CreditVidya

  • CIBIL score, diwali, personal loan, Diwali vacation, EMI, Diwali season, diwali 2016, diwali celebration, diwali season
    Use your CIBIL score to go on a vacation this Diwali

    Do you wish that you could spend the Diwali break in the hills or by the seaside or just get away from the madding crowd and the rising level of pollution in the city?

  • Use your Credit Card Reward Points this Dhanteras

    Last Dhanteras I used the vouchers I got in exchange of my reward points for shopping for myself and my family. This year also I intend to the same.

  • Home Loan, home Loan Interest, Interest Rate for Home Loan, Financial planning, home loans, home loan interest rates, home loan rates, home loan rates in india, home loan rates in hdfc, home loan rates in sbi, financial planning meaning, financial planning meaning tools
    Home loans: Top 5 problems faced by borrowers in India

    Home loans: Buying a first home can be nerve-wracking. That is because the process is daunting. And what makes it that? At the top of teh list is getting a home loan and setting the interest rates to purchase your dream property.

  • Financial planning and home loan: 3 Mahatma Gandhi lessons for you

    Financial planning and home loan: The apostle of peace, Mahatma Gandhi as we all know is an icon known for his thought, action and high standards of morality not only in India but throughout the world. His teachings have often been adopted by political activists, students and the oppressed fighting for their dignity and freedom.

  • Buying property in Mumbai more expensive than Dubai, London; here’s what a purchase there can cost you

    Mumbai property vs the rest: Buying a property in Mumbai is a scary prospect so, here we provide a comprehensive list and provide in detail what it may cost you to invest abroad.

  • Get a credit card this Onam

    Been thinking about getting a credit card for yourself for some time now; this is the perfect time to get it. Onam is here knocking at your doorstep and many more festivals are soon to follow.

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    5 smart ways to get over a bad CIBIL score

    CIBIL Score is important; this is a well accepted fact though awareness about it still remains low. Credit rating impacts the prospects of an applicant getting a loan from a financial institution and also…

  • This Eid, make a sacrifice of the ignorance that shrouds credit scores

    This Eid therefore as you celebrate the festival with much fervour with your family, how about making a wow to make a “Qurbani” or the sacrifice of ignorance that clouds your knowledge about credit scores.

  • Credit score: The road to recovery of your CIBIL score is a long one

    A good credit score is an imperative in today’s context to get any kind of credit line. A CIBIL score of 750 and above is considered good out of 900.

  • Ganesh Chaturthi, ganesh chaturthi 2016, ganesh chaturthi 2016 date, ganesh chaturthi date, ganesh chaturthi preparation, ganesh chaturthi 2016 images, ganpati, lalbaug cha badsha, ganpati festival, ganpati festival 2016, ganpati bappa, ganpati bappa morya, ganpati aarti, ganpati images, Lord Vinayaka, Ganeshji, Ganpatiji, Vinayak, ganesh chaturthi celebration, ganesh chaturthi decoration, ganesh chaturthi 2016 photos, ganesh chaturthi photos, ganesh chaturthi mumbai, ganesh chaturthi mumbai 2016, Vighanharta
    Ganesh Chaturthi 2016: On Ganpati festival here’s What To Do While bringing the most lovable god home

    Ganpati festival 2016: It’s time to welcome India’s favorite god, with Ganesh chaturthi virtually on our heads. Preparations must be properly made for the popular Ganpati Puja. This fest, unlike many other religious celebrations is more of a community celebration; so you will find Ganpati Pujas happening in offices, community places, apartment complexes and of course individual homes too. Before you bring Ganpati home, you need to make a lot of preparations to get your home ready to receive him and of course you have to get your finances ready.

  • Ganesh Chaturthi, ganesh chaturthi 2016, ganesh chaturthi 2016 date, ganesh chaturthi date, ganesh chaturthi preparation, ganesh chaturthi 2016 images, ganpati, ganpati festival, ganpati festival 2016, Lord Vinayaka, Ganeshji, Ganpatiji, Vinayak, ganesh chaturthi celebration, ganesh chaturthi decoration, ganesh chaturthi 2016 photos, ganesh chaturthi photos, ganesh chaturthi mumbai, ganesh chaturthi mumbai 2016, Vighanharta
    Ganesh Chaturthi 2016: Ganpati festival on Sept 5, Here’s What Not To Do while bringing the god home

    Ganpati festival 2016: Ganesh Chaturthi is about gratitude for what you have and not an occasion to display our wealth. Here is the money angle that you must pay heed to make for a happy and prosperous conclusion.

