Sunil Dhawan

Articles By Sunil Dhawan

465 Articles

Budget 2020: How reduction in income tax, removal of LTCG could benefit equity investors

Budget 2020-21: The expectations are vivid about lowering of the tax liability for the taxpayers thus leaving more money in the hands of the individuals.

Budget 2020 date, Budget 2020-21, long term capital gain tax on equity, Budget 2020, Budget 2020 income tax, Union Budget 2020, personal income tax, Finance Minister Nirmala Sitharaman, taxpayers News

Dearness Allowance at 17.2% from January 2020 for these CPSE employees! Check DA for others

The rate of DA of 17.2 per cent would be applicable in the case of IDA employees who have been allowed revised pay scales (2017).

dearness allowance rate of central govt, Revised DA Rate, DA rate, Revision of pay scales, CPSE, Industrial Dearness Allowance (IDA), News

ICICI Bank introduces online banking without user ID and password: Know process to log on using OTP

ICICI Bank has introduced a facility that enables the account holders to log-in to their internet banking account using their registered mobile number, OTP and their debit card PIN.

Forgot ICICI Bank user ID and password, login ICICI Bank , mobile number registered , OTP facility, log in, DEBIT CARD pin, Generating a new password News

Using RD in post office, bank for monthly savings? Here’s an alternative with flexible features

Systematic Deposit plan is a monthly savings plan aimed at helping investors who are looking to invest in Fixed Deposits through monthly savings.

Gilt fund, secondary markets, government bonds, government securities, credit risk, interest rate risks, NAV, Reserve Bank of India, RBI, RBI rate cut, GDP growth, food inflation News

D.A. rates for CPSE employees January 2020: Check details

The Department of Public Enterprises has issued an Office Memorandum (O.M.) to all administrative ministries and departments of the Government of India including the Chief Executives of Central Public Sector Enterprises on Ja

cpse da from january 2020, rates of DA payable, pay scale, pay range, Office Memorandum, O.M., CPSE, News

Free for all! 1 credit report at ZERO cost between January and December 2020

Credit report free online check: To check the free credit score and to download the credit report, one can visit the website of any of the credit bureaus.

free credit report, free credit score, free credit score check, free credit report download, free credit report online, free credit report TransUnion, free credit report cibil, free credit report experian, free credit report equifax, credit report free online check News

SBI FD account holder? You will earn less now! Check fixed deposit interest rates 2020

SBI FD interest rates January 2020: After the recent rate cut, the interest rates on SBI FDs have come down over the long term, while the short term rates have remained the same.

SBI FD interest rate, latest SBI FD rate of interest, fixed deposits, senior citizens, SBI Tax Savings Scheme,sbi News

Mirae Asset Nifty Next 50 ETF launched: What is it and who may benefit?

NIFTY Next 50 has given better returns than NIFTY 50 and NIFTY Midcap Index along with a comparable return to risk ratio v/s NIFTY 50 over longer horizons.

NFO 2020, index fund, Nifty Next 50, MF schemes, ETF News

Bad news for depositors! RBI restricts cash withdrawals up to Rs 35,000 in this cooperative bank

The maximum cash withdrawal limit for Sri Gururaghavendra Sahakara Bank Niyamitha (SGRSBN) now stands at Rs 35,000, till further direction of the RBI.

raghavendra bank, pmc, rbi, cash withdrawals, savings bank or current account, loans and advances, account holders, News

LIC group business shows strong growth: Find out how other insurers fared in December 2019

The market share of private players in group business decreased further by about 580 bps month-on-month to 14 per cent on the back of strong growth in LIC's group business.

LIC group business, Insurance, Private sector, HDFC Life, ICICI Prudential Life News

Bank FD vs PO Time Deposit Vs NSC: Where to invest Rs 1.5 lakh for saving tax?

Even though the interest rate in NSC is higher, compared to 5-year tax-saving bank FD and PO 5-year time deposit, if your requirement is to get a regular income, you will have to choose between bank FD and PO Time Deposit.

Where to invest, Bank FD vs PO Time Deposit Vs NSC, bank fixed deposits, Rs 1.5 lakh saving tax, Section 80C, Post office time deposits, News

Budget 2020: Will tax benefit on health insurance premium increase to Rs 75,000 for senior citizens?

Budget 2020-21: With the Union Budget 2020 coming up, the general insurance industry expects some relief in the health insurance industry that could help individuals to get more insurance coverage.

health insurance, Budget 2020-21, Budget 2020, Budget 2020 income tax, medical insurance, section 80D, General Insurance , cost of hospitalisation , tax benefits, Union Budget 2020, News

Top ELSS funds 2020: Rs 1 lakh grows to Rs 1.6 lakh in 3 years! Here are 5 top picks

As the maximum amount of investment under section 80C is capped at Rs 1.5 lakh per financial year, the maximum that one may invest in ELSS for income tax benefit is also up to Rs 1.5 lakh

Top ELSS funds 2020, best ELSS funds, best ELSS funds to invest in 2020, best ELSS funds 2020, best ELSS mutual funds, income tax benefit, the maximum tax saving under section 80C can be Rs 46,800, 5 things not to ignore before investing in ELSS, section 80C, News

Which debt fund to invest in 2020? Here is an option to benefit across multiple MFs

Axis All Seasons Debt Fund of Funds is an Open-Ended Fund of Funds scheme investing in debt oriented mutual fund schemes.

