Kotak Mahindra Bank IFSC code: All you need to know
Kotak Mahindra Bank IFSC code is a unique 11-character alphanumeric code that helps in identifying specific branches of the bank. IFSC Code of Kotak Mahindra Bank is used by Kotak Mahindra Bank account holders to send/transfer money online through NEFT/RTGS/IMPS facilities. Kotak Mahindra Bank customers are also required to provide IFSC code of their Kotak Mahindra Bank branch. Kotak Mahindra Bank account holders can search Kotak Mahindra Bank IFSC code of their branch on this IFSC code search page of financialexpress.com. Here, you can search Kotak Mahindra Bank IFSC code by providing inputs like your state, city and branch on top of this page under “Kotak Mahindra Bank IFSC Code”. On this page, you can also find IFSC code of some of the top search branches of Kotak Mahindra Bank. You can also find Kotak Mahindra Bank branch details and address with the help your IFSC code by using the ‘Search IFSC Code by Bank’ feature on this page.
The full form of IFSC is Indian Financial System Code. The Reserve Kotak Mahindra Bank has assigned this unique code for each branch of Kotak Mahindra Bank. The IFSC code enables the electronic transfer of funds. Now Kotak Mahindra Bank customers can transfer funds online 24×7 throughout the year, as per RBI guidelines.
Kotak Mahindra Bank IFSC Code for Online Transaction
Kotak Mahindra Bank IFSC code helps on making an online transaction. With the help of IFSC Code, you can send money to any account of the Kotak Mahindra Bank and also receive money from any account of Kotak Mahindra Bank. Kotak Mahindra Bank IFSC code is also required to send/transfer money through NEFT facility from a Kotak Mahindra Bank branch. There are certain limits on the amount that you can transact through Kotak Mahindra Bank account online. Hence, you must check the maximum and minimum limit on the amount for which you can make a transaction online. This information is available on the official website of the Kotak Mahindra Bank.
Kotak Mahindra Bank IFSC code is a must for online transactions. Suppose you have borrowed Rs 10,000 from a friend and want to return it using your net banking facility. To send the money, you need to first add your friend’s details like account number, bank and branch name and address and IFSC code of your friend’s bank branch. You can send money through net banking 24×7 to your friend, even if he/she doesn’t have an account in Kotak Mahindra Bank. You will have to add your friend as a beneficiary with his bank account details on your bank’s net banking portal.
Kotak Mahindra Bank IFSC Code format
The first four characters of Kotak Mahindra Bank IFSC code denotes the bank names while the fifth character is zero. The remaining six characters of the IFSC code of Kotak Mahindra Bank are unique and assigned for each branch of the Kotak Mahindra Bank. Thus there are three components of Kotak Mahindra Bank IFSC code.
1. Bank name denoted by first four characters of the Kotak Mahindra Bank IFSC code
2. Zero as the fifth character. Zero is used as the fifth character of the Kotak Mahindra Bank IFSC code is reserved for future use by the Reserve Kotak Mahindra Bank.
3. The last six characters show the unique Kotak Mahindra Bank branch code. No two branches of Kotak Mahindra Bank can have same IFSC codes.
How to find Kotak Mahindra Bank IFSC code
You can find the IFSC code of your Kotak Mahindra Bank branch on the cheque book issued by the Kotak Mahindra Bank. You can also find IFSC code of any branch of Kotak Mahindra Bank on Financial Express IFSC code page.
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