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  1. Business News
  2. Authors
  3. Vipul

Vipul Das

Introduction
Vipul Das is a Deputy Copy Editor at Financial Express Digital (financialexpress.com) with 7 years of experience in the domain of business, money, and personal finance. Vipul Das stands out as a dedicated and knowledgeable financial journalist with a proven track record of excellence in content creation and editorial management….Read More
Author's image

Vipul Das is a Deputy Copy Editor at Financial Express Digital (financialexpress.com) with 7 years of experience in the domain of business, money, and personal finance.

Vipul Das stands out as a dedicated and knowledgeable financial journalist with a proven track record of excellence in content creation and editorial management. His diverse experience across leading financial platforms, combined with his educational background and subject-matter expertise, positions him as a valuable contributor to the field of business journalism.

Author's image
Vipul Das Industry Experience
  • Qualification, Degree/Other Achievements: MBA in finance and HR, Bachelor’s degree in Computer Applications (BCA), and Diploma in Mass Communication.
  • Previous Experience:
    • Senior Sub-editor at Goodreturns.in
    • Digital content producer at Livemint
    • Content writer at Goodreturns.in
  • Knows About: Vipul Das specializes in a broad spectrum of financial and business topics, making him a versatile and reliable voice in the industry. His key areas of expertise include:
    • Personal Finance
    • Investments and Mutual Funds
    • Taxation
    • Stock Market and Business News
    • Government Schemes and Policies
    • EPFO and DA Updates
    • Banking and Credit Cards
    • Loans and Insurance
    • Real Estate and Foreign Investments
    • Bonds and Fixed Income Instruments
    • Classroom Stories
Vipul Das Social Media Profile
  • linkdinLinkedin
By Vipul Das
RBI's rules distinguish liability based on whether the unauthorised transaction involves the bank, a third-party breach, or the customer.
Credit card stolen and used? RBI rules explain who will bear the loss

Credit card stolen? Reporting the fraud quickly can limit your liability. Here’s how RBI rules determine who pays for unauthorised…

By Vipul Das
September 11, 2026 19:26 IST
In August 2026, multi-asset allocation funds recorded a net positive inflow of Rs 3,671 Cr, the second-highest inflow after the arbitrage fund in the hybrid category.
Multi-asset funds AUM grows nearly 500% in 3 years. What is driving investor interest?

Multi-asset funds are attracting more investors amid strong inflows and rising AUM. But should investors be concerned about recent performance-led…

By Vipul Das
September 11, 2026 17:54 IST
The Ministry of Labour and Employment notified a wage ceiling of Rs 15,000 per month on 29 May 2026 under clause (89) of section 2 of the Code on Social Security, 2020, for the purposes of Chapter III of the Code.
Higher EPFO pension: Who is eligible, who benefits, and what are the rules now?

The higher-pension option principally affects the allocation of the relevant retirement contribution between EPF and EPS. It does not mean…

By Vipul Das
September 10, 2026 20:14 IST
RBI does not prescribe a specific cap on surcharges for credit card transactions. Its restriction on passing on Merchant Discount Rate (MDR) to customers applies specifically to debit-card transactions.
Credit card surcharge: Can shops legally charge you 2% extra? Know the rules

Credit card payments come with a surcharge? Here’s what RBI rules say about merchant charges and customer rights.

By Vipul Das
September 10, 2026 18:18 IST
Under the revised rules, the free limit will be reduced from 10 transactions per month to 5 transactions across all centres.
SBI ATM rule change: Free withdrawals cut by half starting next month – key changes

SBI has reduced the free ATM transaction limit for salary account holders from 10 to 5 per month at other…

By Vipul Das
September 10, 2026 16:22 IST
Net inflows into equity mutual funds saw a nearly 19% jump to Rs 29,329 crore in August 2026.
Equity fund inflows jump 19% in August; mid- and small-cap funds investor favourites

Equity mutual fund inflows rose nearly 19% to Rs 29,329 crore in August from Rs 24,697 crore in July, with…

By Vipul Das
September 10, 2026 12:39 IST
Where shares are received under a gift transaction, such as a gift from a relative as defined under the Income Tax Act, the recipient generally inherits the donor's cost for capital gains purposes.
Gifted shares: Will you pay tax on today’s value or the original purchase price?

Got shares as a gift from your parents, spouse or another relative? The tax cost may not be based on…

By Vipul Das
September 9, 2026 19:26 IST
Taxpayers may claim Section 54 exemption for more than one residential property if the capital gain relates to Assessment Year 2014-15 or an earlier year.
Mumbai man sells property for Rs 24 Cr, buys multiple homes; LTCG benefit denied — ITAT says this

Property sold for Rs 23.76 crore, capital gains invested in multiple homes: What ITAT ruled.

