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  1. Business News
  2. Authors
  3. Vipul

Vipul Das

Introduction
Vipul Das is a Deputy Copy Editor at Financial Express and editorial professional with 7 years of experience in delivering clear, accurate, and impactful content in the domain of business and personal finance. Vipul plays a pivotal role in shaping high-quality financial news and analysis for a diverse and growing…Read More
Author's image

Vipul Das is a Deputy Copy Editor at Financial Express and editorial professional with 7 years of experience in delivering clear, accurate, and impactful content in the domain of business and personal finance. Vipul plays a pivotal role in shaping high-quality financial news and analysis for a diverse and growing readership. His work reflects a deep understanding of financial systems combined with a strong editorial instinct, enabling him to translate complex economic concepts into accessible and engaging narratives.

Professional Strengths

  • Strong editorial and proofreading skills
  • In-depth knowledge of financial markets and instruments
  • Ability to simplify complex topics
  • Experience in digital journalism
  • Attention to detail and accuracy
  • Adaptability in fast-paced newsroom environments

Current Role and Responsibilities

As Deputy Copy Editor at Financial Express, Vipul Das is responsible for overseeing editorial quality, ensuring factual accuracy, and maintaining consistency across financial content. His role involves editing articles for clarity, grammar, and structure, as well as verifying financial data and aligning content with editorial guidelines.

In addition to editing, Vipul often collaborates with reporters, analysts, and contributors to refine story angles and improve readability. His deep subject-matter expertise allows him to add value beyond surface-level editing, often enhancing articles with contextual insights and improved narrative flow.

He also plays a crucial role in ensuring that content is aligned with audience needs, particularly in the digital space where clarity and engagement are key. His editorial decisions are guided by both journalistic integrity and a strong understanding of reader expectations.

Writing Style and Approach

Vipul Das is known for his clear, concise, and reader-centric writing style. He prioritizes simplicity without compromising on accuracy, ensuring that even complex financial topics are easy to understand. His articles are structured logically, often starting with a strong context before diving into detailed analysis and practical takeaways.

He avoids unnecessary jargon and focuses on actionable insights, making his content especially useful for readers looking to make informed financial decisions. His editorial approach is grounded in clarity, relevance, and trustworthiness.

Impact and Contribution

Over the course of his career, Vipul has contributed to the financial literacy of a wide audience. His work empowers readers to take control of their finances, understand market movements, and navigate economic changes with confidence.

By consistently delivering high-quality content across reputable platforms, he has established himself as a dependable voice in financial journalism. His ability to adapt to evolving industry trends—such as digital media consumption and fintech innovations—ensures that his work remains relevant and impactful.

Vipul Das stands out as a dedicated and knowledgeable financial journalist with a proven track record of excellence in content creation and editorial management. His diverse experience across leading financial platforms, combined with his educational background and subject-matter expertise, positions him as a valuable contributor to the field of business journalism.

Author's image
Vipul Das Industry Experience
  • Qualification, Degree/Other Achievements: Vipul holds a Bachelor’s degree in Computer Applications (BCA), which provides him with a strong technical foundation. This background is particularly useful in understanding data-driven financial reporting, fintech developments, and digital transformation in the financial sector. Complementing his technical education, Vipul also completed a Diploma in Mass Communication. This qualification equipped him with essential skills in journalism, media ethics, communication strategies, and storytelling. The combination of technical knowledge and media training gives him a unique edge in financial journalism, allowing him to approach topics with both analytical precision and narrative clarity.
  • Previous Experience: Vipul’s career trajectory demonstrates a consistent commitment to financial journalism and content excellence. Over the years, he has built a solid foundation in reporting, editing, and content strategy, particularly within the personal finance and business news ecosystem. Before joining Financial Express, Vipul contributed significantly to Goodreturns.in, where he honed his skills in financial reporting and digital content creation. At Goodreturns.in, he was involved in covering a wide range of topics, including market trends, banking updates, and investment strategies. His ability to break down intricate financial topics into reader-friendly articles helped him gain credibility among audiences seeking practical financial insights. Prior to that, Vipul was associated with Livemint, one of India’s leading business news platforms. His tenure at Livemint further strengthened his editorial capabilities and exposed him to high standards of journalism. Working in a fast-paced newsroom environment, he developed a keen eye for detail, accuracy, and timeliness—qualities that continue to define his professional approach today.
  • Knows About: Vipul Das specializes in a broad spectrum of financial and business topics, making him a versatile and reliable voice in the industry. His key areas of expertise include:
    • Personal Finance
    • Investments and Mutual Funds
    • Taxation
    • Stock Market and Business News
    • Government Schemes and Policies
    • EPFO and DA Updates
    • Banking and Credit Cards
    • Loans and Insurance
    • Real Estate and Foreign Investments
    • Bonds and Fixed Income Instruments
    • Classroom Stories
Vipul Das Social Media Profile
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By Vipul Das
Where leave encashment is received by an employee during the period of service, the amount is generally treated as a taxable salary receipt and is fully taxable in the hands of the employee.
Leave encashment tax rules for AY 2026-27: How much can you claim tax-free?

Leave encashment received during the course of employment is generally taxable, whereas leave encashment received at the time of retirement…

By Vipul Das
June 5, 2026 19:23 IST
If your EPS service records are missing, these documents can make the restoration process much smoother - UAN passbook, Form 13, past employer details and Joint employer verification, if required.
PF transfer done, EPS left behind? It may hurt your pension eligibility

The EPS pension depends on total consolidated service. If records are not linked across jobs and fall below the 10-year…

By Vipul Das
June 5, 2026 18:38 IST
If you open an NPS account under the StAR NPS platform, you will be charged Rs 200 plus applicable taxes as the onboarding fee.
NPS onboarding now fully digital for subscribers: How to enrol online through the new StAR NPS platform?

