Insurance

Group and individual health insurance policies: Check out how they differ

Group insurance policies have lower premium as compared to individual policies since they are standardized for the whole group with uniform offerings.

Private health insurers offering 80-100 pc discounts on renewal premia

Aditya Birla Health will give a customer up to 100 per cent health returns if the insured earned enough health returns by looking after his/her health by being physically active on a regular basis.

Survey finds insurance as most preferred financial product to protect family post-COVID

The survey was conducted on salaried, business and self-employed male and female in the age-group of 25-55 years through computer-aided web interview.

How health insurance can keep your financial planning journey on the track

Insurance firms adapt to challenges posed by Covid: Irdai chief

The regulator is of the view that insurance companies should be involved with policyholders throughout the policy and not just at the time of selling policies and making claim payments.

Should youngsters, working couples buy term insurance plans?

Providing financial security and safety to the dependents requires careful evaluation of the working years as well as of the life goals planned for the family.

5 important things to consider before buying a health insurance policy

Before choosing the right insurance policy and covers, there are a few important things that need to be kept in mind.

Life insurance: We need insurance agents in the digital era

In life insurance, one-on-one interaction is still an integral part of the sales process even for term assurance and guaranteed return plans

Bajaj Allianz Life Insurance launches post-retirement fund guarantee plan

Bajaj Allianz Life Insurance on Wednesday launched an insurance plan offering a guaranteed regular deferred annuity during the post-retirement life.

Bajaj Allianz Life launches post-retirement fund guarantee plan

Bajaj Allianz Life claimed it is the only life insurance plan that offers a regular premium deferred annuity option so that the policyholders have a guarantee of their pension, having paid regularly o

Why standardisation of health insurance policies leads to increase in premium?

After the policies are being standardised as per the IRDAI directive, policyholders are getting renewal notices with higher premium even if there are no changes in age slab or the sum insured.

Aditya Birla Health Insurance Activ Health to offer up to 100% return on premium – Check features

The plan is offering up to 100 per cent premium returns, rewards and up to 100 per cent reload of Sum Insured through its enhanced version of Activ Health policy.

Bonus for Post Office Life Insurance policies declared – Check details

The government has declared the bonus applicable to Post Office Life Insurance policies and also Rural Postal Life Insurance Policies.

Working from home? Give your vehicle required protection by investing in TP, fire and theft insurance cover

While your car is parked at your residence, there are some other possible damages for which you must have adequate coverage to compensate for the loss.

Our Money: Overcoming the challenges in the health insurance sector

Digital health is here to stay as we are likely to see a rise in telemedicine and online video consult services along with remote chronic care management. These services are expected to become a part

Life insurance: Five reasons to buy a term plan at a young age

Buying a term life plan at a young age lays a strong financial foundation that not just helps you in achieving your life goals in time but also protects against uncertainties in life

ESIC eases conditions for women to avail sickness benefit, decides to set up more health facilities

"The Employees' State Insurance Corporation (ESIC), during its 184th meeting held on February 22, 2021, under the chairmanship of Santosh Kumar Gangwar, Minister of State for Labour and Employment (In

Bharti AXA Life launches Flexi Term Pro, a term insurance plan with cover up to 99 years – Check features

One has the option to avail a joint-life benefit in the same policy which allows the life insured to cover his or her spouse.

How insurance aggregators can convert enquiries into actual sales

The web aggregators offer price comparison, claim settlement ratio and broad features but are silent on issues which may call for one-to-one discussion or explanation.

Amid dwindling interest rates, LIC of India launches new plan with guaranteed tax-free return

For a 30-year old individual opting for Rs 10 lakh Basic Sum Assured for a policy term of 15 years, the IRR would be 7.215%, which is equivalent to over 10.31% taxable FD interest.

Looking for motor insurance? Know what type of policy you need

A comprehensive motor insurance policy covers you for both third-party damages and own damages

Max Life outpaces pvt life insurance industry in Apr-Dec, expects over 11 pc biz growth in FY21: CEO

Max Life outperformed the private sector life insurance industry as well as top-three private players in the first nine months of 2020-21, wherein top-10 private players de-grew by 5 per cent.

Insurance sector: Rural India needs insurance in sachet form

From being a push product, insurance is now a nudge product due to rising uncertainities in the time of Covid but affordability is a big issue