If you started smoking during the term of the policy or in your case after three years of health insurance coverage, you will have to inform the insurer and properly disclose it every time afterwards while renewing.
The unique feature of a zero depreciation cover is to extend complete protection without any co-pay options. Zero depreciation cover is only offered to vehicle with a certain threshold that considers the age and make of the
Under base health insurance policies, the claims are paid upto the sum insured limit opted whereas under super top-up plans, the claims are paid only if the claim amount exceeds beyond the deductible option opted for.
Many banks offer safe-deposit locker facility to their customer for depositing their personal belongings, mainly gold ornaments, cash and other important documents in lockers in exchange of a particular annual charge/fee.
The department of industrial policy and promotion (DIPP), ministry of commerce and industry, in partnership with The World Bank Group released the results of the Assessment of State Implementation of Business Reforms 2015-16