Apple Pay scam targeting iPhones spreads fast: Experts warn of major financial risk

In one of the reported cases, a victim received a text about a suspicious Apple Pay charge and called the number. The scammer persuaded her to withdraw $15,000 from her bank.

Written by Tech Desk

April 11, 2026 13:21 IST

As with most scams of this nature, this Apple Pay scam preys on fear by claiming accounts are locked, under investigation, or that large unauthorised purchases were attempted. (Image: Unsplash)

A new scam targeting iPhone users is rapidly spreading across the United States, with fraudsters using fake Apple Pay alerts that trick victims into revealing sensitive information and potentially emptying their bank accounts.

According to a detailed warning from Consumer Affairs, scammers are sending convincing text messages that mimic official Apple Pay fraud alerts. These messages typically claim that suspicious or unauthorised transactions have been detected, urgently instructing the recipients to call a provided phone number to resolve the issue.

Once the victim calls, they are connected to smooth-talking fraudsters who impersonate Apple Support representatives, bank officials, or even law enforcement officers. Using high-pressure tactics and a strong sense of urgency, the scammers convince the target that their money is in immediate danger. They then instruct victims to transfer funds to a “safe” account, withdraw large amounts of cash, or send money through Apple Pay, Apple Cash, or gift cards.

In one of the reported cases, a victim received a text about a suspicious Apple Pay charge and called the number. The scammer persuaded her to withdraw $15,000 from her bank. Thankfully, an alert bank teller recognised the signs of a scam and advised her to end the call before any money was lost.