COVID-19 insurance scheme: Rs 50 lakh cover for health workers to include loss of life as well

By: |
March 30, 2020 3:13 PM

Under the ‘Pradhan Mantri Garib Kalyan Package', an insurance cover of Rs. 50 lakh will be provided for a period of 90 days.

 Insurance scheme for health workers, ‘Pradhan Mantri Garib Kalyan Package, insurance cover of Rs. 50 lakh, health insurance, covid-19 news, coronavirusInsurance provided under this package would be over and above any other insurance cover being availed of by the beneficiary.

The Finance Minister Nirmala Sitharaman in a press conference had recently said that an insurance scheme is being put in place for the health workers who are fighting the Covid 19 pandemic in the country. In a step towards it, the government has approved the ‘Pradhan Mantri Garib Kalyan Package’. The benefit of the package is estimated to reach a total of around 22.12 lakh public healthcare providers, including community health workers, who may have to be in direct contact and care of Coronavirus patients and who may be at risk of being impacted by it.

Under the scheme, an insurance cover of Rs. 50 lakh will be provided for a period of 90 days. Importantly, the scheme will also include accidental loss of life on account of contracting COVID-19.

The coverage under Pradhan Mantri Garib Kalyan Package will also be provided to the private hospital staff/ retired/volunteer/ local urban bodies/contract/daily wage/ ad-hoc/outsourced staff requisitioned by States/ Central hospitals/autonomous hospitals of Central/States/UTs, AIIMS & INIs/ hospitals of Central Ministries subject to numbers indicated by Ministry of Health & Family Welfare.

Further, the insurance provided under this scheme would be over and above any other insurance cover being availed of by the beneficiary.

The scheme is aimed at all those health professional, who at the time of treating Covid-19 patients meets with some accident or may have to require medical coverage. Essentially, Safai karamcharis, ward-boys, nurses, paramedics, technicians, doctors and specialists and other health workers would be covered by this medical insurance scheme.

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