Sarbajeet K Sen
-
Where is gold headed after Donald Trump victory, Narendra Modi’s phasing out of Rs 500, Rs 1000 notes
Gold is seeing big action on two big back-to-back events – Donald Trump’s election as the next US President and the Narendra Modi led Indian government’s move to phase out existing Rs 500 and Rs 1000 notes as part of a crackdown on black money.
-
PM Narendra Modi for smoother life for EPF members and their families, EPFO should strengthen processes
In two back-to-back moves as a follow-up of a meeting with Prime Minister, Narendra Modi, the Employees’ Provident Fund Organisation (EPFO) has sought to substantially ease the income security for post-retirement years of its members, and their families.
-
Dhanteras and Diwali approaching, treat gold buying as SIP investments
In a couple of days it will be Dhanteras, followed by Diwali, sparking buying in Gold. The yellow metal has been a stellar performer among asset classes since the beginning of the year and has returned over 20 per cent since January 1.
-
Buying health insurance from a bank as its account holder, should you opt for it
When you opened your bank account or went to the branch to transact business, you might have been offered a health insurance along with your account. Most banks have tie up with insurance companies to offer health insurance to their account-holders.
-
Buying a pension plan early in life, things that you should consider
Buying a pension plan is advisable for long-term goal of old age income security. These plans provide regular payouts after your salary cheque ceases on retirment.
-
India bank security breach puts 3.2 m debit cards at risk; how insurance can protect lenders and their customers against cyber-crime
In one of the biggest banking security breaches in the country, it has come to light that nearly 3.2 million debit cards had been put at risk of fraudlent transactions after cyber criminal, who are assumed to be operating out of China, sole customer data from Indian ATMs.
-
Buying life insurance cover, should you look at insurers’ claims settlement record
You plan to buy a life insurance policy and are scouting around for the best available product that suits your requirement and your pocket. You have checked the premium rates and the features of the policies on offer. But did you care to check the claim…
-
Planning to invest in NCDs? Here are 5 things to check before putting your money
Non-convertible debentures (NCDs), issued by companies to raise funds, have been hitting the market in regular intervals. The most recent proposal is from Tata Motors which plans to get board approval soon to raise Rs 500 crore.
-
Small-cap funds on a high, should you book profits or stay invested?
Small-cap stocks have shown strong performance during the current year. The BSE Small-cap Index crossed 13,000 intra-day on Monday, and is inching close to its all-time high of 13,975 that it touched on January 7, 2008.
-
Flipkart, Amazon, Snapdeal offering huge festival discounts, here’s what you should be careful of while shopping online
Should you take the plunge and go in for online purchases during the sales, which promise discounts ranging up to 70 per cent? Most believe that this could be a good time to buy.
-
Amazon, Flipkart, Snapdeal festive mega sale from Oct 1; here’s how to be smart with your spending
While Amazon’s ‘Great Indian Festival’ will be in place from October 1-5, Flipkart’s Big Billion days and Sanpdeals Unbox Diwali Sale are slated to entice buyers between October 2-6.
-
Doubling EPF’s equity exposure to 10% to create higher retirement corpus; govt should look at 15% now
The government’s decision to double the investment cap of the Employees’ Provident Fund (EPF) into equities from 5 per cent of the corpus to 10 per cent would be especially beneficial for members of the Employees’ Provident Fund Organisation (EPFO) who are young and have a long way to go for retirement.
-
Surgical strike brings back Kargil War sentiments; how stock markets reacted during Indo-Pak tension in 1999
The Kargil War, which erupted after infiltration by Pakistan was noticed across the Line of Control, saw the Sensex soaring nearly 35 per cent during the conflict period.
-
10 things to consider before taking a personal loan to overcome cash crunch
Personal loans come handy when your need cash in an emergency or even to lower your overall debt burden by paying off some of your higher cost debts.
-
Rising Indo-Pak tension; here’s why you should opt for cover against terrorist attacks
Terrorist attacks can happen anywhere including big cities as they mostly target areas with large gatherings. Customers may approach insurance companies for covering large scale events or gathering. Insurance companies issue cover only after assessing the risk involved.
-
Issuance of e-insurance from Oct 1 will make processes more efficient: Yashish Dahiya
The Insurance Regulator and Development Authority of India (IRDA) has mandated that all insurance companies must offer the option of electronic policies from October 1, with motor and travel insurance policies to be mandatorily issued as e-Policies.
-
Shiftover to e-Insurance from October 1; Will it impact premium rates?
e-Insurance from Oct 1: The new move towards a paperless form of insurance is expected to bring in major improvement in the industry’s functioning and would require companies to change their ways of operations by being more technology-oriented.
-
Are you an active stock trader? Here’s why you should get your tax audit done
Trading in equities is becoming common among the salaried class. More and more of salaried employees are seeking to invest in stock markets to gain inflation-beating returns over the long run. Stock trading activities during the day happen in cash, derivatives and futures and options segment.
-
Festive season ahead; go for event insurance cover to protect yourself from losses
With the festive season already on its way to be followed by the marriage season, organisers of events would seek to insure their venues and equipment.
-
Has your insurance policy lapsed? Here are the consequences and what you need to do
As a policyholder, you should be aware of the the situations in which insurance policy is considered a ‘lapsed’ policy and what can be done if you have not been able to pay up on time.
-
‘Indian equities offer significant scope for wealth creation; auto, pharma and textiles holds value’
Equirus Capital, an investment bank in operation for nearly eight years, is set to offer Portfolio Management Services (PMS) area and is targeting asset under management of $100 million in couple of years. FeMoney spoke to Viraj Mehta, Fund Manager, Equirus PMS, to know his views on investment and markets.
-
‘Health insurance premium rates likely to move up on higher medical costs’
Health cover has been one of the fastest growing segments within the insurance industry. However, despite its growth, the penetration of health insurance remains low in the country, rendering a large…
-
ESIC move to raise wage ceiling to Rs 21,000 should come with improved medical facilities
An ESIC cover is a gateway to medical facilities for many who cannot otherwise avail treatment at non-governmental hospitals due to the prohibitive costs.
-
Rising gold prices; Is it a good time to go for loan against the yellow metal?
Gold prices ended the previous week at Rs 30,995 per 10 grams, rising over 23 per cent during the calendar year.
-
Over 60% in 26-35 age-group opting for NPS; Why they could emerge as winner in long run
The National Pension System (NPS) appears to be slowly and steadily emerging as a favoured retirement investment option of the country’s youth.
-
One free full credit report a year soon; Use it to avail better loans rates
The Reserve Bank of India has made it mandatory for Credit Information Companies (CIC) to provide one base level consumer Credit Information Report (CIR) free of cost every year from January 1, 2017.
-
Wilful loan defaulters: All guns aimed at Vijay Mallya, but what about others?
Warning wilful defaulters of government’s wrath, Finance Minister, Arun Jaitley, on Thursday said: “If you (wilful defaulters) think you can just physically swim across the shores and avoid paying debts, then I don’t think the system will entirely ignore this,” Jailtey said at the FE Best Banks Awards function.
