Group health insurance and benefits offered by employers are one of the most important ways to attract and retain talent in India. Besides, the increasing inclusion of voluntary programmes, built into group insurance schemes, has seen employees choose additional cover as per their requirements. More and more companies are now providing insurance for parents as part of the employee’s family insurance. Plus, choices are being made available for health and wellness programmes and other benefit enhancements, such as maternity limits and different co-pay percentage on claims.