Health Insurance Plan: Coverage up to Rs. 1 crore with no sub-limits, room rent capping – Check benefits

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Updated: Sep 22, 2020 1:14 PM

The policy has been introduced in three variants – HealthPrime Connect Essential, HealthPrime Connect Optimum, and HealthPrime Connect Optimum Plus.

Health insurance plan, sub-limits, room rent capping, Sum Insured, accrued Cumulative Bonus, post-hospitalisationThe policy has all the important features of an ideal health insurance plan.

Liberty General Insurance has launched its new health insurance product ‘HealthPrime Connect’, a comprehensive product for all health emergencies. It offers life-long renewal benefit to its customers and offers a sum insured option of up to Rs. 1 crore coverage with no sub-limits, no co-pays and no room rent capping. The policy has been introduced in three variants – HealthPrime Connect Essential, HealthPrime Connect Optimum, and HealthPrime Connect Optimum Plus.

‘HealthPrime Connect’ policy has all the important features of an ideal health insurance plan such as Restore Benefit Cover which automatically restores the basic sum insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period;.

Some of the other features are Bariatric Surgery for treatment of obesity and weight control, Emergency Worldwide Coverage which enables the customers to travel freely anywhere in the world without the fear of medical emergencies.

The policy offers several other benefits to the policyholders such as day-care treatments, organ donor expenses, laser eye surgery, AYUSH treatment, infertility treatment cover, personal accident & critical illness cover, maternity cover, vaccination expense coverage of the new born, cover against pre-hospitalization and post-hospitalization expenses, among others. Each of the product variant comes with numerous features and benefits to help customers get quality health care.

Speaking on the development, Mr. Roopam Asthana, CEO & Whole Time Director, Liberty General Insurance said, “With the latest product offering ‘HealthPrime Connect’ from Liberty, our customers do not have to ever compromise on their wellbeing in the event of any medical emergencies, especially at a time when medical expenses are ballooning. With three feature-packed variants to choose from, Liberty reinforces its focus on the health insurance segment to provide customers a comprehensive offering that distinguishes itself from the existing gamut of health insurance products in the market. Backed by our best in class in-house claims management team, this product will empower our customers with the best protection cover in this difficult time.”

The term ‘comprehensive medical insurance’ is perfect for HealthPrime Connect because of the sheer range of unique features and benefits it offers. Here is a look at some of the important features:

1. High Sum Insured: Ranging from Rs 10 lakh to Rs 1 crore

2. Pre- and post-hospitalisation expenses from 3 months to 6 months

3. Hospital Daily Cash up to Rs 4000 per day up to 10 days

4. Emergency local ambulance charges up to Rs. 8000

5. Second opinion for diagnosis and treatment

6. Organ donor expenses

7. Unique Maternity and childcare package

8. AYUSH treatment

9. Laser eye surgery

10. Obesity treatment

11. Infertility treatment

12. Health 360: Earn -and-Burn program that rewards a healthier lifestyle

13. Restoration benefits

14. Stay Fit bonus: Earn a reward of Rs 10, which can be used for any non-medical expense

Optional benefits

1. Cumulative Bonus Enhancer: Increase your basic Sum Insured by 25% after every claim-free year up to 150%

2. OPD cover: Choose from special Sum Insured limits of Rs 10000, Rs 15000, Rs 20000 and Rs 30000 for OPD expenses

3. Critical illness cover & Personal Accident cover includes Adventure sports

4. Emergency Worldwide coverage: Up to 50% of Basic Sum Insured

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