Priyadarshini Maji

Articles By Priyadarshini Maji

223 Articles

Why you should always avoid withdrawing cash on your credit card!

Withdrawing cash from a credit card comes with several side-effects. Experts say though getting the cash is quite easy and convenient, the additional interest and other charges do not make a preferable option.

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SBI YONO Cash: 5 things you must know about State Bank’s latest initiative

SBI has recently launched YONO Cash, which was introduced as a one-stop solution for banking, investment, insurance, and lifestyle needs.

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Planning to withdraw PF money? A step by step guide to do so

EPF can also be withdrawn by the employees during the course of employment. This scheme encourages savings for individuals for their retirement.

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HDFC Bank warns about this fraud; Know how to keep your money safe

With the government pushing and promoting digital payments, the types of cyber fraud have also increased. Various fake banking apps have emerged, which fool bank users and steal their data.

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Tax saving FD: SBI Vs Axis Bank Vs ICICI Vs HDFC Bank; Find out the best option for you

Tax-saving fixed deposits are a good option to get better returns as well as income tax deduction under section 80C of the Income Tax Act, 1961.

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Credit Card for Students in India: From SBI to HDFC, ICICI to Axis Bank cards, 10 essential things you need to know

For each type of customer segment, different credit card options are now available. From women to doctors, professionals travelers, and students specially crafted credit cards are offered.

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Celebrating Holi: The new trends for the festival of colors; Find out your choices

Millions now take it to Holi fests, open-air party's, beach houses, farms to celebrate Holi. These Holi fests are organized all over the country and are packed with everything that you would need.

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RDs for a vacation! From SBI to ICICI, BoB, Kotak Mahindra Bank all offer you Holiday Recurring Deposit option

If you are also planning to take a vacation, and are looking where to park your money, start with these bank RDs to get the best returns.

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The Lotus Makeup India Fashion Week: Eco-friendly biodegradable fabric is the new Black

The Autumn-Winter 2019 edition is here with a plethora of standout pieces showcasing eco-friendly and sustainable collections.

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SBI BSBD Account: 10 things about this account you need to know

As the name suggests, a BSBD account is a basic savings account, and the opening procedure of this account is similar to the opening of regular savings bank accounts.

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Are you into exotic fine Arts? 40 paintings on offer in this auction you shouldn’t miss

Not just for your home décor, simply by hanging on your wall, art appreciates in value. This online auction will put out some stellar work for art collectors.

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Going on a foreign trip? This is why Travel Insurance is a must

You might not feel the need to get it now but a number of unexpected circumstances could arise prior to your trip where all your money from airfares to bookings and other arrangements could turn into bad debt.

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How to make the most of multiple credit cards

People owning multiple credit cards should know how to manage their cards properly, or else it can adversely impact their credit score.

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Income tax slab for senior citizens AY 2019-20: Find out the tax slabs, tax rates

Different tax rates have been prescribed for different income tax slabs and the tax rates keep increasing with an increase in the income slab.

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NPS partial withdrawal vs PPF vs PF; basic differences you should definitely know

While some of these schemes are compulsory for employees depending on their nature of employment, some are optional and can be opted by anyone.

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5 smart money moves to make before you turn 30

Though there is no right age to follow your dreams or start something new, you might miss out on a lot if you don't start early -- especially with financial goals.

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IRDAI Complaint Website: How to register, download format, check status and file insurance grievance

If you feel that there was negligence on the part of the insurer either in servicing a policy, processing a proposal, or processing claims, you can register a complaint with the Insurance Regulatory and Development Authority

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One Nation One Card: All you need to know about the National Common Mobility Card launched by PM Modi

It is the first National Common Mobility Card (NCMC) with which you will be able to make multiple kinds of payments, and has been developed by the Ministry of Housing and Urban Affairs (MoHUA).

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LIC warns customers against spurious calls; Know how you can be tricked and how to avoid it

Most time, scammers send customers a mail which looks like it is from their insurance company or bank. Frauds like phishing, email spoofing, cyber extortion, cyberstalking, identity theft, loss from IT theft, and malware atta

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PF Grievance: How to check file, check status of provident fund issues with EPFO, employer

There is a PF grievance portal which helps employees regarding problems with PF withdrawal, transfer, update details, or with the employer regarding EPF. Employees can use EPF grievance website to lodge a complaint.

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Senior Citizen Savings Account: Top 5 bank accounts for senior citizens

Many banks offer senior citizens bank account, with special features. These accounts offer higher interest rates with personalized services convenient for senior citizens above 60 years of age.

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Beware! 6 credit card charges you may not know about

There are hidden charges on your credit card that banks generally do not mention. Experts suggest these little-known charges need to be understood to avoid penalties, excess payment charges, and heavy interest rates later.

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How to open NPS account online and how to change NPS allocation?

PFRDA has undertaken various measures to make NPS more subscriber friendly, ever since its rollout. If you are planning to open an NPS account online, find out how it can be done through the PAN-based registration.

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Ease of banking for senior citizens: Are you availing these facilities?

Banks are supposed to provide doorstep banking to senior citizens and differently abled persons, such as pick up and delivery of cash against withdrawal, delivery of demand drafts, submission of KYC documents and life certifi

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Zero Balance Savings Account: What you can do to avoid banks’ hefty penalty

These days almost all banks offer zero balance savings accounts. Non-salaried individuals can also opt for a zero balance account which does not require the maintenance of a monthly average balance.

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IFFCO Tokio General Insurance launches Bank Locker Cover; Should you go for it?

In case of unforeseen incidents, locker hiring agreement does not provide any compensation. This type of insurance cover bridges the gap and protects valuables stored in a bank locker.

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Don’t want your car insurance premium to increase? Avoid doing these 5 things

Various factors affect the premium of the policy, hence, while renewal most end up paying a higher premium. For instance, the premium for which you buy the insurance plan today might not be the in the following year.

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