Here’s all you need to know about EPFO’s new Composite Claim Forms

By: | Updated: February 22, 2017 3:59 PM

With a view to make its services available to its stakeholders in an efficient and transparent manner, EPFO had introduced Universal Account Number (UAN). Subscribers, who seed Aadhaar and Bank account details, to their UAN have the facility to submit claim forms directly to EPFO without the attestation of employers by preferring claims in Forms No. 19 (UAN), 10C (UAN) & 31(UAN).

For subscribers also, who are yet to seed Aadhaar and Bank details with their UAN, new Composite Claim Form (Non-Aadhaar) replaces the existing Forms No. 19, 10C & 31

With a view to make its services available to its stakeholders in an efficient and transparent manner, EPFO had introduced Universal Account Number (UAN). Subscribers, who seed Aadhaar and Bank account details, to their UAN have the facility to submit claim forms directly to EPFO without the attestation of employers by preferring claims in Forms No. 19 (UAN), 10C (UAN) & 31(UAN).

To add further convenience, these forms now have been further simplified and replaced with a single page Composite Claim Form (Aadhaar). This new Composite Claim Form (Aadhaar), can be submitted without the attestation of employers.

For subscribers also, who are yet to seed Aadhaar and Bank details with their UAN, new Composite Claim Form (Non-Aadhaar) replaces the existing Forms No. 19, 10C & 31. The new Single page Composite Claim Form (Non-Aadhaar), can be submitted with the attestation of employers.

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Here’s is the format of the new Composite Claim forms as well as the detailed instructions regarding how to fill them up:

Instruction sheet for filing the Composite Claim Form (Aadhaar):

1. The Composite Claim Form (Aadhaar) is applicable in cases where a member’s complete details in Form-11 (New), Aadhaar number and bank account details are available on the UAN Portal and UAN has been activated. Such members can submit this form directly to the concerned FPFO office, without attestation of claim form by the employees.

2. Purpose of advance and documents requited: (The purpose may be on of the following):
i) Housing Loan/ Purchase of site/ house/ flat or for construction/ Addition alteration in existing house/ Repayment of housing loan: No document is required. New Declaration Form/ Utilization Certificate required earlier has been discontinued.
ii) Illness of member/ family: i) Certificate of doctor and ii) Certificate by employer that ESIC facility is not available to the member may be submitted by the member.
iii) Marriage of self/ son/ daughter/ brother/ sister: No document/ Marriage card is required.
iv) Post Matriculation education of children: No document is required.
v) Lockout or closure of factory/ Cut in supply of electricity: No document is required.
vi) Natural calamity: No document is required.
vii) Purchasing equipment by physically handicapped: Medical certificate is required.
viii) One year before retirement: 90% of total PF balance can be withdrawn. No document is required.
ix) Investment in Varistha Pension Bima Yojana: 90% of total PF balance can be transferred to LIC. No document is required.

3. No revenue stamp (Rs 1) is required to be affixed by the member.

4. Income Tax (TDS) is deducted if the service is less than 5 years (60 months). No TDS is deducted in case the total balance is less than Rs 50,000. However, TDS is deducted @10% if the member submits PAN in such cases. In case PAN is not submitted, then TDS @34.608% is deducted.

5. The total service in the present establishment as well as previous establishment is counted and, therefore, it is advisable to merge all PF accounts.

6. Pension withdrawal benefit can be availed only if the service is less than 10 years.

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Instruction sheet for filing the Composite Claim Form (Non-Aadhaar)

1. Purpose of advance and documents requited: (The purpose may be on of the following):
i) Housing Loan/ Purchase of site/ house/ flat or for construction/ Addition alteration in existing house/ Repayment of housing loan: No document is required. New Declaration Form/ Utilization Certificate required earlier has been discontinued.
ii) Illness of member/ family: i) Certificate of doctor and ii) Certificate by employer that ESIC facility is not available to the member may be submitted by the member.
iii) Marriage of self/ son/ daughter/ brother/ sister: No document/ Marriage card is required.
iv) Post Matriculation education of children: No document is required.
v) Lockout or closure of factory/ Cut in supply of electricity: No document is required.
vi) Natural calamity: No document is required.
vii) Purchasing equipment by physically handicapped: Medical certificate is required.
viii) One year before retirement: 90% of total PF balance can be withdrawn. No document is required.
ix) Investment in Varistha Pension Bima Yojana: 90% of total PF balance can be transferred to LIC. No document is required.

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2. No revenue stamp (Rs 1) is required to be affixed by the member.
3. Income Tax (TDS) is deducted if the service is less than 5 years (60 months). No TDS is deducted in case the total balance is less than Rs 50,000. However, TDS is deducted @10% if the member submits PAN in such cases. In case PAN is not submitted, then TDS @34.608% is deducted.
4. The total service in the present establishment as well as previous establishment is counted and, therefore, it is advisable to merge all PF accounts.
5. Pension withdrawal benefit can be availed only if the service is less than 10 years.

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