Naveen Kukreja

Just became an NRI? 6 important finance, tax, deposit and investment decisions to take

Once a person moves abroad, a change in his residential status has direct impact on his financial life. Here is a list of some of the crucial financial steps required on becoming an NRI.

NRI, Non-Resident Indian, nri residency, nri status, nri account, financial steps to take on becoming an NRI, NRO account, NRE account, MF, PPF News

Budget 2019: Major hits and misses of Finance Minister Nirmala Sitharaman’s maiden budget

Budget 2019 India: This year’s Budget provided major impetus to the ‘Housing for All’ mission by announcing an additional deduction of Rs 1.5 lakh on interest payments made on home loans availed by March 2020.

Budget 2019, budget, nirmala sitharaman, budget highlights, budget 2019 date, budget 2019 PDF, budget 2019 highlights, budget 2019 income tax, budget highlights 2019 india News

Mutual Funds: Six steps to reduce your investment risk

Higher risk does not necessarily mean higher potential reward, unless you know the tricks to mitigate the risk. Here are some strategies that can help you manage your mutual fund investment risk.

Mutual fund, Mutual fund investment, investment risk, MF investment risk, financial position News

Fixed income: Know how to pick the right credit risk fund

With the recent credit downgrades/ defaults by several companies adversely hitting the returns from credit risk funds, it is important to take informed decision before investing in these funds.

Money News

Mutual Fund Investment: 7 smart tips for women looking to invest in MFs

While mutual funds are a suitable investment tool for making short as well as long-term investments, there are certain factors every prospective women investor must consider.

mutual funds, mutual fund investment, MF, mutual fund plans, mutual fund sahi hai, NAV, SIP, lumpsum, direct plan, regular plan News

Want to make the most of Modi 2.0? This investment strategy will help you maximise your gains

A stable government with absolute majority augers well for the equity markets as policy decisions become more predictable.

mutual fund, mutual fund investment, Modi 2.0, equity market, equity funds, SIP, investment strategy, maximise gains News

7 smart money moves for working millennials to remain financially fit

As financial decisions taken during the early stage of one's career are very important, here we are taking a look at some financial moves for ensuring the financial fitness of working millennials.

financial planning, money moves, money moves for working millennials, emergency fund, credit card, credit score, insurance cover News

Top 8 investment options for salaried persons in India

Looking for tax-saving options but unable to decide where to invest? Here are top eight investment options that salaried individuals can consider to meet various life goals.

Income tax saving, looking to invest, top investment options, best investment options for salaried persons, investment planning, PPF, MF, mutual fund, NPS, VPF, NSC, Ulip, last minute tax saving, march 31, section 80C News

Debt funds: Here are five factors you need to consider

The degree of increases or decreases in their NAV would also depend on the maturity of their constituent securities.

Money News

Budget 2019: Major hits and misses of Interim Budget from taxpayers, common man’s perspective

India Union Budget 2019: The Interim Budget 2019, being the last budget before the country goes for polls in a few months, widely focused on providing relief to the middle-class taxpayers, small farmers and workers in the uno

Budget 2019 News

Budget 2019 income tax relief expectations: From Section 80C limit to LTCG on MFs, 5 benefits the middle class can get

Budget 2019 may make major announcements aimed at reducing tax burden for the middle class, promoting digital transactions and restoring credit supply in the housing and MSME segment.

Budget 2019 income tax relief expectations, budget expectations, budget expectations 2019, budget expectations 2019 india, budget expectations for salaried employees, budget expectations for income tax, budget expectations for senior citizen, News

ELSS: Why Equity Linked Savings Scheme is the best tax saving investment option for you

There are various investment options available in the market for tax saving. However, ELSS beats all other tax-saving options. Here's why.

Best investment option for salaried, mutual funds, fixed deposits, investment tips, Bank fixed deposits, Gold investment, company fixed deposits, PPF, Public Provident Fund, Stock Market Investment, real estate, NPS, National Pension Scheme, News

Festival shopping: Here is how you can avoid post-festival financial stress

With festivities comes the risk of over-spending. So avoid impulse buying and put your festive bonus to good use even as you enjoy the festivities

Economy News

Investing in PPF? Be aware of these lesser-known rules about Public Provident Fund first

Despite its popularity, many investors aren’t fully aware of the various rules and regulations surrounding PPF which can later cause problems.

PPF, PPF account, PPF calculator, PPF interest rate, public provident fund, how to invest in PPF, lesser known rules to invest in ppf News

Home loans: 6 types of fees charged by your lender that may escape your attention

While we all know about interest rate on home loan, there are several associated charges that may escape our attention.

Money News

How to take a home loan in your 60s? 5 things you must know

It’s never too late to own your dream house. With home loan eligibility criterions getting broader and more flexible, even those nearing retirement or those who have already retired, can avail a home loan.

Money News

Why a top-up home loan may be a better option than gold or personal loan

Sumit, an IT professional, has been working for an MNC since the past 10 years. Thanks to his growing income each year, he has been comfortably servicing his home loan since 5 years.

home loan, home buyers, gold loan, loan, personal loan News

Important financial planning tips: Are you self-employed? Get money-savvy with these 4 suggestions

Given that the self-employed have irregular income, it is essential to have adequate emergency funds, life and medical insurance

Irrespective of whether you are a salaried professional or self-employed, insuring yourself should be your top priority. News

What are the loan options for non-salaried persons? Check out these 4

Loans against credit card are pre-approved loans which the bank lends you up to a certain percentage of your credit card limit.

loan options, non salaried person loan, gold loan, loan against property News

Borrowings: Got your loan? You must keep these top 6 tips in mind

From never missing an EMI to taking insurance for a big-ticket loan, here are some tips that can help you breathe easy after taking a loan

Borrowings, loans, emi, credit score, emi amount, balance transfer, multiple loan applications, loan tenure, interest rate on loans News

How to save income tax? Best tips for young earners

Tax saving should form a part of financial planning aimed at generating wealth and reducing financial risks.

income tax, income, higher education, education News

How to do financial planning? Here are top 6 money habits for healthy finances

From preparing a financial plan to automating bill payments to reducing your debt burden, each plays a big role in ensuring good financial health

financial planning,  monetary resources, credit cards, EMIs at various rates, post retirement expenditures, personal accident policies, personal loan balance News

How retail lending is set to scale up in 2018

Decline in lending rates, focus on growth and credit metrics in retail lending, P2P lending norms, increased focus on digitisation and initiatives towards affordable housing are helping set a strong base for retail lending

retail lending, P2P regulation, retail lending industry, Jan Dhan Yojana, Aadhaar, KYC, IndiaStack, national GDP, SME lending, MSME units, home loan, Mudra scheme News

Mutual funds investment: How to fund child’s future; 2 steps to great relief

The core of your child’s education corpus should consist of two or three top multi-cap funds as these can invest across all market capitalisation and sectors.

Mutual funds, Mutual funds investment, fund child's future, higher education fund, education loans, EMIs, Mutual funds, PPF, child plans, education corpus, SIP, investment News

Spending patterns: 7 charges credit card users must beware of

In order to use a credit card sensibly, it is very important to be aware of the various charges associated with it.

India News

5 ways to go cashless during the cash crunch

With the cash crunch likely to continue, more and more people have started to use alternate methods of payment. For the still uninitiated, here is how you can go cashless to meet your daily spends:

Money News

Have too many bank accounts? Check out the benefits and disadvantages

Though a sizeable chunk of India’s population remains unbanked, a majority of those living in urban areas and metros, have bank accounts.

Have too many bank accounts? Check out the benefits and disadvantages
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