Bank Of America IFSC Code

Get IFSC Code for any Bank Of America Branch in India

Top Searched Branches

Bank Of America, Bangalore Branch, Bangalore

IFSC: BOFA0BG3978 Copy Copy
Branch :Bangalore BranchDistrict :BangaloreState :Karnataka
Address:Salarpuria Windsor, 5th Floor,b-wing, No-3, Ulsoor Road,bangalore 560042Phone:66006203

Bank Of America, Chennai Branch, Chennai

IFSC: BOFA0CN6215 Copy Copy
Branch :Chennai BranchDistrict :ChennaiState :Tamil Nadu
Address:Ea Chambers,express Avenue,8th Floor No.49,50 L,whites Road,royapettah,chennai 600014

Bank Of America, New Delhi, New Delhi

IFSC: BOFA0ND6216 Copy Copy
Branch :New DelhiDistrict :New DelhiState :Delhi
Address:Bank Of America N.a,1st Floor,dlf Centre,sansad Marg, New Delhi 110001Phone:23715565

Bank Of America, Rtgs-ho, Mumbai

IFSC: BOFA0MM6205 Copy Copy
Branch :Rtgs-hoDistrict :MumbaiState :Maharashtra
Address:Bank Of America N.a Gr.floor, One Bkc, G-block, A-wing, Bandra Kurla Cpmplex , Bandra East , Mumbai-400051Phone:66323109

Bank Of America IFSC Code: Why Indian Financial System Code is required

Bank Of America IFSC Code is an 11-character code provided by the Reserve Bank of India (RBI) to identify a branch of this bank. There are separate IFSC codes for each branch of Bank Of America. The first four characters of the IFSC Code of Bank Of America represent

Bank Of America IFSC Code: Why Indian Financial System Code is required

Bank Of America IFSC Code is an 11-character code provided by the Reserve Bank of India (RBI) to identify a branch of this bank. There are separate IFSC codes for each branch of Bank Of America. The first four characters of the IFSC Code of Bank Of America represents the bank’s name while the fifth character is zero. The RBI purposely puts the fifth character of the IFSC Code as zero for use if required in future. The remaining six-characters are unique to a branch of Bank Of America and used for identifying only a particular branch. Thanks to IFSC code, making online fund transactions like NEFT, RTGS or IMPS have become simpler and faster than ever before. With the approval of the RBI, it is now possible to send or receive money online 24×7 on all days of the year.

What happens when incorrect IFSC code of Bank Of America is used

In case you enter incorrect IFSC code while making a fund transfer online, the money will be debited from your account but not credited to the beneficiary. If the beneficiary has an account in Bank Of America and you have used IFSC code of another branch of this bank, then Bank Of America will do an internal settlement and credit the amount to the account of the beneficiary. If the incorrect IFSC code is of some other bank, then you should submit an application at the beneficiary’s bank branch with details like his/her account number and transaction ID.

Why is Bank Of America IFSC Code required?

The Indian Financial System Code (IFSC) helps in identifying the particular branch to which money is to be sent during online/electronic transactions. It is also required while sending money through NEFT facility from this branch of the bank. Be it sending money, or receiving it through electronic mode of transfer, the sender is required to send the IFSC Code of the bank’s branch where the beneficiary is having his/her account. Apart from this code, the senders are also required to provide details like the beneficiary’s bank account number, name and address of the branch etc. Without providing the IFSC code of the beneficiary, no one can send money online.

Finding IFSC Code of Bank Of America

You can find IFSC Code of Bank Of America on the cheque book leaf or passbook issued to you by the bank. Alternatively, you can search the ISFC Code of any branch of this bank on this IFSC Code finder page of financialepress.com. On this page, you can also search IFSC Code of any branch of any RBI-approved bank located anywhere across India.

To find IFSC code of a particular branch of Bank Of America on this page, you need to provide details like name of the bank, state and city in which it is located and the name of the branch.

Online fund transfer using Bank Of America IFSC code

There are three popular methods through which online fund transfer can be made using Bank Of America IFSC Code. These are NEFT, RTGS and IMPS. NEFT stands for National Electronic Fund Transfer, while RTGS means Real Time Gross Settlement. The IMPS means Immediate payment System. NEFT electronic payment system is used for the quick interbank transfer of fund. RTGS is considered one of the faster interbank fund transfer method and allows real-time transfer of funds (within one hour). In IMPS, funds are transferred to a beneficiary within a few seconds.

Search by IFSC Code

Find bank branch details & address by IFSC Code