Insurance

5 major differences between online and offline methods of buying car insurance

The traditional insurers are also creating a ‘car insurance online’ strategy and not solely relying on offline ways.

NEFT, RTGS, RBI, Reserve Bank of India, Real Time Gross Settlement System News

Health Insurance: Secure your family with a Family Floater plan

The most appropriate financial planning tool available to ensure the safety of one’s loved ones is a Family Floater health insurance plan that covers each family member.

PMJJBY, PMSBY, PM Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana, PMJJBY premium, PMSBY premium, risk coverage News

Good News! Health insurance plans likely to have fewer exclusions

Health insurance policies will have less exclusions as the insurance regulator has come out with a draft exposure to rationalise and standardise the exclusions in health insurance contracts.

Insurance News

Common reasons why motor insurance claims get rejected

In order to avoid a situation where you are not able to make a car insurance claim, you should familiarize yourself with the reasons why even a genuine claim made on your behalf may get rejected.

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IRDAI proposes a hike in 3rd party car insurance premium: Check details

The new car and two-wheeler owner have two options, either to go for a Multi-Year Long Term Comprehensive Policy or else a Bundled Policy.

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IRDAI guidelines on standardization of exclusions in health insurance contracts; What does it mean for you?

IRDAI in draft guidelines proposes that the health insurance industry while incorporating exclusions in the health insurance products, should adopt a uniform approach.

Budget 2019, Union Budget 2019 India, Budget 2019 India, Budget 2019-20 News

Postal Life Insurance: Did you know PLI is not only for government employees? Check your eligibility

In addition to the 24 life insurance companies being governed by the IRDAI, postal life insurance has several insurance policies on offer.

PMJJBY, PMSBY, PM Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana, PMJJBY premium, PMSBY premium, risk coverage News

Health Insurance Claim: This is why your insurer may not pay the entire claim amount

The basic purpose of buying health insurance is that one doesn’t have to dip into one's savings to pay for the medical bills after hospitalisation.

Insurance News

Mumbai local train travellers may now opt for insurance policy from Bajaj Finserv

The Pocket Insurance products include Holiday Cover, Trek Cover, Key Replacement Insurance, Watch Cover, Eyewear Insurance, Wallet Care and other policies.

Insurance News

Covered by group insurance? You still need an individual health plan

If you are relying on your group health insurance and plan to buy a cover after retirement, it will not only be expensive but insurers may reject your case on medical grounds

A group health plan offers healthcare coverage to the employee, spouse, dependent parents and dependent children up to a certain age. (Illustration: Shyam Kumar Prasad) News

Fixed Benefit Vs Indemnity Based Health Insurance: Which is a better option for you?

Indemnity-based health plans and fixed benefit plans come with their own set of benefits and are entirely different on the coverage they offer.

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Critical factors that may get your life insurance claim rejected: Here is how to ensure your nominees get their dues

Policyholders should be aware of the common reasons that could lead to a rejection of a claim, leading to financial distress to the nominee or beneficiary.

life insurance claim, life insurance, policy, nominees, pre-existing diseases, policyholder News

Pradhan Mantri Suraksha Bima Yojana: Why to enroll, renew before May 31; PMSBY form download

Among the various schemes offered by the government for social benefits, Pradhan Mantri Suraksha Bima Yojana is one such scheme offering insurance against accidental death and disability.

PMSBY, Pradhan Mantri Suraksha Bima Yojana, Accident Insurance Scheme,medical insurance, accidental death and disability, News

Private sector life insurers see 18% growth in premium collections

Almost all large players, except ICICI Prudential Life (up 2% y-o-y), reported over 15% yoy growth. HDFC Life, SBI Life and Max Life reported strong growth at 39%, 50% and 28% y-o-y, respectively .

Private sector life insurers see 18% growth in premium collections (Illustration: SHYAM Kumar Prasad) News

Airtel offers life insurance in tie-up with HDFC Life: Are you eligible?

Airtel and HDFC Life Insurance have joined hands to offer life insurance to the eligible subscribers. Here are ten things you need to know before you jump on to it.

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Pradhan Mantri Jeevan Jyoti Bima Yojana: Why to enroll, renew before May 31; Download PMJJBY form

The PMJJBY scheme is a life cover for an annual premium of Rs 330 and is available to people in the age group of 18 to 50 years having a bank account.

New India Assurance, Oriental India, United India, National Insurance Company News

Secure your retirement with the new age retirement variant 4G ULIPs

The new retirement variant of 4G ULIP introduced in the market primarily focuses on retirement solutions for the customers.

Ulip, unit linked insurance plan, 4g ulip, 4g ulips, retirement variant 4G ULIPs, retirement plans, Bajaj Allianz LongLife Goal, HDFC Life Click2Wealth, Canara HSBC Oriental Invest 4G-Whole Life News

Good to Know: 10 useful benefits of senior citizen travel insurance plans

A pragmatic way to ensure that elderly travellers actually enjoy their trips without much worry is to sign up for a comprehensive travel insurance plan.

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5 restrictions in health insurance plans: Know them before you buy one

There are certain specific restrictions in almost all health insurance plans and one needs to be aware of them for a smooth settlement of the claims.

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How to pick up the right home insurance policy

Even a Lloyd’s Underinsurance Report last year had estimated that India has the second-largest global underinsurance. In the last two decades, India suffered losses of $80 billion, according to a re

Insurance News

Jet Airways stops Group Mediclaim Policy: This rule ensures that coverage is not lost

In the case where the employee leaves a job or when the employer does not renew the group cover, all is not lost. Here's an option.

Jet Airways, group health insurance policy, health insurance policy, health insurance, Jet Airways Group Mediclaim Policy, portability, pre-existing diseases News

Single Trip vs Multi Trip Travel Insurance: Which one is more suitable for you?

For anyone looking to travel abroad, the question which travel insurance to buy is always perplexing. Here's how to choose the right policy.

travel insurance, Single Trip vs Multi Trip Travel Insurance, Single Trip travel insurance, Multi Trip Travel Insurance, Pre-existing Medical Conditions, best travel insurance plans News

How to boost your health insurance cover at nominal cost

The regular health insurance cover with a sum insured of Rs 2 to Rs 3 lakh is no more sufficient to meet your future or even current medical expenses

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Non-life insurers’ gross direct premium grows 13% in FY19

New India Assurance, the country’s biggest general insurance company, continued its dominant position with a market share of 14.06%, while in the private sector ICICI Lombard remained on the top wit

Non-life insurers, General insurance, ICICI Lombard, Insurance Regulatory and Development Authority of India, money News

Providing adequate life insurance cover and annuity plans should be vision statement of insurers

The vision statement of a company describes where the organization or the company wants to be by fulfilling its mission.

life insurance cover, annuity plans, financial protection, IRDAI, SBI Life, ICICI Prulife Insurance News

Looking to invest in ULIPs? Check out the best 4G ULIPs for maximum returns

The new 4G ULIPs have low cost and zero commission where charges like premium allocation and policy administration are typically zero.

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Term Insurance Plans with Return of Premium: Best for people looking for investment element in life insurance

A term plan is the only kind of insurance policy that you need to have because it gives you the maximum cover for the lowest cost.

New India Assurance, Oriental India, United India, National Insurance Company News
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