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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Life Insurance: You can buy online term plan to save premium cost

    As insurance companies are tweaking their product strategies, customers should opt for online term plans which are 20 to 30%…

    By Saikat Neogi
    August 31, 2020 07:30 IST
    Fixed Income: Safe investment avenues for retirees

    Senior citizens can invest in Pradhan Mantri Vaya Vandana Yojana and Senior Citizen Savings Scheme for steady income.

    By Saikat Neogi
    August 24, 2020 02:30 IST
    The Insurance Information Bureau of India (IIBI) has been providing claims search functionality with wide usage among industry, with hits crossing the one-crore mark in FY20 helping in substantial savings for the industry.
    Motor insurance: Taking steps to prevent and minimise loss

    Irdai suggests non-profit body for mapping major accident spots, using telematics to assess risky behaviour and standardising vehicle repair cost.

    By Saikat Neogi
    August 21, 2020 04:50 IST
    Yellow Metal: Should you book profits from gold ETF now?

    The bull run in gold from 2000 to 2012 had seven reasonably sized corrections. Though the fundamentals are supportive of…

    By Saikat Neogi
    August 17, 2020 07:00 IST
    health insurance, life insurance, insurance agent, ulip policy is it good, mis selling of insurance policy, fraud agent, COVID-19, Corona Kavach, Corona Rakshak, working millenials
    Health insurance claims: Private insurers go for in-house settlement – Do TPAs need to polish up their game?

    At a time when Covid-19 related claims are going up, in-house claims settlement by private insurers has been found to…

    By Saikat Neogi
    August 12, 2020 06:00 IST
    Gold loans: Now borrow more against your idle gold jewellery

    The interest rate on gold loans can range from 7.5% to 29% per annum depending on LTV ratio, loan tenure…

    By Saikat Neogi
    August 10, 2020 01:45 IST
    The yellow metal’s prices have run up sharply in recent months-the value of the bonds in the first tranche (April 20-24) for FY 2020-21 was Rs 4,639.
    Buying Sovereign Gold Bonds? Be ready to hold it for eight years

    While Sovereign Gold Bond investors benefit from 2.5% interest every year, liquidity remains an issue as the bonds can’t be…

    By Saikat Neogi
    August 4, 2020 06:15 IST
    mutual fund, mutual fund for senior citizen, senior citizen investments, achieve your retirement gold through mutual fund, first do SIP the SWP, systematic investment plan, systematic withdrawal plan, 10000 rs SIP for 20 years can give you 75000 rs per month for next 20 years, SIP today and SWP tomorrow, Investments in liquid schemes,PSU funds, debt mutual fund, dynamic bond funds, Amfi, ranklin Templeton Mutual Fund, covid 19 pandemic
    Mutual Funds: You need to look beyond historical returns; Here’s why

    While most investors compare mutual fund returns with the benchmark index such as Sensex or Nifty, a diligent investor must…

    By Saikat Neogi
    Updated: August 3, 2020 09:20 IST
    The guidelines will help policyholders to understand their policies without any ambiguity.
    Health insurance: IRDAI new norms leave no room for ambiguity in policies

    Irdai’s standardised terms and clauses include terminology to be used in health insurance policies, and norms to be followed by…

    By Saikat Neogi
    Updated: July 27, 2020 09:19 IST
    Investors should also look at direct plans, which have a lower total expense ratio as compared to regular plans.
    Mutual fund investment: Index funds vs direct plans – Which is better?

    Switch to a direct plan which has a lower expense ratio as compared to a regular plan or have a…

    By Saikat Neogi
    July 22, 2020 08:00 IST
    The portfolio in debt ETFs will not be more than 5% of assets under management of the corporate bond portfolio of the respective schemes.
    Retirement corpus: Invest in NPS for higher tax-efficient returns

    The pension fund regulator has allowed fund managers to increase investment in short-term debt securities to tide over the highly…

    By Saikat Neogi
    Updated: July 20, 2020 09:03 IST
    Income taxpayers who have not verified their ITR for assessment years 2015-16 to 2019-20 can now do the verification.
    Income Tax latest update: More time to file ITR for FY20, rectify FY19 returns

    The government has extended the deadline for filing ITR for FY20 to November 30 and has given a one-time relaxation…

    By Saikat Neogi
    July 15, 2020 01:10 IST
    In fact, the flows in ELSS saved the overall net flows for equity schemes going into negative in June 2020.
    Equity linked savings schemes: Why ELSS inflows went up in June

    Investors took advantage of the extension offered by the Centre on tax-saving investments for FY20 and many have already started…

    By Saikat Neogi
    July 13, 2020 00:01 IST
    Gold vs Sensex: Yellow metal returns over 50 percent in 18 months! Should you stay invested?

    As equity market is volatile and debt market yield is low, invest in gold via Sovereign Gold Bonds or ETFs…

    By Saikat Neogi
    Updated: July 6, 2020 08:02 IST
    With medical costs rising, a policyholder should opt for a top-up plan, which gives additional cover over and above the normal coverage.
    Health insurance: Should you buy Covid–19 specific health plan?

    While the insurance regulator has allowed insurers to sell short-term Covid–19 specific health insurance policies, ideally people should buy a…

    By Saikat Neogi
    June 29, 2020 06:45 IST
    Health insurance: Health policies to cover telemedicine costs

    In order to address mis-selling of indemnity-based health insurance policies and increasing out-of-pocket expenses incurred by policyholders during treatment, IRDAI…

    By Saikat Neogi
    Updated: June 15, 2020 10:05 IST
    Insurance, delhi rains, assam flood, earthquake, cyclone amphan, cylone amphan damage, west bengal,odisha, car insurance, vehicle insurance policyholders,Irdai, home insurance claims
    Insurance: How to file claims for damage due to cyclone

    Due to Covid-19 pandemic, policyholders are being encouraged to use electronic communication for correspondence while intimating the claim and filing…

    By Saikat Neogi
    June 10, 2020 03:30 IST
    Fixed income: Opt for longer tenure to earn higher interest rates

    With banks slashing FD rates, investors have to look for alternative debt products like post office FDs, PPF, EPF/ VPF…

    By Saikat Neogi
    June 3, 2020 00:50 IST
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    Latest News

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    JK Cement posted a 16.97 per cent profit growth in the second quarter

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    Prakash Raj

    Full list of Rajyotsava winners: From Prakash Raj to a 103-year-old social worker, Karnataka honours 70 achievers

    Furloughed IRS Lawyer Serves Up ‘Honest Ripoffs’ One Hot Dog at a Time

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