Naveen Kukreja

Articles By Naveen Kukreja

64 Articles

How to deal with income disruptions due to Covid crisis: 5 ways

If that too proves insufficient or infeasible, then follow these options with a step-by-step approach to deal with income disruptions and liquidity mismatches.

The first logical step would be to take soft loans from friends or relatives. News

5 money moves for self employed in times of Covid-19 crisis

While staying physically healthy and preventing the spread of Covid-19 are top priorities for all, managing personal finances is also paramount, especially in case of the self-employed.

covid-19, coronavirus, money moves for self employed, Covid-19 crisis, emergency fund, health insurance, loan, credit card dues News

Retirement Planning for Millennials: A step-by-step approach to build a sufficient retirement corpus

Rising life expectancy, increasing healthcare costs and the absence of any social security for the old have increased the need for bigger post-retirement corpuses.

retirement planning, Building Retirement Corpus, retirement planning for millennials, Start investing early, inflation, health insurance, retirement portfolio News

Income Tax Saving: 6 lesser known tax saving avenues to lower your tax outgo

Here are some of the lesser-known tax-saving tools and expenditures that can help many to plan and reduce their tax liability.

tax, tax collections, GST collections, direct tax, indirect tax, fiscal deficit News

Income Tax Saving: Want to save tax and create wealth? 4 tax saving mistakes to avoid in 2020

In a rush to reduce and save our income tax outgo, we end up committing numerous mistakes which may have long-term implications on our financial future.

income tax, income tax saving, tax saving mistakes, how to avoid tax saving mistakes, PPF, ELSS, NPS, Ulip, LTCG, section 80c News

Budget 2020: Major hits and misses of budget you need to know

Budget 2020: Here are some major takeaways of the Union Budget, which had a fair number of hits and misses.

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Budget 2020 Expectations: FM Sitharaman should improve credit access, incentivise digital payments, housing and financial fitness

Budget 2020 Expectations for Housing, MSME: This year’s budget should announce measures for reviving housing demand, promote digital payments, improve credit access and incentivise taxpayers to focus on their long-term fina

Budget 2020, union budget 2020, Budget 2020 Expectations, Budget 2020 Expectations for start-up, Budget 2020 Expectations for NBFC, Budget 2020 Expectations for taxpayers, News

From NPS to gold, 5 smart investment choices for 2020

Look at your financial goal, the risk you are willing to take, your investment horizon and never make rash decisions, such as stopping mutual fund SIPs due to under-performance

Investors are advised not to hurry and make rash decisions, such as stopping mutual fund SIPs due to under-performance. (Illustration: SHYAM Kumar Prasad) News

5 credit card tips to increase your credit score

A well-chosen credit card is, in fact, an effective tool to increase your credit score. Here is how.

credit card, credit score, credit card tips, cibil score, how to improve credit score, credit history, credit utilisation ratio News

5 common credit card mistakes to avoid in 2020

While you step into the New Year, make sure to avoid these common credit card mistakes which can cost you dearly in the long run.

credit card, credit card mistakes, credit card mistakes to avoid in 2020, common credit card mistakes, credit card interest rates, minimum amount due, cash withdrawal, reward points News

Seven borrowing rules for financial well-being

Delays or defaults in making loan or credit card repayment not only attract fines and penal interest rates, they also impact your credit score

Loan tenure plays a major role in deciding your monthly EMI outgo. (Illustration: Rohnit Phore) News

5 festive season tips for smart spending and healthy financial health

While festive offers can tempt many to spend beyond their means, a prudent credit and payment selection process backed by financial discipline can help save money as well preserve your financial health.

festive shopping, shopping tips, festive season tips for smart spending, healthy financial health, debit card, credit card, loans News

ITR Filing for AY2019-20: 4 tax filing mistakes which can cost you dearly

If you are amongst the newly-added tax filers during FY 2018-19, make sure you do not commit the following mistakes while filing your ITR for AY2019-20.

