Rajeev Kumar

Articles By Rajeev Kumar

554 Articles

Lost money in Cheque Bounce case? You don’t have to prove amount due – SC

Cheque Bounce Case: Who should prove the debt/amount due in cheque bounce case? The complainant, who has suffered as the cheque bounced, or respondent who issued the cheque? S

cheque bounce case News

Not CIBIL, this lender uses your social media behaviour for loan up to Rs 2 lakh!

CASHe, one of the largest digital lending application in the country, uses a new social behaviour-based credit rating system for faster lending to young millennials who may not have good CIBIL scores.

online loan News

Employees Provident Fund: Will court punish directors when contribution delayed by company?

Employers cannot escape from the responsibility of depositing PF contributions of employees timely. Also, the employer can't be exonerated even when it deposits the contributions after a complaint of delay is already filed.

provident fund contribution rules News

More power to taxpayers: Why Income Tax Dept should stop challenging CIT (A) orders? Top official explains

The Income Tax department should stop challenging orders of Commissioner of Income Tax (Appeals), which go in favour of the taxpayers, according to a top tax official.

incometax appeal News

Saving Deposit Money: How to stop PMC Bank-like crisis? SBI Research suggests these points

SBI Research has suggested several points to implement to avoid Punjab & Maharashtra Co-operative (PMC) Bank like crisis that has hit thousands of depositors.

pmc bank crisis News

Beware habitual absentee employee! You can lose job, money

Habitual absentee employees cannot take their job, and the money he earns from it, for granted forever.

Habitual absentee employees can take their job for granted. News

Wow! Your daily Yoga, Gym routine may soon reduce Health Insurance premium, increase sum insured

IRDAI Draft Guidelines on Wellness and Preventive Features in Health Insurance Policy: We all know that doing Yoga, Gym or any kind of physical exercises daily improves wellness. Soon, these activities may even help in reduci

Insurance News

Post Office scheme: Grow Rs 4.5 lakh to Rs 6.5 lakh in 5 years – Here’s how

Post Office Monthly Income Scheme + Recurring Deposit: Under Post Office Monthly Income Scheme, you can deposit a maximum Rs 4.5 lakh for five years at the current interest rate of 7.6%.

Post Office Monthly Income Scheme and Recurring Deposit Scheme News

State Bank of India (SBI) cuts Fixed Deposit interest rate, MCLR again

SBI Fixed Deposit Interest Rate, MCLR 2019: State Bank of India (SBI) on Friday announced another reduction in its Fixed Deposit interest rate and marginal cost of funds-based lending rate (MCLR) by 5 bps across all tenors.

sbi fixed deposit rate 2019 News

SBI Annuity Deposit Scheme: Want fixed monthly income? This can help

SBI Annuity Deposit Scheme benefits: With SBI Annuity Deposit Scheme, customers can get a fixed amount every month by depositing a one-time lump sum.

SBI Annuity Deposit Scheme News

‘No impact on policyholders’: Reliance Capital responds as IRDAI stops RHICL from selling new policies

The Insurance Regulatory and Development Authority of India has asked Reliance Health Insurance Company (RHCIL) to stop selling new policies

IRDAI has stopped Reliance Health Insurance from selling new policies. News

Central Government Employee MACP: On counting unscreened service for appraisal, CAT says this

Central Government Employees MACP rules: Can a department/establishment deny MACP (Minimum Assured Career Progression) to a substituted Central Government Employee after not screening him for years?

central government employee macp rules News

Public Provident Fund: Woman invests Rs 4.5 lakh/year in PPF for herself, daughters; Will she benefit?

Public Provident Fund (PPF) investment limit: There seems to be a confusion among several subscribers about the maximum amount they can invest to enjoy full benefits of PPF accounts.

