The provisions of the IRDAI circular are intended to provide policyholders with faster and more transparent services.
All savings products of life insurers will now offer policy loans
The rich too need insurance, but for different reasons.
Policy conditions kick in only after the proposal is accepted
Most corporate insurance schemes are group insurance schemes.
Such policies cover death, disabilities and medical expenses at a low cost
Adequate cover helps in fulfilling cherished goals in your absence
Whole life insurance policies can help fund emergency expenses.
Among the death claims, more than 85% are non-early in nature, i.e., the claims that arise three years after buying…
This is a tax-efficient way to pass on wealth to the next generation
Returns under conventional par products can be high if you buy them at a very young age (preferably before you…
Proposed changes in insurance laws to make managing risks easier
The product suggested by the agent must fulfil your financial needs
Maturity claim sum on the homemaker’s life is a big help in old age
Don’t depend on bancassurance staff or agents only. Speak to the insurance firm’s employees to know the nitty-gritties of your…
A judicious mix of term, endowment/whole-life and annuity insurance policies can meet the most sensitive goals of life
A life insurance agent, at times, doubles up as a financial planning advisor to the policyholder also
While government schemes are run by way of contributions made by the employers in the form of “Payroll Taxes”, the…