By Vipul Das
September 9, 2026 17:50 IST
The taxpayer, along with his wife, had jointly purchased a 510 sq. ft. residential flat in FY 2006-07 and in 2013, their housing society entered into a redevelopment agreement with a developer.
Selling a redeveloped flat within 2 years? You may face higher capital gains tax

In the said ruling, since the ITAT was dealing with a case relating to AY 2018-19 (or FY 2017 -…

By Vipul Das
September 8, 2026 18:27 IST
The bank will now give an interest rate of 2.50% to Canara Bank savings account holders with outstanding balances under Rs. 50 lakh, while the interest rate stays at 2.50% for balances between Rs. 50 lakh and Rs. 100 cr.
Canara Bank revises savings account rates; Check how SBI, PNB, and other PSU banks compare

Canara Bank has changed its savings account interest rates. Compare the latest rates offered by Canara Bank, SBI, PNB, BoB,…

By Vipul Das
September 8, 2026 15:05 IST
The PFRDA has also capped the number of schemes that a Pension Fund can offer and for launching new schemes, Pension Funds will need prior approval from the PFRDA.
NPS schemes to get new names, risk categories; PFRDA gives pension funds 30 days to comply

The circular aims to make the NPS investment options easier for subscribers to understand, including Lifecycle variants, wherever applicable.

By Vipul Das
September 7, 2026 19:51 IST
A recent Income Tax Appellate Tribunal (ITAT) ruling has accentuated the importance of following the limitation provisions before reopening an old tax assessment.
Man with Rs 41.45 lakh in bank deposits faces Income Tax action; here’s what ITAT said

The Dharamvir Singh ruling demonstrates the importance of this safeguard. Although the section 148A(d) order referred to alleged cash deposits…

By Vipul Das
September 7, 2026 18:26 IST
Over the last nine years, the bank has grown into a key platform for introducing citizens to banking, digital payments, government benefits, and other important financial services.
IPPB launches digital platforms for mutual funds, insurance; what does it mean?

India Post Payments Bank has launched digital platforms for mutual funds and insurance, expanding its financial services beyond banking and…

By Vipul Das
September 7, 2026 16:34 IST
Using a very high share of your limit can affect your score even if you pay the bill on time.
Does using 90% of your credit card limit hurt your credit score?

Using a large portion of your credit limit can hurt your credit profile. Know how credit utilisation is calculated and…

By Vipul Das
September 7, 2026 13:42 IST
The strong three, five and ten year returns in some debt funds, particularly credit risk funds, need to be understood in the context of what happened to their portfolios during the period.
3 debt funds with double-digit SIP returns across 3, 5 and 10 years

Credit risk funds have topped several debt fund categories over the long term, but extraordinary returns in some periods were…

By Vipul Das
September 1, 2026 17:35 IST
Gross domestic revenue grew by 9.3% YoY to Rs 1,37,249 crore in August 2026, compared with Rs 1,25,570 crore in the corresponding month last year.
GST collections jump sharply in August, near Rs 2 lakh crore

GST collections surged 14.8% YoY to Rs 1.99 lakh crore in August, driven by higher domestic revenues and a sharp…

By Vipul Das
September 1, 2026 13:04 IST
The Tribunal also took note of earlier decisions of coordinate benches involving the same stock, Sunrise Asian Ltd, where similar additions had been deleted.
8,000 shares and Rs 85 lakh LTCG: How did one investor prove her share gains were genuine?

The Tribunal in this decision specifically observed that several earlier decisions involving the same scrip had already deleted similar additions.

By Vipul Das
August 31, 2026 20:43 IST
Performance is mainly driven by a combination of factors such as clarity around US tariffs, strong domestic demand, healthy export growth, and a favourable exchange rate.
One sector stands out with big returns: 10 funds gained up to 30% in 1 year

Pharma mutual funds are riding a strong sectoral rally, with the top 10 funds delivering between 20.93% and 29.8% in…

By Vipul Das
August 31, 2026 18:04 IST
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Latest News

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PM Modi and Xi Jinping Discuss Structural Trade Imbalance, Market Access, and Supply Chains at BRICS Summit

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BRICS Nations Push for Local Currency Trade and Payment Systems While Rejecting Single Currency Proposal

BRICS pushes local-currency trade to cut transaction costs

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