to be of great help in old age.

Health insurance, family floater health plan, hospitalization expenses, second wave of Covid-19 pandemic, individual health policy, family floater health policy, tax-deductions under Section 80D, health insurance premium

Life Insurance: How nominees can easily process Death Claim Settlement

In times like these, where mobility itself is a significant constraint and risk, insurance companies offer various digital options for easy claim intimation by the claimant.

Senior citizen health insurance Vs Regular health plans: Which is better for senior citizens?

Today health insurers have come up with impressive comprehensive health insurance plans for senior citizens that are curated to offer adequate financial security at affordable prices.

Life Insurance and Health Insurance: Why to get insured and which cover is essential?

The aim of taking insurance is getting financial protection against a risk, where uncertainty is there about timing and/or occurrence of an insurable event.

insurance, life insurance, term life insurance, health insurance, need of taking insurance cover, insurance premium, insurable risk, transfer of risk, hospitalisation cost, risk of dying early, risk of living too long

IRDAI issues guidelines on professional indemnity policy for insurance intermediaries

As per the guidelines, every general insurer should endeavour to offer the standard professional indemnity for insurance brokers, corporate agents, web aggregators and insurance marketing firms.

IRDAI

Policybazaar gets insurance broking licence from IRDAI

The broking licence will allow the company to venture into segments which it could not do in the past like claims assistance, offline services, and establish Points of Presence network.

ESIC to cover casual, contractual employees of municipal bodies

The statement said that for the National Capital Region of Delhi, the Central Government being the appropriate government under the ESI Act, the labour ministry has already issued such ‘intention’

“The ESI Corporation has been directed to take up the matter with the states/ UTs, being the appropriate government(s) under the ESI Act, for the issue of notification for coverage of casual and contractual workers in the municipal corporation(s)/ council(s) in their respective jurisdictions,” an official statement quoting labour minister Santosh Kumar Gangwar said.

Non-life insurers’ gross direct premium rises 11 pc to Rs 12,316 cr in May

The six standalone private sector health insurance companies registered a jump of 66.6 per cent in their gross premium at Rs 1,406.64 crore in May 2021, as against Rs 844.13 crore earlier.

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