Mutual funds, Debt MF, Amfi, credit risk funds, debt funds, banking & PSU funds, corporate bond funds News

Budget 2020: Co-working industry expects this change in capital gains on unlisted startup

Budget 2020-21: Coworking spaces provide working professionals a space to enrich themselves not just professionally but also on a personal level.

Budget 2020, Budget 2020-21, co-working industry, Budget 2020 co-working industry, capital gains on unlisted startup News

Want Section 80C income tax benefit? Check this in salary slip before investing

PF Tax Benefit: The maximum limit of Section 80C is Rs 1.5 lakh per financial year and there are several investments, expenses including PF contributions of an employee that are eligible for tax benefit under this Section.

PF contribution calculation, EPF Tax Benefit, PF Tax Benefit, section 80C, salaried News

Budget 2020: Will you benefit if FM raises FDI limit in insurance to 74 per cent?

Budget 2020-21: Several industry experts expect the cap on foreign ownership in insurance companies to be raised in the upcoming Budget.

LIC group business, Insurance, Private sector, HDFC Life, ICICI Prudential Life News

Public Provident Fund Act, 1968 stands repealed: Will it impact PPF investors?

The Government Savings Certificates Act, 1959 and Public Provident Fund Act, 1968 have been merged with the Government Savings Banks Act, 1873 and all of them will now come under the Government Savings Promotion Act

Recurring deposit, banks, post office, interest rate , monthly savings plan , Systematic Deposit plan, fixed deposit, saving each month News

Mutual Fund investment 2020: Want machine, not fund manager to take decisions? Check this

Unlike actively managed equity funds where the buying and selling decisions are made by the Fund Manager, the Quant Funds select stocks based on quantitative decision-making frameworks.

open-ended equity scheme, equity mutual fund, index funds, actively managed mutual fund, NFO, Quant Fund, Fund Manager, Artificial Intelligence, AI, Machine Learning, ML News

Budget 2020: Salaried middle class expects this income tax bonanza from FM

Budget 2020 Income Tax: As per the current slab rates, individuals below 60 years of age, earning between Rs 2.5 lakh and up to Rs 5 lakh are required to pay tax at the rate of 5 per cent in excess of Rs 2.5 lakh.

Budget 2020, Union Budget 2020 India, Budget 2020 India, Budget 2020-21, nirmala sitharaman News

ITR Form for AY 2020-21: 5 new disclosures that taxpayers need to make in new ITR-1 Sahaj, ITR-4 Sugam forms

The 2 ITR forms notified by CBDT for the assessment year 2020-21 are ITR-1 Sahaj and ITR-4 Sugam.

Who can file ITR 1 Sahaj, Who can file ITR-4 Sugam, Who cannot file ITR 1 Sahaj, ITR Forms, AY 2020-21, income tax return, ITR, ITR-1 Sahaj, ITR-4 Sugam News

CBDT notifies ITR 1-Sahaj, ITR 4-Sugam for AY 2020-21: Seeks new disclosures for Passport, cash transactions

The ITR 1-Sahaj is for individuals being a resident having total income up to Rs.50 lakh, having Income from Salaries, one house property, interest income, Family pension income etc.

Central Board of Direct Taxes, CBDT, ITR 1-Sahaj, ITR 4-Sugam, Income from Salaries,house property, interest income, Family pension News

Health insurance guidelines modified by IRDAI: Check your rights as a policyholder

Both Migration and Portability are important when a policyholder seeks to migrate from one insurance plan to another or from a group insurance cover to an individual cover of the same insurer or another insurer.

health insurance, Budget 2020-21, Budget 2020, Budget 2020 income tax, medical insurance, section 80D, General Insurance , cost of hospitalisation , tax benefits, Union Budget 2020, News

Budget 2020: Remove GST, increase tax benefit on health insurance premium of senior citizens to Rs 1 lakh – Expectations

Budget 2020 expectations: Limit for senior citizens should be increased to Rs 1 lakh, considering premium rates are higher for this age category.

Budget 2020 News

Home loan interest rate falls below 8% for first time in 15 years – Check SBI offers

For the first time in over 15 years, the home loan rates have fallen below 8 per cent, the last time it did fall below 8 per cent was in 2003-04.

home loan interest rate,SBI home loan interest rate Jan 2020, below 8 per cent, salaried, State Bank of India home loan interest rates, SBI EBR - external benchmark rate, News

Standard Health Insurance Policy: Arogya Sanjeevani Policy to be launched soon-Check details

IRDAI has mandated all general and health insurance companies to offer a Standard Health Insurance Product- Arogya Sanjeevani Policy.

Arogya Sanjeevani Policy, health insurance policy, Arogya Sanjeevani Policy SBI General insurance, IRDAI , hospitalization expenses, pre-post hospitalization, Ayush treatment, cumulative bonus, News

Looking for better than Fixed Deposit interest rate? This NCD gives 9% return

For those looking to deposit money at a higher interest rate, Shriram Transport Finance Company NCD offer may be considered.

TDS, cash withdrawal, post office schemes, Rs.1 crore, section 194N News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


Stock Market