Currently, the ‘StAR NPS’ platform shall be utilised for onboarding of subscribers as well as for processing of contributions under…

By Vipul Das
June 5, 2026 15:10 IST
The new labour codes in India came into full force on 21 November 2025, and they include several important changes to gratuity rules under the Social Security Code 2020.
Rs 20 lakh tax-free gratuity: How long do you need to work to reach the limit?

The Rs 20 lakh tax-free ceiling is a real and significant benefit, but reaching it depends on two things: your…

By Vipul Das
June 5, 2026 13:54 IST
Though the central bank maintained the status quo, home loan borrowers are still benefiting from the central bank's earlier easing cycle, even though the RBI paused interest rates during its June 2026 Monetary Policy Committee (MPC) meeting.
RBI keeps repo rate unchanged, but the EMI benefit remains: Savings on a Rs 50 lakh home loan explained

For both new borrowers and MCLR-linked home loan borrowers, the RBI’s June 2026 decision means stability rather than relief.

By Vipul Das
June 5, 2026 12:08 IST
A brief overview of the applicability of different types of ITR forms would be as follows:
Which ITR form is right for senior citizens when filing their income tax return?

Choosing an incorrect form may render the return defective and could potentially lead to delays, notices, or compliance-related concerns, so…

By Vipul Das
June 4, 2026 18:58 IST
The EPFO manages millions of accounts and processes vast volumes of contribution data every month.
EPF balance missing under your current UAN? Here are 7 common reasons to check

It’s important to note that, in most cases, the balance is not lost. It is either waiting for transfer/linking, delayed…

By Vipul Das
June 4, 2026 17:37 IST
Top 3 mid-cap index funds with up to 17% XIRR in 5 years.
Top mid-cap index funds: 3 schemes with up to 17% SIP returns in 5 years

For long-term wealth creation and substantial corpus building, investors should choose active diversified funds as they aim to outperform the…

By Vipul Das
June 4, 2026 14:59 IST
Retirees often face a choice between using NPS or building a retirement corpus through mutual funds and generating income via an SWP.
Rs 1 crore retirement corpus: NPS or SWP – which delivers better long-term outcomes?

While both can generate similar retirement income, the key difference is that the SWP investor keeps a larger portion of…

By Vipul Das
June 4, 2026 08:08 IST
Whether maturity proceeds should be reinvested in SCSS or invested elsewhere depends on the prevailing SCSS interest rates, along with the financial goals, risk appetite and investment horizon of the senior citizen.
Senior Citizens Savings Scheme (SCSS): How much a couple can earn from a Rs 50 lakh investment?

SCSS continues to be an attractive fixed-income option for senior citizens because of its sovereign backing, predictable returns and high…

By Vipul Das
June 4, 2026 07:35 IST
Some of the key transactions that taxpayers should carefully review and reconcile before filing their returns for AY 26-27 are discussed below.
ITR Filing 2026: 10 AIS and bank statement mismatches that could trigger an income tax notice

Taxpayers should verify that the interest credited to their savings bank accounts during the financial year matches the amount reflected…

By Vipul Das
June 3, 2026 19:44 IST
Taxpayers should review key documents such as Form 16, salary structure, housing loan statements, investment proofs, and insurance receipts. A parallel tax computation under both regimes.
Income Tax Slabs AY 2026-27: Latest tax rates for individuals, senior citizens and super senior citizens under old vs new regime

Under the new Income-tax Act, 2025, which went into effect on April 1, 2026, the new income tax regime is…

By Vipul Das
June 3, 2026 15:44 IST
XIRR considers every cash flow separately, including the amount invested and the exact date of each SIP installment, and it calculates the return by taking into account the varying holding periods of all investments.
How can a market crash improve your SIP’s long-term XIRR return?

During a market fall, SIP investing will help investors to buy more units in their portfolio at lower prices, and…

By Vipul Das
June 3, 2026 07:43 IST
Even a score of 780 or above may not fetch the best rates if you have high EMIs, multiple unsecured loans, frequent credit enquiries, or an unstable income profile.
CIBIL score isn’t everything: Why two borrowers with identical scores may get different loan rates?

A good CIBIL score is undoubtedly important, but it is only one part of the lending equation. If you’re planning…

By Vipul Das
June 2, 2026 19:09 IST
The project is being implemented in phases. While the first phase enables Indian travellers to pay in Cambodia using UPI, the next phase will allow Cambodian visitors to make payments at millions of UPI QR-enabled merchant locations across India.
UPI now works in Cambodia: Here’s the full list of countries where Indian users can pay

Indian tourists may now use their UPI-enabled applications to make payments in Cambodia by scanning the nation’s QR code system,…

By Vipul Das
June 2, 2026 17:33 IST
One important point to note is that PPF interest rates are reviewed by the government every quarter.
How to earn more from your PPF account: Don’t miss this monthly deposit deadline

Investors who are financially able to deposit the full Rs 1.5 lakh annual limit at the beginning of the financial…

By Vipul Das
June 2, 2026 12:35 IST
SEBI has allowed investors to submit nomination requests through both online and offline methods.
SEBI changes mutual fund, demat nomination rules from Sep 1: What investors need to know

The regulator has clarified that investors can nominate up to three individuals for a demat account or mutual fund folio.

By Vipul Das
May 29, 2026 21:13 IST
If the bank registers an incorrect PAN, the TDS and interest income will not reflect in the senior citizen’s Form 26AS at all.
Breaking an FD? Why senior citizens must check Form 26AS first to avoid tax trouble

Banks are mandated to deduct Tax Deducted at Source (TDS) under the Income-tax laws if the total interest earned on…

By Vipul Das
May 29, 2026 20:59 IST
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