Sarbajeet K Sen

Articles By Sarbajeet K Sen

129 Articles

Have you reviewed your financial portfolio? 7 important things to check

Financial planning tips: Not going through the periodic checks on the portfolio could land you in trouble at a time when you need money the most since liquidating investment can be a problem if all the requirements are not m

financial planning

Gold prices cross Rs 30,000, should you stay invested this Askhaya Tritiya?

Gold prices: From the beginning of the year, the yellow metal has returned over 21 per cent in the domestic market, better than equities and fixed income instruments.

Gold prices

5 debt funds that could be good investment options amid falling interest rates

Experts suggest the current rate cut provides opportunity for a medium-term rally in the bond market with yields easing up at the long end of the curve.

Debt funds- falling interest rates

EPF revamp on the cards: Withdrawals, loans to be easier, says CPFC Joy

The Employees' Provident Fund Organisation (EPFO) is all set to make life easier for its nearly 4 crore members with a comprehensive plan to improve services from May 1.

EPF0 makeover

Financial planning for FY17: PPF, insurance and early tax-saving moves a must

Financial planning: It is advised to resolve setting aside a quarter of your income for investment from your monthly salary to generate wealth.

Investment tip: SIP

EPFO to stick to CBT’s 8.8% recommendation, says CPFC Joy on EPF interest rate row

The Finance Ministry's move to lower the interest issue has irked labour unions who have a big say in the EPFO, through the CBT which has a number of union representatives on it.

EPF0 makeover

Why EPF, SIP and WILL should be part of your financial planning

Besides planning for financial health, one should assess the whole year's expenses and the various money taps through which they can be met.

financial planning

EPF interest rate row: Unions may press for original 8.95% for FY16

Trade union representatives in the Central Board of Trustees of the Employee Provident Fund Organisation (EPFO) are considering reverting to their original demand of 8.95 per cent interest on EPF for the year 2015-16.

EPF interest rate

EPF interest rate reduced to 8.7%; fresh trouble brewing as unions threaten agitation

The Finance Ministry has approved 8.7 per cent interest on PF deposits for over 5 crore subscribers of retirement body EPFO, lower than 8.8 per cent decided by the Central Board of Trustees (CBT).

EPF interest rate reduced to 8.7 per cent

Gold vs Silver? Which precious metal promises better return

Commodity market experts believe silver is likely to give much better returns in the long run than gold going forward.

Gold monetisation scheme

As govt rolls back EPF withdrawal norms, 5 reasons to stay invested

PF withdrawal norms dropped: There could be good reasons to keep your money with the EPFO unless you need it for a specific purpose and you have no alternative sources to meet those expenses.

EPF withdrawal

EPF withdrawal mess: Lessons for Govt after roll back

Buckling to pressures from the public and labour unions, the govt on Tuesday scrapped its controversial new regulation that put restrictions on withdrawal of employees provident fund (EPF) corpus till a member attained 58 yea

EPF0 makeover

Want small loans of Rs 5,000 to Rs 5 lakhs? These start-ups could help

While Lendbox helps you access loans of up to Rs 2 lakhs, CashCare helps ease consumer purchases by facilitating conversion of the purchase amount into monthly instalments through a few clicks.

Soon, one free full credit report a year; Use it to avail better loans rates

Using IT dept’s new tax calculator? Why you need to exercise caution

The income tax department recently launched its calculator to enable taxpayers to gauge their annual tax liability.

New tax calculator

Buying gold this Gudi Padwa? Is it still a good investment?

Commodity experts said that gold has emerged as a preferred investment option in the present uncertain global environment.

Gold prices

Availing home loan! Should you wait for lower rates post RBI policy review?

Financial advisors and home loan providers feel it may be wise to go ahead and seal the deal instead of waiting, unless you are planning to go in for a fixed rate loan.

Home loan

Pharma shares under pressure; Which stocks can you bet on?

A series of inspections and negative observations on drug majors like Cadila Healthcare, Wockhardt, Aurobindo Pharma and Lupin has prompted negative sentiments to build with pharma shares tanking during the last quarter ended


Higher loan-to-value on mortgage cover likely; home loan borrowers to gain

A higher loan-to-value means lower down-payment burden of the borrower. This would, in effect, lead to higher loan offtake and provide a boost to the Indian realty market.

Planning to buy home insurance? Things you should be aware of

Bonanza for shareholders; Over 120 top companies announce dividend post budget 2016

Hero Motocorp leads the pack among BSE 500 companies that have announced the highest percentage dividend by fixing a 2,000 per cent interim dividend (or Rs 40 per equity shares of Rs 2).

dividend, union budget 2016, hero motocorp

Dormant PF accounts: EPFO may consider interest payment since April 2011

The Central Board of Trustees of EPFO on Tuesday took a decision to pay interest on dormant accounts from April 1, 2016. However, it could not take a decision on making this applicable restrospectively from April 1, 2011 till

EPF withdrawal

Softer home loan terms likely soon from more lenders

India Mortgage Guarantee Corporation is sewing up agreements with several lenders. Mortgage guarantee helps to lower down payments and extend tenure of loans thereby bringing down the equated monthly installments (EMIs)

Home loan, home financing, home loan interest rates, home loan eligibility, home renovation loans, home renovation tips, home renovation ideas india, home renovation india
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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