The second edition of FinancialExpress.com’s monthly series, Manage Your Money, is: “Health Insurance - A Must Have for All Indians”.
A health insurance helps policyholders pay for their healthcare expenses with insurance money. The policyholder can either submit the medical bills to get reimbursement or avail cashless facilities at the network hospital of the insurance company. Today’s skyrocketing medical expenses have made such insurance almost a must have for people.
The session will have a host of panelists discussing the do(s) and don’t(s) of the entire process of not only choosing the right health insurance but also things to consider while buying it, process of making claims to get the maximum benefit; and more. The discussion will also go around various trends in health insurance premiums over the years and what has worked best for the policyholders and well as insurance companies. And most importantly, the challenges one faces while submitting claims and how to overcome them. The panelists will also discuss the importance of employer health insurance for salaried people and if salaried employees need to invest in a personal health insurance as well.