Priyadarshini Maji

Articles By Priyadarshini Maji

394 Articles

EPF Withdrawal: Planning to withdrawal EPF Online? Here’s how to do it

You can also withdraw 75 per cent of your total provident fund money if you have been unemployed for 1 month.

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​Forgot your ATM ​card​ at home? ​​​Here is how YONO cashpoint​s​ will help you withdraw cash with your Smartphone ​

SBI customers can withdraw cash through the YONO app from SBI ATMs. The ATMs that enable this service are termed as YONO CashPoints.

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7 tips for senior citizens to stay safe and secure in this Digital Age

There is no company waiting to give their fortune to you through a lucky draw. Hence, never click on suspicious-looking or too-good-to-be-true offers.

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FD For Senior Citizens: Why fixed deposits are still one of the best options for senior citizens?

FDs offer a fixed interest rate for the investment tenure along with guaranteed maturity return, which makes the capital free of investment risks.

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5 things you need to do before you start investing

Before investing or spending a single rupee, make sure you have a stable financial base and then only take the next step of investing.

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Should you opt for Guaranteed Annual Payouts in a life insurance policy?

After the death of the policyholder, no premium will have to be paid, and as agreed upon while buying the policy, the guaranteed annual payouts will be provided at the specific points in the policy term.

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Is having multiple savings accounts such a good idea? Find out

Particularly with the increased banking transactions, maintenance charges, minimum balance along with the ineffective use of cash, is it such a good idea to have multiple bank accounts?

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5 types of instant loans to cater to your different needs

Most of these new-age lending models target millennials and are catering to their demands with instant money, at a competitive rate, along with improved customer experience, and streamlined processes.

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Getting a home loan? 4 mistakes that can lead to home loan rejection

Home loan application can be rejected because many hardly pay attention to minute details. Neglecting them is what leads to rejecting a home loan application by the lender.

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Education loan not enough? Take a top-up loan

Instead of taking a fresh loan from the new bank, you can also opt for a transfer of your existing loan from your old bank to the new bank.

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How to make the most of a personal loan

Before opting for one the trick is to understand your actual financial needs and then choose without hampering your budget

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Senior Citizen Health Insurance: Trade carefully while buying a health insurance cover for senior citizens

Many believe that senior citizens with a health condition or two usually can’t get a cover. Today a number of insurers offer health policies designed especially for senior citizens.

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5 financial strategies for freelancers with irregular income flows

Freelancers should plan their finances carefully to be able to withstand the higher uncertainty they are subjected to face.

Bank Fixed Deposits, savings account, current account, fixed deposit, SBI, PMC BANK, Deposit Insurance and Credit Guarantee Corporation (DICGC), deposit insurance, News

Short Term Flexible Recurring Deposit: Features, advantages, options; All you need to know

After opening a flexible RD account, one can put in any amount he/she wants every month, unlike regular RDs, as there’s no commitment for a fixed amount that needs to be deposited.

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Bank Account Closure Charges: You may get charged for closing your bank account; Know how to avoid it

Did you know that your bank can also charge you when you close your account within a particular time period?

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Home Insurance: Why it is a must for homeowners; All you need to know

If your neighbors or any third-party gets harmed, due to fire break down in your house, the insurance company covering your house will also pay for such incidents.

SBI, RLLR, Marginal Cost of Funds based Lending Rate, MCLR, EMI, RBI, News

Public Provident Fund: 7 things to know before opening a PPF account

It can be opened by both salaried and self-employed individuals, with just the minimum deposit of Rs 100. through any bank branch or a post office.

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RBL Bank Practo Plus Credit Card: Benefits, features; Here’s all you need to know about this health card

The credit card guarantees the availability of an experienced and qualified doctor to cardholders which can be opted for, instead of relying on self-diagnosis or advice from friends and relatives.

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Buying insurance? Don’t fall prey to mis-selling of policies by insurance agents

As a policyholder, you should always ask questions, be aware of the promises made, and read the proposal and final document carefully before signing off.

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Earn up to 9% p.a. on this FD scheme; Find out how

Mahindra Finance currently offers 2 types of Fixed Deposit schemes, which are available under Cumulative as well as Non-Cumulative options. 

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SBI’s large savings bank deposit rate to get revised as RBI cuts repo rate

Whenever the Reserve Bank of India brings in a change in the repo rate, these SBI products automatically reflect such changes.

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Deep down in debt? Here are smart ways to stay debt-free

You fall into debt when having the combination of credit card dues, along with personal loans, vehicle loans or just borrowed funds from friends and family and you keep defaulting on payments.

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JM Financial’s Rs 500-cr NCD issue opens for subscription; offers yield up to 10.40%

The Tranche II Issue, with base issue size, is Rs. 100 crore also comes with an option to retain oversubscription up to Rs. 400 crore aggregating up to Rs. 500 crore which is within the Shelf Limit of Rs 2000 crore.

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Withdrawing cash using credit card? 10 things you must know

We get multiple calls for credit card availability but owning multiple cards can lead to over-spending. Lenders also do not like people applying for too many cards.

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Emergency Fund: What is it, why to have it and where to invest it?

An emergency fund is something that you can rely on and access during a crisis or for unexpected and unplanned scenarios, to meet your regular expenses.

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Taxmann launches tool to find historical GST rates

With this new feature, Taxmann subscribers will be able to see the applicable GST rate on any particular date since July 1, 2017.

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ClearTax launches a new app for quick filing of Income Tax Return

This app will help taxpayers file income tax returns for free.

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