Public sector lender Andhra Bank today posted a 14 per cent rise in net profit at Rs 40.42 crore for the first quarter ended June even as bad loans increased. The bank clocked a net profit of Rs 31.09 crore in the same quarter of the previous fiscal. Total income for the quarter increased to Rs 5,155.21 crore, from Rs 4,855.50 crore in the year-ago period, Andhra Bank said in a regulatory filing to the stock exchanges. On asset quality, the bank's gross non-performing assets (NPAs) deteriorated to 13.22 per cent of gross advances as on June 2017, up 10.30 per cent a year ago. Net NPAs were at 8.09 per cent of net advances, as against 6.21 per cent a year ago. As a result, provisions for bad loans and contingencies were increased to Rs 1,301.11 crore in the reported quarter from Rs 943.77 crore in the same period a year ago.