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Kamalji Sahay

Articles By Kamalji Sahay

65 Articles

Embedded value: Insurers need to invest in technology to sell, analytics to predict risk

Two major insurance schemes launched by the government, PMJJBY and PMSBY, changed the marketing of insurance products at the bottom of the pyramid

Embedded value: Insurers need to invest in technology to sell, analytics to predict risk

Embedded Value: Endowment policy empowers women with spending power

In India, buying an insurance cover is generally considered to be a man’s responsibility. However, a woman is generally the first beneficiary of all insurance policies.

money

Slowing down of risk-management mechanism a dangerous situation

The Insurance Act, 2015 had been keenly awaited by the insurance industry for about five years. It was expected that once it is in place, the industry will bounce back to its full potential...

Slowing down of risk-management mechanism a dangerous situation

Irdai guidelines may delay transition to paperless system

In September 2013, Insurance Regulatory and Development Authority of India (Irdai) had launched the insurance repository system as a pioneering act even at a global level.

Irdai guidelines may delay transition to paperless system

Govt policy eroding role of financial institutions

Political considerations should not outweigh economic considerations when the financial commitments are on a very high scale

Govt policy eroding role of financial institutions

Insurers must take cue from PM’s initiative, tap the masses

Jeevan Jyoti Beema Yojana and Suraksha Beema Yojana, recently launched through the banking network by the Centre, have proved fairly successful in ensuring ease of access to the poor and the middle-class citizens in both rura

Insurers must take cue from PM’s initiative, tap the masses

Govt’s life, accident cover schemes no bonanza for insurance companies

With Jan-dhan Yojana, the government expects more than 10 crore account holders to benefit from the scheme.

Govt’s life, accident cover schemes no bonanza for insurance companies

About time insurers unlocked women power

Insurance is the finest tool for securing financial security during, and even after, one’s lifetime.

About time insurers unlocked women power

Agents of change: Men in field hold key to insurance business

Growth in the sector is possible only through feet on street and not just through adoption of best of applications and having an easily navigable website

Agents of change: Men in field hold key to insurance business

Amendments to insurance law seek to reduce litigation over claims

The Insurance Laws (Amendment) Bill has now been cleared by both Houses of Parliament.

Amendments to insurance law seek to reduce litigation over claims

Unholy marriage of Sec 80C and life insurance must end

If we estimate the real value of savings from Section 80C, the R1.5-lakh relief is neither an easy option nor an attractive proposition

Unholy marriage of Sec 80C and life insurance must end
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