Income Tax Return 2019, ITR filing, ITR filing mistakes, itr filing last date, Income Tax Returns for AY 2019-20, ITR forms, Form 26AS, Form 16 News

Public Provident Fund rules: Investing in PPF? Check out these 6 little known facts

Despite its acclamation, many investors are not aware of the most important facts associated with the PPF account. Here are some of them.

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Just became an NRI? 6 important finance, tax, deposit and investment decisions to take

Once a person moves abroad, a change in his residential status has direct impact on his financial life. Here is a list of some of the crucial financial steps required on becoming an NRI.

NRI, Non-Resident Indian, nri residency, nri status, nri account, financial steps to take on becoming an NRI, NRO account, NRE account, MF, PPF News

Budget 2019: Major hits and misses of Finance Minister Nirmala Sitharaman’s maiden budget

Budget 2019 India: This year’s Budget provided major impetus to the ‘Housing for All’ mission by announcing an additional deduction of Rs 1.5 lakh on interest payments made on home loans availed by March 2020.

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Mutual Funds: Six steps to reduce your investment risk

Higher risk does not necessarily mean higher potential reward, unless you know the tricks to mitigate the risk. Here are some strategies that can help you manage your mutual fund investment risk.

Mutual fund, Mutual fund investment, investment risk, MF investment risk, financial position News

Fixed income: Know how to pick the right credit risk fund

With the recent credit downgrades/ defaults by several companies adversely hitting the returns from credit risk funds, it is important to take informed decision before investing in these funds.

Money News

Mutual Fund Investment: 7 smart tips for women looking to invest in MFs

While mutual funds are a suitable investment tool for making short as well as long-term investments, there are certain factors every prospective women investor must consider.

mutual funds, mutual fund investment, MF, mutual fund plans, mutual fund sahi hai, NAV, SIP, lumpsum, direct plan, regular plan News

Want to make the most of Modi 2.0? This investment strategy will help you maximise your gains

A stable government with absolute majority augers well for the equity markets as policy decisions become more predictable.

mutual fund, mutual fund investment, Modi 2.0, equity market, equity funds, SIP, investment strategy, maximise gains News

7 smart money moves for working millennials to remain financially fit

As financial decisions taken during the early stage of one's career are very important, here we are taking a look at some financial moves for ensuring the financial fitness of working millennials.

financial planning, money moves, money moves for working millennials, emergency fund, credit card, credit score, insurance cover News

Top 8 investment options for salaried persons in India

Looking for tax-saving options but unable to decide where to invest? Here are top eight investment options that salaried individuals can consider to meet various life goals.

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Debt funds: Here are five factors you need to consider

The degree of increases or decreases in their NAV would also depend on the maturity of their constituent securities.

Money News

Budget 2019: Major hits and misses of Interim Budget from taxpayers, common man’s perspective

India Union Budget 2019: The Interim Budget 2019, being the last budget before the country goes for polls in a few months, widely focused on providing relief to the middle-class taxpayers, small farmers and workers in the uno

Budget 2020 News

Budget 2019 income tax relief expectations: From Section 80C limit to LTCG on MFs, 5 benefits the middle class can get

Budget 2019 may make major announcements aimed at reducing tax burden for the middle class, promoting digital transactions and restoring credit supply in the housing and MSME segment.

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ELSS: Why Equity Linked Savings Scheme is the best tax saving investment option for you

There are various investment options available in the market for tax saving. However, ELSS beats all other tax-saving options. Here's why.

Best investment option for salaried, mutual funds, fixed deposits, investment tips, Bank fixed deposits, Gold investment, company fixed deposits, PPF, Public Provident Fund, Stock Market Investment, real estate, NPS, National Pension Scheme, News

Festival shopping: Here is how you can avoid post-festival financial stress

With festivities comes the risk of over-spending. So avoid impulse buying and put your festive bonus to good use even as you enjoy the festivities

Economy News
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