With a view to widen the old age income security net, the Pension Fund Regulatory and Development Authority (PFRDA) has proposed auto-enrollment under the Atal Pension Yojana. In a concept note released on Thursday, the pension regulator has said, \u201cThe idea is that the employer, wherever employer employees\u201f relationship can be established (whether formal or informal), should be under an obligation to register all his employees\/ workers under the pension scheme without any underlying obligation to contribute mandatorily for such employees\u201f pension\/ old age income security. Persons so registered have the option to opt out from such pension scheme. The aim is to increase coverage and participation under pension\/ old age income security while preserving individual choice of not doing so.\u201d PFRDA has said that employers\/organisations\/departments employing or engaging any person whether formally or informally will be asked to automatically enroll them into Atal Pension Yojana if the meet the proposed criteria. The criteria would include: -Those enrolled have to be citizen of India and are in the age group of 18-40 years (proposed to be extended to 50 years). -There will be no obligation for the employers\/organisations\/departments to contribute to the pension of the employees\/ members so enrolled.\u00a0However, if they do, they will be eligible for tax deduction from their income to the extent of their contribution to the employee. -Employees and workers in private sector, government, semi-government organisations like micro industries, SSI units, Anganwadi, Asha workers, Construction Boards, Gram Panchayats, NGOs SHGs, etc. will be targeted. The govt. and semi-government organisations to be associated in this regard by concerned departments of the Central and State governments. -Non-compliance may not be penalised, in the initial stages. Mass awareness is required to be done for adoption of auto-enrollment. \u201cVoluntary schemes such as the NPS Lite\/ Swavalamban and Atal Pension Yojana which are primarily focused on this category of workers have also not witnessed very encouraging response. It is also an internationally accepted fact that extending pension to the workers on voluntary basis is not very successful. It is in this context that an auto enrolment is being proposed to expand coverage of pension\/ old age income security to a larger segment of the society,\u201d the pension regulator has said.