How much tax can be saved if income is Rs 10 lakh, Rs 50 Lakh or Rs 1 crore under revamped New Tax Regime | The Financial Express

How much tax can be saved if income is Rs 10 lakh, Rs 50 Lakh or Rs 1 crore under revamped New Tax Regime

Know how much tax benefit you will get if earning Rs 19 lakh to Rs 10 crore from proposed changes in New Tax Regime.

tax saving with New Tax Regime
Tax saving with proposed changes in New Tax Regime explained. Representational image

Income Tax Budget 2023 Latest News: Finance Minister Nirmala Sitharaman today announced several tax benefits for individual taxpayers in the New Tax Regime. While no changes have been made to the Old Tax Regime, the Government has tried to make the New Tax Regime attractive by increasing the tax rebate limit from Rs 5 lakh to Rs 7 lakh. Also, several measures have been announced that will benefit individuals earning more than Rs 7 lakh per year. (Also Check: New Tax Regime Calculator)

The Finance Minister proposed the following new tax rates under the New Tax Regime:

  • 0-Rs 3 lakh: Nil;
  • Rs 3-6 lakh: 5%
  • Rs 6-9 lakh: 10%
  • Rs 9-12 lakh: 15%
  • Rs 12-15 lakh: 20%
  • Above Rs 15 lakh: 30%

Experts say that the proposed change in the simplified tax regime or New Tax Regime will make it more attractive across low, medium and high-income levels. There will be no tax for individuals opting for the simplified tax regime up to 7 Lakh.

Also Read: Budget 2023 Income tax changes latest updates

As per a calculation by taxation experts at Deloitte, reduced slab rates for individuals to 5 slabs from the existing 6 slabs will lead to a saving of Rs 37,500 for individuals earning Income up to Rs 15 lakh.

For individuals earning income above Rs 5 crore, the surcharge of 37% has been reduced to 25%, which will reduce the maximum marginal rate to 39% from 42.75%.

Tax Saving on Income of Rs 10 lakh, Rs 50 Lakh, Rs 1 crore and Rs 10 crore under New Regime

Source: Deloitte

Finance Minister Nirmala Sitharaman said in her Budget Speech that the proposed structure under New Tax Regime will provide major relief to all taxpayers.

  • Individuals earning up to Rs 9 lakh will have to pay Rs 45,000 as tax
  • Individuals earning an income of Rs 15 lakh will have to pay only Rs 1.5 lakh or 10% of his or her income.

Also Read: How much Income Tax will you have to pay if earning Rs 7 lakh, Rs 10 lakh, Rs 15 lakh under New Regime?

“This will provide major relief to all taxpayers in the new regime. An individual with an annual income of Rs 9 lakh will be required to pay only Rs 45,000/-. This is only 5 per cent of his or her income. It is a reduction of 25 per cent on what he or she is required to pay now, ie, Rs 60,000/-. Similarly, an individual with an income of Rs15 lakh would be required to pay only Rs 1.5 lakh or 10 per cent of his or her income, a reduction of 20 per cent from the existing liability of Rs 1,87,500,” the FM said.

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First published on: 01-02-2023 at 15:28 IST