PPF investment for self, minors News

Insurance Rules change 2019: No cap to foreign equity investment for intermediaries

Indian Insurance Companies (Foreign Investment) Amendment Rules, 2019: The Insurance Regulatory and Development Authority of India (IRDAI) has shared Indian Insurance Companies (Foreign Investment) Amendment Rules, 2019 on it

Check details of Indian Insurance Companies (Foreign Investment) Amendment Rules, 2019 News

Market risk, what? People start investing more in Mutual Fund SIP: Check interesting numbers

Mutual Fund SIP investment: In just six months of FY 2019-20, subscribers have contributed more to Mutual Fund SIP than they did in the entire FY 2016-17.

mutual funds sip investment News

Dearness Allowance hike for Central Government Employees receiving pay as per 5th, 6th, 7th Pay Commission: Explained

Dearness Allowance (DA) hike for Central Government Employees receiving pay as per 5th, 6th, 7th Pay Commission: All employees of the Central Government do not get salary as per 7th pay Commission.

DA hike for central government employees. News

Payment for Weekly Off, Compensatory Off to Night Shift, other employees: What government wants

Code on Wages (Central) Rules, 2019: The Union Ministry of Labour and Employment has put Preliminary draft of the Wages (Central) Rules under Section 67 of the Code on Wages, 2019 in the public domain for inputs from stakehol

Money News

Investing Rs 1.5 lakh or more? NSC vs PPF – Two safe options compared for you

National Savings Certificate (NSC) or Public Provident Fund (PPF)? Which is better for investing Rs 1.5 lakh or more? Check this comparision

NSC vs PPF: Which is better? News

Income Tax Refund: Received message to apply for IT refund formally? It’s fake!

How to get Income Tax refund: Have you received any message from the Income Tax Department asking you to put a formal request for Income Tax refund? Beware!

income tax refund News

Employee Provident Fund: Working in exempted establishment? Court says this about your pension

Provident Fund, Pension for Exempted Establishment: Is an employee of an exempted establishment entitled to higher pension based on his contribution towards Provident Fund, made on the actual salary, over and above the ceilin

employee Provident Fund pension for Exempted Establishment rule. News

Insurance Claim Settlement: IRDAI wants loss limit above Rs 1.5 lakh for appointing surveyors; Here’s why

Insurance surveyor appointment rules change - (IRDAI (Insurance Surveyors and Loss assessors) (Amendment) Regulations 2019 (Draft): The Insurance Regulatory and Development Authority of India (IRDAI) has decided to streamline

life insurance, add ons, critical illness, waiver of premium, term plan, accidental benefit, IRDAI , unit-linked life insurance products ULIPs, lapsed policy, Partial withdrawal, pension plans, surrender value News

Central government employee? Modi govt has implemented SPARROW for appraisal – Know what is it

Central Government Employee Appraisal: The Department of Personnel and Training (DoPT) has implemented 'SPARROW' across all grades of Central Secretariat Service (CSS), Central Secretariat Stenographers Service(CSSS) and Cent

c entral civil services performance appraisal News

Top 5 pension systems of world: What do they have different from India?

Top 5 pension systems of world: What do they have different from India? In Global Pension Index 2019, India has been grouped among countries that have desirable pension systems but with major weaknesses that need to be addres

indian pension system News

SBI Account Status Check Online: Never do this, warns State Bank!

SBI Account Status Check Online/Offline: How to check SBI bank account status to prevent fraud online; Where State Bank of India account holders/customers should check bank account status.

new sbi alert News

Portfolio Management Services (PMS) vs MF: How both investments have fared in 5 years

Portfolio Management Services (PMS) vs Mutual Fund (MF): In the last five years, Mutual Fund sector has seen a "spectacular growth" due to a combination of several factors.

credit rating outlook cut, moody's, s&p, fitch, credit rating, News

Gratuity payment rules: Will Modi govt reduce 5 years limit to 1 for employees?

Gratuity Payment Rules: Several reports claim that Narendra Modi government at the Centre will reduce the eligibility for gratuity payment to employees from five years to one.

Money News

National Pension System: More people aged 35 plus join NPS; Are they going wrong?

National Pension System (NPS) Joining: It seems more people aged 35 or above are joining NPS.

nps joining rules News