Priyadarshini Maji

Articles By Priyadarshini Maji

290 Articles

NPS partial withdrawal vs PPF vs PF; basic differences you should definitely know

While some of these schemes are compulsory for employees depending on their nature of employment, some are optional and can be opted by anyone.

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5 smart money moves to make before you turn 30

Though there is no right age to follow your dreams or start something new, you might miss out on a lot if you don't start early -- especially with financial goals.

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IRDAI Complaint Website: How to register, download format, check status and file insurance grievance

If you feel that there was negligence on the part of the insurer either in servicing a policy, processing a proposal, or processing claims, you can register a complaint with the Insurance Regulatory and Development Authority

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One Nation One Card: All you need to know about the National Common Mobility Card launched by PM Modi

It is the first National Common Mobility Card (NCMC) with which you will be able to make multiple kinds of payments, and has been developed by the Ministry of Housing and Urban Affairs (MoHUA).

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LIC warns customers against spurious calls; Know how you can be tricked and how to avoid it

Most time, scammers send customers a mail which looks like it is from their insurance company or bank. Frauds like phishing, email spoofing, cyber extortion, cyberstalking, identity theft, loss from IT theft, and malware atta

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PF Grievance: How to check file, check status of provident fund issues with EPFO, employer

There is a PF grievance portal which helps employees regarding problems with PF withdrawal, transfer, update details, or with the employer regarding EPF. Employees can use EPF grievance website to lodge a complaint.

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Senior Citizen Savings Account: Top 5 bank accounts for senior citizens

Many banks offer senior citizens bank account, with special features. These accounts offer higher interest rates with personalized services convenient for senior citizens above 60 years of age.

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Beware! 6 credit card charges you may not know about

There are hidden charges on your credit card that banks generally do not mention. Experts suggest these little-known charges need to be understood to avoid penalties, excess payment charges, and heavy interest rates later.

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How to open NPS account online and how to change NPS allocation?

PFRDA has undertaken various measures to make NPS more subscriber friendly, ever since its rollout. If you are planning to open an NPS account online, find out how it can be done through the PAN-based registration.

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Ease of banking for senior citizens: Are you availing these facilities?

Banks are supposed to provide doorstep banking to senior citizens and differently abled persons, such as pick up and delivery of cash against withdrawal, delivery of demand drafts, submission of KYC documents and life certifi

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Zero Balance Savings Account: What you can do to avoid banks’ hefty penalty

These days almost all banks offer zero balance savings accounts. Non-salaried individuals can also opt for a zero balance account which does not require the maintenance of a monthly average balance.

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IFFCO Tokio General Insurance launches Bank Locker Cover; Should you go for it?

In case of unforeseen incidents, locker hiring agreement does not provide any compensation. This type of insurance cover bridges the gap and protects valuables stored in a bank locker.

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Don’t want your car insurance premium to increase? Avoid doing these 5 things

Various factors affect the premium of the policy, hence, while renewal most end up paying a higher premium. For instance, the premium for which you buy the insurance plan today might not be the in the following year.

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5 specially crafted loans for millennials

Unlike earlier generations, millennials now do not wait long or save bit by bit before making a big purchase or expense. Thanks to the digital lending platforms and NBFCs that offers instant easy and fast loans, to people.

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Savings Account for Kid: 5 points to consider if you want to open a savings account for your child

Children putting money in a bank savings account is better than saving in a piggy bank. Also, the money earns interest instead of sitting idle.

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Tax Saving Bonds, Tax Free Bonds: Tax-free options for you to invest right now

These are popular financial instruments for tax saving among investors, but most people get confused between the two. Aimed at two different segments of people, tax-savings bonds and tax-free bonds are two different types of

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Planning to take a home loan? Do not fall for these 5 misconceptions about this loan

With so many misconceptions about home loans, buyers can fall prey to such myths if they do not know and understand the facts properly.

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Health Insurance: Increasing the sum insured of your basic policy? Opt for these more cost-effective options

Before opting for either of the options, know how these plans differ and what suits you the best

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Taking a loan against credit card? 5 things you must be aware of

Most banks like HDFC, ICICI, HSBC, Citibank, SBI, and Axis offer credit card loans at varying interest rates. However, loan against credit card does not require any documentation, unlike a personal loan, hence it is one of th

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Planning to take a global health insurance policy? Keep these things in mind

While buying these policies, not only the cost of treatment, but expenses such as the dollar-rupee exchange rate, cost of travel, accommodation, and food also needs to be considered.

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From HDFC, Kotak to Axis Bank, top 5 savings accounts for women

These Women's Savings Account offered by many banks comes with various benefits that regular accounts do not have like lower processing fees on loans, cash back offers, etc.

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Education loan default? Find out how to prevent it

If you are also facing problems with your loan, you can take these measures that will help you prevent a default on the loan.

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Zero Balance Bank Accounts: From SBI to HDFC Bank, 5 best bank accounts you can opt for

Unlike regular savings bank accounts, Zero balance account doesn't require customers to maintain a Monthly Average Balance.

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IMPS charges by SBI, HDFC, Axis, ICICI, and Other Banks: All you need to know

Unlike banks that are closed on public holidays and gazetted holidays, through IMPS you can transfer money at any time of day, irrespective of holidays.

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From SBI, ICICI to HDFC, top 5 bank accounts for kids

It is better than saving in a piggy bank, as the money earns interest. In the future, it can be used for fulfilling any of the child's need or making further investments.

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Why PPF, the postal investment option, is the best recurring deposit you can have

PPF's tax-free status gives it a distinct advantage, unlike post office RDs, where there are no income tax benefits extended to investors.

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Thrilled with Valentine’s Day Cashback and Reward Point offers? Here’s the catch

Though cashback offers and reward points are beneficial, they come with conditions attached irrespective of whether they are offered by a website, app or banks.

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