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  1. Business News
  2. Authors
  3. chinmayee p kumar

Chinmayee P Kumar

The psychology of revenge trading: Why 91% of traders lose money & how to break the spiral. (Image Source: Gemini)
91% of traders lose money. The reason isn’t bad luck—it’s this mental trap

After a big loss, traders often chase quick wins to recover. The urge to recover losses can push you to…

By Chinmayee P Kumar
October 20, 2025 05:30 IST
Stop buying clone funds: The mutual fund overlap trap that kills real diversification.
Are you accidentally doubling down on the same 10 stocks via different mutual funds?

Owning 5 mutual funds doesn’t make you diversified. It might just mean you’re betting 5 times on the same 10…

By Chinmayee P Kumar
October 10, 2025 05:25 IST
loan, money, home loan, banks, bank loan, Reddit, mutual fund, ELSS
The high-salary trap: A Redditor’s viral story about a Rs 1.2 cr loan is a wake-up call

A man in his 30s took a Rs 1.2 Cr loan. The result? No breathing room, no safety net, no…

By Chinmayee P Kumar
July 29, 2025 05:00 IST
sip, money, bitcoin, real estate, retail, crypto, finance, financials
This man turned $54,000 into $9.6 Billion. And then walked away. Could you?

A crypto whale just exited with $9.6 billion in Bitcoin, reminding us that wealth isn’t about numbers. It’s about knowing…

By Chinmayee P Kumar
July 22, 2025 05:10 IST
SIP portfolio
4 red flags that signal it’s time to re-evaluate your SIP portfolio

You’ve been told SIPs are safe, smart, and set-and-forget. But what if your SIP habit is quietly sabotaging your goals?…

By Chinmayee P Kumar
July 20, 2025 05:30 IST
SIP, money, mutual funds, retirement, fixed deposits, LIC,
‘He Retired at 45 With ₹4.7 Crore Without Side Hustles or Stock Tips’

From Reddit’s trenches came a story that burned through delusions—₹4.7 crore, early retirement, and no magic formula. Just ruthless clarity…

By Chinmayee P Kumar
July 19, 2025 05:25 IST
The Dinner Table Economy: Why Financial Literacy for Your Kids Can't Wait. (Image Source: Canva)
The Dinner Table Economy: Why teaching your kids about money can’t wait anymore

Most Indian kids grow up never hearing about budgeting, EMIs, or SIPs at home. This piece shows why that silence…

By Chinmayee P Kumar
July 14, 2025 05:30 IST
‘I am fired and here’s my financial situation’ - This Delhi Man’s Finances Are a Masterclass in Freedom
‘I am fired and here’s my financial situation’ – This Delhi Man’s Finances Are a Masterclass in Freedom

Fired at 36, a Delhi man rejects the rat race, breaks down his finances, and chooses peace over pressure, offering…

By Chinmayee P Kumar
Updated: July 19, 2025 08:06 IST
investment, money, mutual fund, SIP, market, finance, DCF models
Rs 1 crore in Mutual Funds by 33: One man’s journey that redefines ‘easy money’

He didn’t win the lottery or time the market. He stuck to three mutual funds, automated his SIPs, and tuned…

By Chinmayee P Kumar
July 7, 2025 05:15 IST
SIP Instalments, money, amfi, AMCs, RTAs, SIP Stoppage Ratio
5 reasons you should never skip an SIP instalment

Every skipped SIP instalment silently dismantles your future goals. Here’s what really happens and what you can do to protect…

By Chinmayee P Kumar
July 5, 2025 05:15 IST
Viral Reddit Post Ignites Debate: Is "Enough" the New "Rich" in India's Middle Class? / Representatioal Photo (Image Source: GettyImages)
“You don’t need a huge salary to be happy”: Gurgaon man redefines what financial success really means

A thought-provoking viral Reddit thread challenges the notion that a high income leads to high happiness. It epitomises the stories…

By Chinmayee P Kumar
June 28, 2025 05:50 IST
personal finance tips
Your “Buy Now, Pay Later” habit is costing you a lot more than you think

Buy Now, Pay Later (BNPL) tempts you with ease, then traps you with EMIs, late fees, and credit damage. One…

By Chinmayee P Kumar
June 15, 2025 05:30 IST
retail investor india
Dr. Owl’s prescription for the retail investor’s dilemma

A story about how investors get fooled by their own thinking. With some wise advice from Owl, the sheep start…

By Chinmayee P Kumar
Updated: July 7, 2025 15:42 IST
personal finance tips india
The silent money killers: Are you making these 3 mistakes?

Not all horror stories involve monsters. These involve money lost to hype, EMIs, and inaction. Meet three ordinary investors and…

By Chinmayee P Kumar
June 7, 2025 06:00 IST
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Latest News

The $13 billion World Cup: Where FIFA's money comes from and where it goes

FIFA’s $13 billion World Cup machine: Where the money really comes from and who gets it?

UK announces full social media ban for under-16 year-olds, Starmer says 'no compromise on safety'

UK announces full social media ban for under-16 year-olds, Starmer says ‘no compromise on safety’

Alt Text: Stock market movers today Tata Motors IFCI Suzlon Energy rally

Stocks making the biggest moves midday: Vedanta, Eternal, Suzlon, HPCL, L&T, Tata Motors PV, IFCI and more

5 Stocks to Ride India’s Futuristic Infra Growth Story

5 Stocks to Ride India’s Futuristic Infra Growth Story

Can NRIs avoid tax on Indian mutual fund gains? ITAT ruling explains when treaty relief applies

NRI makes Rs 1.35 crore gains from mutual funds in India, pays zero tax: Tax dept rejects exemption, ITAT says this

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