Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.

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Articles By Sanjeev Sinha

1035 Articles

RBI likely to cut rates by 25 bps today on benign inflation, supportive budget

Fuelled by benign inflation, stable global environment as well as a supportive budget, the Reserve Bank of India is likely to cut rates by 25 bps in its monetary policy review today.

FM halves tax rate for lower income slab: Will consultants/professionals benefit from this move?

The government has halved the tax rate from 10 per cent to 5 per cent for individual tax payers who fall in the Rs 2.5 to Rs 5 lakh tax slab. This is supposed to largely increase the tax compliance as well as the tax base.

Planning to buy second home for rental income? Here’s how you’ll lose out as FM caps tax benefit

With the Modi government's stress on affordable housing and its resolve to provide 'Housing for All' by 2022, both realtors and homebuyers were looking towards the Budget 2017 with much hope.

second home, rental income, income tax, arun jaitley, interest rate, loan

Here’s how Union Budget 2017 will impact homeowners

Along with the really sector, homebuyers too had big expectations from the Union Budget 2017 as they believed that their dream homes were still beyond their reach and even tax incentives on home loans were inadequate.

Union Budget 2017: Capping of tax breaks on rented homes to discourage speculative activity, hit premium home sales

Having witnessed a prolonged slowdown and hit had by the recent demonetization drive, the real estate sector was betting big on the Budget 2017 for revival of fortunes. It was expecting, among other things, income tax incenti

second home, rental income, income tax, arun jaitley, interest rate, loan

Union Budget 2017: Ten proposals that are likely to influence real estate

The Union Budget 2017 promises to continue economic reforms, control inflation and prudent fiscal management. However, it provides little impetus in the short term to the real estate sector other than a boost to the affordabl

Union Budget 2017, Finance Minister, Arun Jaitley, affordable housing, real estate, Brotin Banerjee, Tata Housing infrastructure, GDP, economic growth

Union Budget 2017: Infrastructure status for affordable housing to boost volume of construction activities: Experts

In a move to give affordable housing a further boost, Finance Minister Arun Jaitley in his Budget speech proposed to give 'infrastructure' status to this segment.

Real estate sector bets big on Union Budget 2017: 10 key expectations

Hit hard by the Modi government's demonetisation drive, the realty sector has been betting big on the Union Budget 2017 for revial of fortunes as this year's budget is believed to be crucial for its survival, at least in the

What women and other taxpayers expect from Union Budget 2017

It goes without saying, that the common man's expectations from the Union Budget 2017 have gone up substantially as they are looking for some sops from the Finance Minister.

Don’t expect big bang changes in Budget 2017: HDFC Bank

Budget 2017 will be presented against the challenging backdrop of an uncertain global environment, domestic economy reeling under the impact of demonetization...

KPMG Survey: 7 key expectations of professionals from Budget 2017

The upcoming budget, which will be Finance Minister Arun Jaitley's third full-fledged Union Budget, is expected to be quite different from the previous ones.

Budget 2017: FM may detail some operational guidelines related to implementation of GST, says Morgan Stanley

Morgan Stanley expects the government to align certain indirect tax rates to the proposed rates under the GST structure.

Budget 2017: Possibility of meaningful revision in direct tax slabs remains minimal: Morgan Stanley

The government is likely to tinker with personal income tax rates in the upcoming Budget, which should increase compliance and on balance have a neutral impact on tax collections. However, given the resource constraints, the

FM may choose not to alter tax slab rates in Budget 2017: Girish Vanvari, KPMG in India

Revival of the consumption cycle would be a priority for the Finance Minister while finalizing the Budget. In order to achieve this, he may choose to leave more disposable income in the hands of individuals. However, my sense

Having both group & personal health policies? Know which to use first for making a claim

Faced with rising healthcare costs as well as inadequacy of coverage provided by a single policy, a large number of people these days are opting for multiple health insurance policies. After all, why to take risk when one can

Here’s what homebuyers expect from Budget 2017

Budget 2017: Ever since coming to power, the Modi government has taken several policy initiatives to give a boost to the ailing real estate, following which the realty sector had of late even started showing some signs of rev

Tata Steel, Wales, 280 homes,  planning committee, Ratan Tata, prone to flooding

Looking beyond insurance while trying to save taxes? Consider these options

It’s that time of the year again when you take stock of your tax liability and plan for the next financial year. And, like most tax payers, you must be wondering about ways to save taxes while earning high returns.

Make the best use of Section 80C deductions for maximising your tax savings

You can avail tax benefits under various sections of the Income-Tax Act. But the most common, and also most popular, are the deductions available under Section 80C of the I-T Act, which are allowed for making investments in c

10 best-performing mutual funds to invest in India this year

Mutual funds are arguably the best investment options available for investors in terms of ease of investments and different risk/return paradigms available. Depending upon your risk profile and longevity of holding period, yo

mutual funds, investments, large cap, mid cap, debt funds, diversified funds

Here comes Super Savings Account: 6 things you need to know about it

FundsIndia.com, India’s leading online investment platform, has launched Super Savings Account, which is a new-age mutual fund which brings with it the advantages of a savings account.

Tax breaks for home loan may increase in Budget 2017

In a bid to fulfill its dream of Housing for All by 2022 as well as to give a leg up to the ailing realty sector – which got further hit by demonetization – the government is likely to provide more tax incentives on home

Here’s what to expect from Budget 2017 for the salaried class

With the Union Budget 2017 just a couple of weeks away, there are expectations that the government will take some measures to help the common man, especially the salaried class, who has rallied behind the government’s decis

Anand Rathi’s Top 10 stocks for 2017 give average return of 9.3% in just 16 days

Anand Rathi had released a Basket of Top 10 Investment Ideas for 2017 on 27th Dec 2016 (published by us on Dec 28, 2016), Looking for multibaggers?Here’re top 10 growth stocks to buy for 2017, which have performed really we

10 sure-shot ways to survive a job loss due to demonetization

The Modi government's demonetization drive may have been a bold move to curb 'black money' to some extent, but it is also likely to have significant adverse impact on the nation's GDP and the job market, among others.

FM may increase I-T slabs in Budget 2017: Here’s how it will reduce your tax outgo

Post the demonetization of the high-value currency notes and the drastic measures taken by the government to promote cashless economy to tackle the evil of black money, the jury is still out whether it had a positive impact o

tax saving, tax slab, tax bracket

Five unexpected reasons for your home loan rejection

Well, let's face it, availing a home loan is surely a tedious task. Yes, it needs a lot of research and time in order to get a perfect home loan deal.

home loan, demonatisation, SBI hoam loan rate cut, interest rate, MCLR rate, income tax act, budget, house purchase

Are extended warranties worth the upfront price you’ll pay? Find out

Every time you go to buy a car or an electronic product these days, you will most probably find the salesman trying hard to sell you a service plan – known as extended warranty – along with the product.

Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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