  • How to go about Gifting Someone a Credit Card?

    Do you have a loved one, maybe your spouse, a parent or child who you want to have access to plastic money?

  • 5 Questions to ask before you sign the home loan agreement

    Buying a home is a joyous occasion and usually something that is done after a lot of preparation and careful thought.

  • The technology trends that are affecting credit card industry

    Though the credit card industry is still at a nascent stage in India, in the last few years, it has seen tremendous growth. The credit card transactions have seen a double digit compounded annual growth rate in last five years. Not only this, there has been a huge increase in the number of new credit cards issued.

  • Credit cards
    How to increase your chances of getting a higher credit limit on your credit card

    A credit card is often looked at as a debt trap and you often hear words of caution about how its reckless use can land you in trouble to say the least. While the above may be true, most people do not see the other side of the coin when it comes to credit card usage. Your credit card, when used judiciously and smartly can actually help you increase your CIBIL score.

  • A Day Without the Mobile Phone Possible or Not

    If you ask someone about the necessities of life they are likely to give the expected answer; food, clothing, water, air, shelter.

  • Step closer to your financial goals by applying lessons from Ramzaan

    The month of Ramadan or Ramzaan as it is popularly called has just gone by and it is time to celebrate the festival of Eid with pomp and fervour. If you are a non-Muslim individual all you know about the month of Ramzaan is perhaps it is considered a holy month during which Muslims fast from dusk to dawn.

  • Top four reasons to reject a store credit card offer

    You have been told from your childhood that fire is a good servant but a bad master and that’s why you have always handled fire with caution. The very same principal is applicable to credit cards. When used judiciously credit cards can help you build and improve your CIBIL score, but the moment you go reckless with them, […]

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    Are you Credit aware?

    The credit score has no relation whatsoever with the income level of an individual. A credit rating is only based only on the treatment of debt; however small or large it may be.

  • Filing for Bankruptcy? Here is How You Can Build Your Credit Afterwards

    Filing for bankruptcy is not desirable and is often considered as the last resort. There can be severe consequences of bankruptcy, including loss of your assets and credibility, not to mention the fact that such people are often ostracized by the society.

  • Completed your graduation? Here’s how to build credit in your post-graduation years

    If you are a fresh graduate just stepping into adulthood, it is quite natural for you to yearn to be financially independent. If you are looking at having a source of income during your post-graduation years, you are on the right track indeed.

  • Managing Credit Utilization the Smart Way

    Credit Utilization is the ratio between the credit card spending and the sanctioned limit for the card. This is calculated cumulative as well as individually which means that it is calculated for each card that one might have and also for all the cards put together.

  • Credit cards
    Top 5 tips on how to use credit card to your advantage:

    If you have experienced the brunt of the consequences of using your credit card without planning, you may feel aversion for credit cards, and rightly so. Credit card is one of the most abused debt instruments…

  • What is right age to buy a home?

    Owning a home can give you a feeling of independence and freedom. However, there are a lot of things that you need to consider before you take this big financial decision of your life. Not only you need to have the money to make the down payment, you also need to make sure that you […]

  • How to choose the right mutual fund: Top 5 points to know

    If you are looking at investing in a mutual fund (MF) the good thing is that you will be able to find an option that matches your needs but the bad thing is that there are so many companies, each with so many schemes that finding the one that matches your requirements can be a difficult journey.

  • Home loan
    Top 5 Mistakes That You Make While Picking a Home Loan

    Purchasing a home can be both exciting and stressful. You need to keep looking for that one home, which feels right for your family and for your budget. In the excitement and pressure of finding the dream home, many people do not give much thought to one of the most important aspects of home buying – home loan.

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    You may be five steps away from a perfect CIBIL score

    Have you ever wondered why there is such a clamor of late to maintain a high CIBIL score? Is all the information you are absorbing about CIBIL score and CIBIL report confusing to you and you have no idea how to get the perfect CIBIL score? What is the formula for success when it comes to achieving the perfect CIBIL score! Well, you may be happy to know that it is not difficult at all, and you may just be a few steps away from the perfect CIBIL score. Read on to find out how you can get there soon.

Budget 2018

Horoscope: By Peter Vidal

Today ( 25 Apr )This Week ( 22 Apr - 28 Apr )