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  1. Business News
  2. Authors
  3. kamalji sahay

Kamalji Sahay

The wisest use of endowment policy is to invest maturity amount

The endowment policy sold by life insurance companies is one of the oldest forms of life insurance products globally.

By Kamalji Sahay
April 19, 2016 06:05 IST
Embedded Value: Govt needs to give incentives to make annuity products popular

The finance minister stirred the hornets’ nest when he announced taxing 60% of total EPF withdrawal at the time of…

By Kamalji Sahay
March 22, 2016 02:33 IST
Embedded value: Reduce service tax on policies to make the premium attractive

Around the world insurance premium has been attracting some tax relief as a measure of incentive to the general public…

By Kamalji Sahay
February 16, 2016 00:13 IST
Women insurance
Insurance industry is not showing proportionate growth indications

Every insurer has to introspect whether it has to move faster than the existing pace, whether it has to achieve…

By Kamalji Sahay
Updated: January 19, 2016 11:16 IST
Embedded value: Insurers need to invest in technology to sell, analytics to predict risk

Two major insurance schemes launched by the government, PMJJBY and PMSBY, changed the marketing of insurance products at the bottom…

By Kamalji Sahay
Updated: December 23, 2015 00:14 IST
money
Embedded Value: Endowment policy empowers women with spending power

In India, buying an insurance cover is generally considered to be a man’s responsibility. However, a woman is generally the…

By Kamalji Sahay
Updated: November 24, 2015 15:27 IST
Slowing down of risk-management mechanism a dangerous situation

The Insurance Act, 2015 had been keenly awaited by the insurance industry for about five years. It was expected that…

By Kamalji Sahay
October 20, 2015 00:04 IST
Irdai guidelines may delay transition to paperless system

In September 2013, Insurance Regulatory and Development Authority of India (Irdai) had launched the insurance repository system as a pioneering…

By Kamalji Sahay
September 22, 2015 00:02 IST
Govt policy eroding role of financial institutions

Political considerations should not outweigh economic considerations when the financial commitments are on a very high scale

By Kamalji Sahay
August 25, 2015 00:06 IST
Insurers must take cue from PM’s initiative, tap the masses

Jeevan Jyoti Beema Yojana and Suraksha Beema Yojana, recently launched through the banking network by the Centre, have proved fairly…

By Kamalji Sahay
July 21, 2015 00:02 IST
Govt’s life, accident cover schemes no bonanza for insurance companies

With Jan-dhan Yojana, the government expects more than 10 crore account holders to benefit from the scheme.

By Kamalji Sahay
June 16, 2015 00:02 IST
About time insurers unlocked women power

Insurance is the finest tool for securing financial security during, and even after, one’s lifetime.

By Kamalji Sahay
May 5, 2015 00:05 IST
Agents of change: Men in field hold key to insurance business

Growth in the sector is possible only through feet on street and not just through adoption of best of applications…

By Kamalji Sahay
April 14, 2015 00:10 IST
Amendments to insurance law seek to reduce litigation over claims

The Insurance Laws (Amendment) Bill has now been cleared by both Houses of Parliament.

By Kamalji Sahay
Updated: March 27, 2015 14:47 IST
Unholy marriage of Sec 80C and life insurance must end

If we estimate the real value of savings from Section 80C, the R1.5-lakh relief is neither an easy option nor…

By Kamalji Sahay
Updated: February 24, 2015 15:43 IST
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A rise in Treasury yields means investors are demanding a higher return to lend money to the US government (AI generated)

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stocks to watch oct 7

Stocks to watch for October 8: Senco Gold, Jubilant FoodWorks, Fino Payments, and more

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