Jan Dhan Yojana is \u2018another jumla\u2019 of the Narendra Modi government and these bank accounts were used to launder money after demonetisation, The Indian Express reported citing former Finance Minister P Chidambaram. Further targeting the BJP-government, veteran Congress leader said the entire exercise is a \u2018mass deception\u2019 and customers received no \u2018comparable benefits.\u2019 \u201cJan Dhan Yojana is another jumla and an exercise in mass deception by PM Modi and his government. The funds were supposed to be cost-free for struggling banks, but they are required to bear the cost of the accounts. SBI alone has spent Rs 775 crore as on 31 December 2016 for maintaining the accounts. In any event, there are no comparable benefits to the customer,\u201d The Indian Express reported him saying. Also read: Share market LIVE updates: Sensex zooms 450 pts, Nifty reclaims 10,500; Yes Bank shares surge up to\u00a06% Between November 8, 2016 and December 30, 2016, a substantial amount of Rs 42,187 crore was deposited in the bank accounts under Jan Dhan Yojana, he said. Even though a legal action was threatened by the Finance Minister on November 12, 2016, Finance Secretary ruled out any probe thereafter, calling it a \u2018 time consuming process,\u2019 Chidambaram said. By December 2016, 24 percent of the accounts with banks were zero balance accounts and there is no data available in the public for the subsequent period, he added. Since the bank managers were encouraged to deposit Rs 1 in the account, the remaining 15-20 percent hold a \u2018balance,\u2019 he said further. One out of five or 6.1 crore Jan Dhan accounts are \u2018inactive\u2019 at present, Chidambaram said citing an answer by Ministry of Finance. Jan Dhan Yojana, is government's financial inclusion program that targets to expand and make affordable access to financial services such as bank accounts. It was launched by Narendra Modi on his first Independence Day speech on 15 August 2014.