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Sunil Dhawan

Sunil Dhawan writes on personal finance topics including insurance. Having worked in insurance companies in the past, his insights have benefited readers to make informed decisions while purchasing insurance plans. | MyInsuranceClub.com

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Articles By Sunil Dhawan

953 Articles

Contactless card transaction limit to be increased to Rs 5,000 from Jan 1, 2021

NFC transactions follow safety protocols as specified by RBI and Payment Schemes and cardholders can be assured that their transactions are being conducted in a secure manner

NFC enabled cards, contactless card, PIN, transactions, RBI, limit, UPI,

MCLR Vs RLLR Loans: What should new and existing borrowers do as RBI keeps repo rate unchanged?

As RBI keeps the repo rate unchanged, it remains to be seen how the borrowers will benefit provided the banks' MCLR or RLLR comes down over the next few months.

MCLR, RLLR Loans, rbi, repo rate, emi, home loan, SBI home loans, LIC Housing Finance,

Stock Markets at all-time high: Should investors invest in equities in a staggered manner?

Diversify and maintain your asset allocation in line with your risk tolerance level.

Stock Market, equity mutual funds, retail investors, Wealth, debt mutual fund

How to block ATM, debit cards online – A step by step guide

While online transactions such as receiving or sending money are almost instantaneous, the possibility of any fraudulent and unauthorised transaction too exists.

icici bank block debit card online, sbi atm card block, fraudulent, unauthorised transaction, block ATM, debit cards,

New Fund Offer: NFO of UTI Small Cap Fund opens today – Check whom it suits

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small-cap companies.

New Fund Offer, NFO, UTI Small Cap Fund , equity, debt, investors, large-cap, mid-cap stocks

Digit Insurance introduces one cover for 8 viral diseases including COVID-19 and Dengue – Check features

One will be covered for hospitalization expenses if one is diagnosed with and hospitalized solely for any of the specified diseases and even for COVID-19.

insurance, hospitalization, COVID-19, Dengue, Vector-borne diseases, sum insured, claim,

CBDT to validate UDIN: Know the timeline to avoid invalid submission of tax audit reports

UDIN provided for the audit reports or certificates submitted by the Chartered Accountants in the e-filing portal will be validated online with the ICAI.

e-filing portal, Income Tax Department, CBDT, UDIN, invalid submission of tax audit reports, Chartered Accountants, ICAI ,

Fixed Deposit with medical services at no extra cost! Check features of DCB Health Plus FD

The ‘Health Plus’ services are offered in a graded scale and matched with the FD and the coverage is provided by ICICI Lombard General Insurance Company.

Minimum FD amount, Fixed Deposit, interest, DCB Health Plus, hospitalisation, ICICI Lombard General Insurance

Festive Season Offers: Check out deals and discounts on Citibank debit, credit card

During the period, rewards get doubled for all Citibank debit card customers and special rates on select loan products are being offered

Citibank debit, credit card, rewards, cashback, discounts, Home loans

LVB amalgamation with DBS Bank: Will interest rates on savings bank accounts, FD change?

The moratorium imposed on LVB was lifted from 27 November 2020 and banking services were restored immediately with all branches, digital channels and ATMs functioning as usual.

LVB depositors, DBS Bank, moratorium, interest rates, savings bank accounts, FD

Are more people buying health insurance policies now? Find out

According to the recently released report, overall growth in the health business has been muted at 6% YoY in October 2020.

buying health insurance policies, group insurance, COVID-19, medical cost, IRDAI

How to invest in US stock market from India: All that you need to know about process, rules

If you are wondering as to how to invest in the US stock market from India, you will be pleasantly surprised to know that the process is extremely simple and easy to complete.

best brokerage account in India, Best brokerage account for international trading, How to Invest in the US stock market from India, invest in US stocks from India, trade in Tesla shares, invest in us stocks from india

Due Date Extension! Central Government pensioners can now submit Life Certificate till this date

There were numerous petitions from various Pensioners’ Associations as well as individuals requesting a further extension in the date for submitting Life Certificate.

