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How FCI’s increased borrowing is inflating an already high food subsidy bill – Explained

The central issue price of grains remained unchanged since 2013 even though their economic cost has risen. In 202-21, the economic cost of rice, for instance, is seen at Rs 3,727/quintal against the issue price of Rs 300/quin

Given that the Centre is the guarantor for these loans, its interest cost on these FCI loans is now a tidy sum and increasingly a significant element of the economic cost of grains.

Decriminalising offences: Is the finance ministry shooting at its own foot?

By decriminalising certain offences, the govt is removing the deterrence that kept these in check even as the move just shifts the litigatory sclerosis in terms of pending cases from the criminal justice system to the civil c

The law provides for two-year imprisonment and a fine equivalent to twice the amount involved.

Public Provident Fund: Investing in PPF? Here is what you should do to maximise interest

The Public Provident Fund (PPF) is a very good investment option that provides tax benefits, the interest earned as well as final maturity amount is tax free.

So as a PPF subscriber, if you wish to maximise your interest earnings, you should deposit your PPF contributions on or before the 5th of every month.

RBI goes for massive governance reforms in commercial banks — Key recommendations

Overall, the proposals in the discussion paper seek to enhance bank governance standards in India, especially in the aftermath of recent cases that garnered considerable public attention and criticism.

A critical concern that has come to the fore through the recent episodes of lapses in bank governance is concentrated promoter-shareholding and governance risks associated with that.

Disparate Quality: In rural India, degrees don’t make doctors

Bulk of the healthcare providers in India's villages lack formal medical degrees, finds a new study

Non-MBBS healthcare providers are in a minority only in two states, Assam and Kerala, while there is wide variation in terms of quality of knowledge of the healthcare providers across states.

Aiisma: App ecosystem that seeks to redefine hyper-local digital marketing

App ecosystem Aiisma rewards users to share their data and seeks to redefine hyperlocal digital marketing

Ankit Chaudhari and Nicholas Bohnlein

The agency model of the future: How the coronavirus pandemic has forever impacted the way agencies do business

Creative collaboration is what will enable agencies to remain competitive in the long-run

With the increased focus on cost structures, agencies will need to relook at all roles and evaluate their relevance

A lot done but more needs to be undertaken for MSMEs to boost their liquidity, skill development

Ease of Doing Business for MSMEs: The central government had kept a target of achieving a $5 trillion economy by 2024 out of which $2 trillion was to come from the MSME sector.

msme day, msme boost, nitin gadkari, msme minister

Going Contactless: The new normal in banking

Customers can open a savings account with Aadhaar and PAN card and the KYC gets completed through video - effectively allowing the person to open an account and transact within a few minutes.

Video KYC, Personal loan, credit card or savings account, KYC process, video interaction, salary account, personal loan, Bank, home loan,

How brands can cash in on Augmented Reality in a digitally-driven world

Consumers can make a more informed decision by seeing how a particular product will look in their surroundings through AR elements

AR is now an emerging opportunity for businesses to provide followers with an “out-of-the-box” experience

National Insurance Awareness Day 2020: How technology is changing insurance industry

The pandemic upheaval has changed people’s outlook towards insurance. It has made people value the importance of insurance and apprehend the consequences of not having one.

National Insurance Awareness Day 2020, technology, insurance industry, life insurance, health insurance, Artificial Intelligence, Machine Learning

Covid-19 Impact: From buying defensive stocks to gold, 5 smart ways to strategize your asset allocation

In times of uncertainty, higher inflation, and lower growth prospects, a few points emerge that can help us guide our asset allocation.

wealth management, Covid-19 impact, buy defensive stocks, gold, smart ways to strategize asset allocation, Emergency Funds, Productive Assets, FD

Covid-19: Some iconic spaces that have gone under from Mumbai to Manhattan

The pandemic has disrupted lives and posed huge economic challenges. Many businesses, unable to generate revenue, have been forced to shut shop. Here, we go down memory lane remembering some iconic spaces that have gone under

How augmented reality apps keeping people busy and distracted in time of Covid

For starters, AR is accessible on one’s smartphone. The technology basically overlays virtual objects in the real-world scene in real time, giving users a way to experience interactive content and making them feel as if the

Here are a few series that you may binge-watch to soak in the colours of June

The vibrant Pride Month of June is ready to bid us goodbye for the year, but here are a few series that you may binge-watch this weekend to soak in the colours of the month!

Between sips: An ode to the inanimate

By Magandeep Singh Some of the best relationships that many of us have are with lifeless objects. But what if we had to one day share a drink with them? In my years of training with beverages, I have often told my students t

Five simple hacks for brand acceptance in changing times

Building recognition that attracts and a bond that retains the consumer is key

Brand perception is a top-level measuring stick of a product's visual presence, goodwill, and emotional character

Here is why you need to improve indoor air quality during COVID-19

During this lockdown, a lot of people are spending almost 100% of their time indoors, which calls for thorough air purification and betterment of the air quality indoor.

Indoor air quality is something that has been neglected for a long period of time.

International Scoliosis Day 2020: The importance of timely treatment in Scoliosis

The primary and usual symptoms of scoliosis include back pain, and depending upon the position of the curve in the spine, other symptoms may vary.

Scoliosis is a deformity when the spine becomes abnormally curved sideways.

Coronavirus COVID-19 treatment and plasma therapy

One investigational treatment being explored for COVID-19 is the use of convalescent plasma collected from individuals who have recovered from COVID-19.

Plasma is a component of the blood that contains Antibodies.

India-Pakistan relations: The charade of false flag

No country takes Pakistan seriously when it tries to project itself as a victim of terrorism. Similarly, it is unlikely it will be taken seriously when it tries to portray itself as a victim of false flag operations.

False flag operations by India seems to be the pet theme of Pakistani establishment.

Govt needs to make hard choices to keep India’s economy going; these steps may help ease economic woes

A strong push is needed to generate sustainable income amongst consumers to improve purchasing power and build confidence in the future.

economy, closed shops, lockdown, reopening, deloitte

How to ensure smart usage of digital marketing during COVID-19

Brands’ messaging should be motivated by a genuine desire to improve their customers’ life in order to be heard

In the quest to kill time, seek information, and calm themselves, more and more people are turning to online content


The recent COVID pandemic outbreak and the sky-high costs of treatment have spurred a conversation around rising costs of healthcare in India. Know more. Insurance is one thing we tend to forget about, until the need arises.


How Rajasthan is fighting Covid-19

The state has been at the forefront of caring for the poor in these trying times

EMI Moratorium: Banks a tad cautious in round two – status so far

Bank of India, which has provided a moratorium to 41% of its customers, said borrowers are choosing to pay up.

PACL, Refund, news, depositors, sebi, Committee

How centre is short-circuiting power sector reform

The waiver of inter-state transmission system (ISTS) charges contradicts the draft Electricity (Amendment) Bill’s aim of reducing cross-subsidy in the power sector.

Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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