Is your house really yours? Probably not. If it’s on rent, it’s the landlord’s; if it’s on loan, it’s the bank’s. While it’s one of the three basic needs to have a roof over your head, it could be overwhelming to decide how to get your dream home though. Should you buy one, or is it wiser to live on rent? Should you take a big loan, or a loan at all, or should you wait to accumulate enough to buy in cash? For the next edition of FinancialExpress.com Manage Your Money, we bring to you ‘Yeh Tera Ghar, Yeh Mera Ghar’.

For this edition, we have three very insightful sessions. First, a panel of industry experts and reputed financial planners will discuss the merits and demerits of buying a home vs living on rent. Second, we deep dive into getting a home loan – its calculations, tax implications, costs, benefits, processes, risks, and more. And for the third and final session, we will delve into the real estate investment outlook for upcoming years.

A developing nation with rapid urbanisation, rising nuclear families, and an increasing population are the most-suited ingredients for the growth of the real estate sector, especially the residential real estate. And India ticks all of these traits, the reason why the sector is at an all-time high right now. According to a recent report, all-India residential real estate sales across major cities in India increased 28% yoy to 646 mn sq ft in FY2022 (505 mn sq ft in FY2021), with 200 mn sq ft of sales in 4QFY22 (+12% yoy). The growth in the sector calls for a discussion on how to best get on with the trend and invest wisely on real estate, or is it even wise? Is renting a home a better option? Even while buying a house, should one go for a home loan or not, what really are the tax implications, costs, benefits, processes, risks, and more. We will have all these questions answered by industry experts at Manage Your Money. Not only this, the online platform will also give the attendees an opportunity to interact and ask questions from the experts from the field.