Central Government pensioners, timeline, extension, Life Certificate, submit, Due Date Extension, pension,

Circle Rate and Stamp Duty: Income tax relief for real estate developers, home buyers

The step has been taken to boost demand in the real-estate sector and to enable the real-estate developers to liquidate their unsold inventory at a rate substantially lower than the circle rate.

Circle rate, real estate, home buyers, unsold inventory, stamp duty value

Mirae Asset Banking and Financial Services Fund NFO opens today – Check features

The fund will aim to identify high growth companies which have high return ratios and possess a sustainable competitive advantage.

Stock Market, equity mutual funds, retail investors, Wealth, debt mutual fund

5 things to look at while buying a health insurance plan

There is no thumb rule or a calculator to estimate the amount of health insurance coverage. Still, base your decision on the city of your residence, hospital costs around your place etc.

digital insurance, e-insurance policy, e-insurance account, online insurance policy, health insurance plan, COVID-19 pandemic, health cover, Mediclaim plans

Why is health insurance important even at a young age?

If you are young and earning, there's a fringe benefit of buying a health insurance plan as well.

Health Insurance, COVID-19, health insurance plan, no-claim bonus, Pre-existing coverage

Government employees may soon open National Pension System account through eNPS

PFRDA is exploring the possibility to enable e-NPS platform as an additional option to government sector employees to facilitate their online onboarding under NPS.

Government employees, online, nps, National Pension System account, eNPS, pfrda

Do you know why term insurance plans are so popular?

With the premiums being low, the insurance companies have become increasingly careful in offering the plan to customers whom they perceive as risky.

insurance, hospitalization, COVID-19, Dengue, Vector-borne diseases, sum insured, claim,

Why buying term insurance should be the starting point of your financial plan

The answer is - Risk Management. For meeting long-term goals, one invests in various asset classes such as equities and debts, based on one's risk profile.

term insurance, financial plan, term insurance plan, PPF, mutual funds, Risk Management, MyInusuranceClub

HDFC Life & HDFC Ergo launch Click 2 Protect Corona Kavach – a single policy with term & COVID-19 health cover  

The plan is a comprehensive term insurance cover for an individual along with COVID-19 cover for the entire family.

HDFC Life Click 2 Protect 3D Plus, Corona Kavach, Term Insurance, COVID-19, health cover, hospitalization

Jewellery Insurance: Muthoot Finance and Bajaj Allianz General Insurance launch Muthoot Gold Shield – Check features

Normally, the percentage of insurance coverage for gold jewellery is restricted by some insurance companies to a maximum of 15% of the total home insurance policy sum insured.

Jewellery Insurance, Muthoot Gold, insurance, home insurance policy, premium,

Will 5-year G-sec ETF offer a better alternative to bank fixed deposits? Find out

The ETF offers investors an attractive low-cost alternative to fixed deposits since it has practically no default risk, no lock-in, and historically attractive pre-and post-tax returns.

5-year G-sec ETF, bank fixed deposits, investment, returns, Benchmark

New Fund Offering: Union Hybrid Equity Fund NFO opens November 27 – Check whom it suits

The investment objective of the scheme is to achieve long-term capital growth and generate income from a portfolio, predominantly of equity and equity-related securities.

New Fund Offer, NFO, mutual fund, Hybrid Equity Fund, equity, debt

National Pension System: Cut-off timing for same-day NAV on NPS contribution revised

Under the D-Remit facility, which is a new mode of NPS contributions, the NPS subscriber can set up systematic investment through net banking.

same day NAV, cut-off timings, NPS contribution, eNPS account, net banking

Dearness Allowance to CPSE employees freezed till June 30, 2021 – Check details

As and when the decision to release the future installment of Dearness Allowance is taken by the Government, the rates will be restored prospectively and will be subsumed in the cumulative revised rate.

Festival advance For employees of Autonomous Bodies

Insurance policy for gas cylinder blast – Check coverage, process to file claim, other details

Oil Marketing Companies take comprehensive Insurance Policy under ‘Public Liability Policy for Oil Industries’ to provide relief to the affected persons in case of LPG related accidents.

insurance, gas cylinder blast, lpg gas insurance policy , lpg cylinder blast insurance, lpg insurance policy, lpg gas insurance,
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