Priyadarshini Maji

Articles By Priyadarshini Maji

322 Articles

Buying Silver this Diwali? Here are a few things to keep in mind

Silver is considered as a pocket-friendly alternative, that most people consider during the festive season. These metals can be bought in various forms, for instance, jewelry, bars, utensils, and coins.

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Safeguard your home this Diwali – Opt for a home insurance policy this Dhanteras

Other than the normal building collapse, theft or burglary, fire, unusual yet essential things like portable gadgets, Electrical appliances are also covered under a home insurance policy.

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SBI card’s new feature allows contact-less payment; Check details

SBI card customers can now ditch the physical credit card and even without entering any PIN, they will be able to make contactless payments at NFC enabled PoS terminals with just a tap of their smartphones

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Public Provident Fund rules: Here are little-known facts that you must know before investing in PPF

PPF suits risk-averse investors who are satisfied with moderate but guaranteed returns. Despite its popularity, many investors are not aware of many important facts associated with the PPF account.

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Insurance ads should not be misleading or fabricated, warns IRDAI

The notification said, whatever be the mode of communication, all insurance advertisements should ensure that communications are clear, fair and not misleading for the customer.

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Health Insurance: 4 things to look for while opting for a critical illness cover

Most people try to get a policy after getting an illness when it's too late. What they don't realize that buying health insurance becomes tougher once diagnosed with a disease.

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Shopping gold this Diwali? Here is a collection of antique vintage jewelry’s that you can opt for

The jewelry and silverware collection will include pieces right from the Mughal era representing the rich history of India to the more contemporary pieces belonging to the French belle époque era.

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Spend more this Diwali with access to Instant Cash from these Apps, cash providers

These apps have made it convenient for people to avail instant funds, for urgent situations, be it during the festivals or just to have a relaxing vacation. Be it a working day, a Sunday or national holiday, these are there t

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Got a Diwali bonus? Here is how you can use it efficiently

Most people look for the Diwali bonus to splurge and spend it all. However, you should look at your necessities and dues first, even though you might feel the urge to spend all the bonus money in one go.

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Diversify your investment portfolio; Here is why

While choosing the asset classes, investors should know the risks and rewards connected with every investment class along with its features to decide if a single or a mix of asset classes is the right bet to meet their requir

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Planning to send your child abroad for studies? Here is how you can finance your child’s education abroad

With proper planning, parents can ensure their child's educational dreams. Education loan is an ideal option and most parents nowadays opt for it to finance an education abroad.

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Transfer your Sukanya Samriddhi Account from Post Office to a bank; Here is how to do it

People changing locations find it hard to continue their accounts in a different location. Even though the process of transferring the account is simple, account holders need to visit both the old and the new post office or b

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Renewing your motor insurance policy? Take a look at these points before renewing it

Note that your policy renewal may get rejected if there are major damages on the vehicle, hence, it is suggested to get the damages fixed and then apply for insurance for a smooth experience.

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Fixed Deposit: Features, types, advantages, tax treatment; Here’s all you need to know

One can invest their money in FDs of banks and non-banking financial companies (NBFC) for a fixed term ranging between 7 days to 10 years. This whole term is at a fixed interest rate.

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RBI wants internal ombudsman for digital payment service providers including Paytm, PhonePe, Amazon Pay

You can file a complaint with the digital ombudsman if the issuer to whom you have raised the complaint does not reply within 30 days, or does not provide a proper response or rejects the complaint.

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Have ITR related queries? This is how you can get them answered

Taxpayers can directly approach the income tax department, with any query related to ITR filing, processing, refunds, etc. by filling up an online form.

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Sudden Holiday Plan? Take a holiday loan to finance your trip at the last minute

These kinds of holiday loans provide travelers with the ease of finance that helps them fund their travel without going broke or over utilizing their credit card. Even though credit cards are instant and easier to use, howeve

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Starting to invest in mutual funds? Here are top investment strategies to choose from

Along with SIP, other methods include Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) which can be used by investors for systematic planning depending on their type of investments.

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Traveling this festive season? Here is why you must have a travel insurance cover

If your trip is canceled last minute or you lose your luggage at the airport or the airline goes out of business a week before your trip or even if you become severely ill and are unable to travel, travel insurance comes to t

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RBI repo rate cut: Fixed Deposit rates likely to fall further; Here are other investment options you can explore

If you are looking to invest in fixed income instruments, you can look at other investment options, which include post office term deposits, SSY, Senior Citizens' Saving Schemes, PPF and NSC, among others.

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Own Damage motor cover shows a decline, while Third Party business rises; Here’s why

As per the Motor Insurance Act, only the third-party motor insurance cover is mandatory in India. However, neither the policyholder nor the policyholder’s car gets protected under this cover.

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Closing your bank account? Here is how you can avoid charges

Banks also charge account holders additional charges, when they close their account within a particular time period. Here is how you can close your bank account by avoiding those charges

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FD Vs Debt Fund: Confused between fixed deposits and debt funds? Here’s how they differ

Many investors believe, fixed deposits and debt funds to be at par or FDs to be even better, with its assured returns. They might seem to be the same at first glance but differ in various aspects.

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Here is what leads to a debt trap and how to ease the burden

Many people also avail a personal loan to repay their existing credit card loan, which solves the problem for the time being, but experts suggest it is not a good idea for the long run.

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Planning to take a joint home loan? Here is what you should keep in mind

There are also certain drawbacks of taking a joint home loan. Experts suggest borrowers should make an informed decision before opting for such a loan.

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Muthoot Finance NCDs offer 9.25-10% interest; Should you invest?

The NCDs are also proposed to be listed on BSE. The allotment is based on first come first serve basis, and the company says that the funds raised through this issue will be utilized primarily for lending activities.

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HDFC Life launches InstaInsure; Now get life insurance instantly

It comes with a pre-filled proposal form, and offers customers to buy a policy in just 3-clicks. The minimum premium and sum assured the policy offers depends on the customer profile.

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