Rajiv Kumar

Articles By Rajiv Kumar

26 Articles

Why family floater policy is more cost-effective for younger families

Individual health insurance policies are expensive as compared to floater policies and are suitable for older families or families where the health risk is high.

family floater policy, family policy, insurance

Car insurance lapsed? Here’s why you won’t get no-claim bonus on reviving it

The insurance company will inspect the car and then provide insurance if it deems the vehicle to be fit.

Car insurance , automobile sector, bonus, insurance policies

Comprehensive motor insurance covers damage to vehicle – Here are all details

Comprehensive Motor Insurance covers the vehicle against any damages to the vehicle due to any of the insured perils covered under the policy.

motor insurance, tips to buy motor insurance, how to avail motor insurance

Why life insurance cannot replace home insurance

Life insurance cannot replace home insurance

Life insurance policy, individual health insurance policy, family floater policy, NCB, No Claim Bonus, news on life insurance, Universal Sompo General Insurance

Looking ahead: General Insurance – Data-driven world to ensure mass customisation

If you had attended any marketing event in the late 90s or early 2000s, you may recall something called ‘mass customisation’. It was a dream.

general insurance, what is mass customisation, general insurance investment plan

Mediclaim: Health insurance with IVF and fertility insurance plan available; see how

It is prudent to have a health insurance plan for your family.

Health insurance plan, general insurance, iphone

What you should check before buying health insurance cover and what is cancer protection cover; find out

Claim settlement ratio is the ratio of number of claims reported to the insurance company to the number of claims settled in a year.

India GDP growth rate in Q2 likely at 6.2-6.3 pct: NITI Aayog VC Rajiv Kumar

The Budget for 2018-19 should focus on the social sector and an attempt should be made to provide universal health insurance cover to citizens.

Rajiv Kumar, NITI Aayog VC, India GDP growth rate, Moody’s, india poilicy, social sector,  GST Council , Fiscal deficit,  health insurance cover

Insurance for cycles: Pedal cycle insurance for imported bikes available

Pedal Cycle Insurance cover is a must if you have bought a costly cycle along with expensive gadgets fitted into it and plan to go on a long road trip.

pedal cycles, insurance pedal cycles

Medical insurance: Disclose any change in health status to your insurer

If you started smoking during the term of the policy or in your case after three years of health insurance coverage, you will have to inform the insurer and properly disclose it every time afterwards while renewing.

financial express queries, how to buy medical insurance, precautions before buying medical insurance

Can group medical insurance cover be converted into individual policy on retirement? Find out

Yes, you can continue by converting your group health insurance into individual policy only with the same insurer.

medical insurance, medical insurance cover, medical insurance plan, medical insurance policy, individual policy, individual policy on retirement, employee cover

Individual mediclaim policy or family floater; which is more cost effective; find out here

Yes, you can convert your individual mediclaim (self, wife and two sons) into a family floater plan.

mediclaim policy, individual mediclaim policy, family floater plan, health insurance policy

Car insurance: What does zero depreciation offer cover? Find out here

The unique feature of a zero depreciation cover is to extend complete protection without any co-pay options. Zero depreciation cover is only offered to vehicle with a certain threshold that considers the age and make of the

Car insurance, zero depreciation

Buy cover for structural damage to house by paying extra premium

Cover for damages caused to the structure and contents of the house due to an earthquake is extended after paying an additional premium over and above the standard cover.

structural damage to house, extra premium

Super top-up health plan offers additional cover for reasonable premium

Under base health insurance policies, the claims are paid upto the sum insured limit opted whereas under super top-up plans, the claims are paid only if the claim amount exceeds beyond the deductible option opted for.

health insurance, health insurance policies, Standard Home Insurance policy, Content Insurance, personal accident cover

Bank locker insurance: How to buy cover under householder’s policy

Many banks offer safe-deposit locker facility to their customer for depositing their personal belongings, mainly gold ornaments, cash and other important documents in lockers in exchange of a particular annual charge/fee.

bank locker insurance, insurance bank loacker, bank locker news, household policy, personal finance

Why it is important to go for office package policy for insurance cover against all perils

If you want comprehensive fire policy for your office, you can look at office package policy. Such policies are designed to cater to all insurance requirements.

office package policy, insurance, insurance policy, insurance cover, fire policy, fire policy for office, mobile phone cover, health insurance policy

Buy 1 insurance cover for 2 trips? Here’s what you should know

Insurers may have different depreciation rates, though there are some standard policies followed by insurers.

Farm loan waiver first step, CM Yogi Adityanath must cure the malaise in UP agriculture

Yogi Adityanath is apparently treating his maiden tenure as chief minister as being only of two years as he aims to deliver tangible results by 2019.

yogi adityanath

Narendra Modi government’s structural reforms efforts seen in 103 bills Lok Sabha passed

Since 2014, 103 Bills have been passed in the Lok Sabha. We discuss the top 10 Bills of the 103 passed by Parliament during the past 30 months which have a strong bearing on the economy.

Lok Sabha, Narendra Modi, BJP, Central Government, GST, Amendment Bill

Ease of doing business ranking: How Delhi, Mumbai skew the results

The department of industrial policy and promotion (DIPP), ministry of commerce and industry, in partnership with The World Bank Group released the results of the Assessment of State Implementation of Business Reforms 2015-16

All that gas

It is unwise on the part of Jairam Ramesh and Anand Sharma to choose to attack an efficient PSE and on patently unfounded grounds

Mr Governor, please explain

Raghuram Rajan should make it clear why a relatively undervalued rupee is not good for the Indian economy

Investment cycle: Signs of an upturn

Pump-priming the capex cycle through higher public expenditure and greater investment outlays by CPSUs is key

Investment cycle: Signs of an upturn

Column: India’s economy; Fastest-growing, or just recovering?

All signs point to a nascent recovery for private investment; it is critical that CSO, RBI and govt get on the same page.

Column: India’s economy; Fastest-growing, or just recovering?

One year of Narendra Modi sarkar: Well begun is not half done

One year of Narendra Modi govt: There is no doubting the fact that Prime Minister Narendra Modi works hard and drives his government at the same hectic pace.

One year of Narendra Modi sarkar: Well begun is not half done
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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