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  3. swapnil.karkare

Swapnil Karkare

Introduction
Swapnil Karkare is a contributing writer for Financial Express Digital (financialexpress.com). He is a Chartered Accountant and economist with over a decade of experience across financial analysis, economics research, and financial writing. He began his career in financial analysis at Majesco and later worked in credit portfolio management at NatWest…Read More
Author's image

Swapnil Karkare is a contributing writer for Financial Express Digital (financialexpress.com). He is a Chartered Accountant and economist with over a decade of experience across financial analysis, economics research, and financial writing.

He began his career in financial analysis at Majesco and later worked in credit portfolio management at NatWest (erstwhile RBS).

He subsequently moved into institutional economics research at IIFL Securities. He wrote economics and strategy notes for clients and analysed economic, financial, and company-level data for reports and presentations.

Since 2022, Swapnil has worked independently as a financial and economics writer and researcher. His work includes sectoral and economic analysis, research-backed articles and scripts, and podcasting. He has written for platforms including NDTV Profit, Trendlyne, TickerTape, India DataHub, and Indigo’s Hello 6E Magazine. He has also written for the magazine India Perspectives, a Ministry of External Affairs initiative.

Swapnil also has extensive experience in economics communication. He has hosted and produced podcasts covering economics and finance, including the econGully Marathi Podcast, the CA Podcast, the DataSpot Podcast, and the Swapnil Karkare Podcast – Economics Insights on India. His work focuses on making complex economic and financial subjects easier to understand while retaining analytical depth.

Author's image
Swapnil Karkare Industry Experience
  • Year of Experience: 10
  • Qualification, Degree/Other Achievements:
    • Chartered Accountancy, ICAI
    • Postgraduate Diploma in Economics, Meghnad Desai Academy of Economics
    • Com., Mulund College of Commerce, Mumbai University
  • Previous Experience:
    • IIFL Securities – Economist, Institutional Equities
    • Natwest (erstwhile RBS) – Sr. Analyst, Portfolio Management
    • Majesco – Sr. Executive
  • Knows About:
    • Economics
    • Public Policy
    • Financial Markets
    • Podcasting & Script Writing
Swapnil Karkare Social Media Profile
  • linkdinLinkedin
  • instagramInstagram
By Swapnil Karkare
If a retailer is still trying to understand the rules after the announcement, uncertainty itself becomes a cost. 
My egg vendor asked me to bring cash after October 15. That is UPI’s real MDR problem

UPI has transformed everyday payments in India, but its new MDR brings fresh questions. The bigger issue is how the…

By Swapnil Karkare
Updated: October 2, 2026 07:51 IST
Why everyone is wrong about GDP growth. The correct number is obviously 10%

A different take on the first quarter GDP growth rate controversy.

By Swapnil Karkare
September 15, 2026 05:12 IST
Why India’s Long-Pending Minimum Wage Hikes are Reshaping the Labour Market. (This is an AI-generated image)
India’s minimum wages are surging. Should we applaud—or start worrying?

Labour markets are changing in India. Minimum wages are rising, workers are gaining bargaining power, and companies are paying more.…

By Swapnil Karkare
September 4, 2026 05:30 IST

Latest News

Gross advances grew 19% year-on-year to ₹1.09 lakh crore, while retail deposits increased 15% to ₹1.29 lakh crore.

South Indian Bank posts record Q2 profit of Rs 426 crore

Net interest margins plus fees improved 26 basis points to 10.48%, while return on assets rose to 2.60% from 2.41% a year earlier.

L&T Finance net profit rises 33% on retail loan growth

The younger generation studies, works, and settles abroad; the office tracks the heirs, and the financial assets follow the office.

India’s family office riddle

The RBI has paid obeisance to these principles in the manner in which it addressed the forex situation in the last four months or so.

The twists in the tale on forex front

The uptick in Japanese FDI is indeed a silver lining for India’s ongoing efforts to attract investments to prop up its beleaguered external accounts.

Sunrise for Japanese FDI

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