Yes Bank reported a 55.4 per cent YoY profit growth in the third quarter of FY26. The bank posted a profit of Rs 951.6 crore in Q3 FY26, compared to a profit of Rs 612.2 crore in Q3 FY25.
Yes Bank’s Net Interest Income (NII) in the quarter increased by 3.65 per cent YoY. Its NII in Q3 FY26 stood at Rs 2,466 crore.
Yes Bank’s total income in the December quarter of FY26 stood at Rs 9,175 crore, decreasing by 1.77 per cent on a yearly basis, as its total income in Q3 FY25 was Rs 9,341 crore.
Yes Bank’s Net Interest Margin in Q3 FY26 stood at 2.6 per cent, increasing by 20 basis points on a yearly basis.
Deposits and loans
Yes Bank’s Q3 FY26 net advances stood at Rs 2,57,451 crore, registered growth of 5.2% YoY and 2.9% QoQ. The bank said that advance growth in the quarter was driven by momentum in commercial banking, large corporations and credit cards.
The bank’s retail asset disbursements increased by 15% YoY.
Yes Bank’s total deposits in Q3 FY26 were Rs 2,92,524 crore, up 5.5% YoY. The bank’s deposit growth was primarily driven by CASA deposits. Its CASA ratio was at 34% in Q3 FY26, compared to 33.1% in Q3FY25.
Sumitomo Mitsui Banking Corporation shareholding
As per Yes Bank’s investor presentation, the Japanese banking group Sumitomo Mitsui Banking Corporation’s total shareholding in the banks stood at 24.9 per cent at the end of the December quarter of FY26. Earlier in September, the Competition Commission of India approved SMBC’s purchase of an additional 20 per cent stake.
The State Bank of India is the second-largest shareholder in Yes Bank, with a 10.8 per cent stake.
The total FDI ownership in Yes Bank at the end of the December quarter was at 33.4 per cent