Brijesh Damodaran

Articles By Brijesh Damodaran

90 Articles

Mutual Funds: How recategorisation of MF schemes impacts mid and small-cap funds

In the current year, investors are noticing a strange thing in the financial services space. While the 30-share Sensex is hitting a new high , the portfolio of most investors is not reflecting the same growth.

Investing in stock market? Know the difference among volatility, risk and uncertainty

Unlike the last two years, the markets are not really on a roll this year. Crude oil prices are inching up, there’s a looming US-China trade war and the US Fed is reducing its balance sheet.

stock markets, investments

Why liquid funds are perfect for temporary parking of funds

One should not confuse liquid funds with debt funds. Liquid fund is a part of the universe of debt funds. Liquid funds do not take credit calls or interest rate calls, which debt funds do

As the name suggests, liquid funds mean funds in which the amount invested can also be redeemed with ease.

Explained: Why investments need to be based on liquidity, asset allocation and cash flow needs

In the first quarter of 2018, the Indian equity market underperformed its peers and the global markets. And if you had started investing in the last 3-6 months, then your portfolio may be in red.

investment, cash flow, economy, money

Mutual Funds: When should you sell your equity MF units?

If the target set has been reached before the earmarked period, it would be prudent to move the ‘target achieved’ amount to a liquid fund. In a thematic and sectoral fund, one should exit when the theme is wavering, after

Mutual Funds, Mutual Funds units, MF units, equity Mutual Funds, sell your Mutual Funds

Don’t let greed or fear guide asset allocation decisions – Here is why

Risk management in portfolio management is seen as a key framework only when the market indicies are going south or when there is a gloomy scenario.

asset, asset allocation , Risk management, markets, money

Why you must finalise your exit strategy before buying a stock

Money is not made in buying but in selling at profit ! Another common trait is that the investor does not have any strategy when the indices do not move in the direction anticipated by him.

indian markets, stock prices, buying stock, mutual fund

Mutual Funds: Looking for regular cash flow? Go for SWP

An investor can park his cash flow needs into a liquid fund and then execute a systematic withdrawal plan. This way the possibility of the capital being eroded due to volatility in the equity markets is reduced while ensurin

Mutual Funds, BSE Sensex, mutual fund schemes, capital gains, equity markets, investors in the equity markets

Markets highs or lows: Stick to your goals and asset allocation – Here is why

The equity markets in the last three months have been on fire. The Sensex’s movement in 2017 from levels of 31000 on May 27, 2017 to levels above 36000 on January 23, 2018 has left more investors disappointed than happy.

market risks, what to do while investing in market, tips for investors

Smart investing: Why asset allocation holds the key to wealth creation

In times of uncertainty and a looming election year, go for a customised Investment Policy Statement. Alternatively, follow the three bucket strategy, which looks at cash-flow and liquidity during the time horizon.

smart investing, asset allocation, key to wealth creation, investment world, cryptocurrency, investors, trading sessions, bse sensex

Your money: Strategy for 2018 – Where to invest?

The years in which the equity markets have delivered single-digit return, debt funds of mutual fund schemes have delivered double digits.

investment, investment plan, investment options, investment in liquid funds, higher gains, investment banking, investment management, fixed income, equity markets, single digit return, debt funds of mutual fund schemes, interest rates

Investment strategy for 2018: Here is what an investor should do in new year

What is in store in 2018 is not known. What is known is that investing in India over a multi-time period, should help generate inflating beating returns from the equity asset class

Investment, Market, investment in 2018

Mutual funds strategy: Active or passive investing, here are 3 powerful points to profit from

Investments in financial assets in India, especially in the last18 months have gained traction. One of the reasons is the lack of returns in the real estate asset class and lower interest rates in fixed income class.

mutual funds, mutual funds strategy, strategy of mutual funds investment

How to pick mutual funds schemes: Large or small AUM, here are 3 brief gainful points

The mutual fund industry has come a long way since Unit Trust of India (UTI) was established to distribute mutual funds with its first scheme, Unit Scheme 1964.

mutual funds schemes, mutual funds, mutual funds industry, distribute mutual funds

Mutual funds growth or dividend option, which should you go for

Investing in mutual funds has come a long way since its early days. With other asset classes such as real estate in a cyclical downturn and fixed income interest rates on the downward trajectory, mutual funds as an investment

Mutual funds buying, mutual fund dividend, investment in mutual fund, Mutual funds investment schemes, Mutual funds, deposit ratio, CASA ratio, Kerala government loan waiver, investors, NRI-CASA, CA flows, Net Asset Value

Mutual funds: Which type of investors is sectoral investing for?

An ideal investment introduction should be through a liquid fund to park temporary funds along with the emergency funds. A look into the hybrid funds, which has asset allocation in both debt and equity could be the next step.

Mutual funds, Mutual funds details, Mutual funds investment, sectoral investing, liquid funds, Sectoral funds, Returns from funds, NBFC stocks, stock market, Investment Policy Statement, NFOs

How to build investment portfolio: Here is why you should keep it simple

Investing in any asset class needs to be simple. Simple to understand, interpret and execute.

investment, investment portfolio, build investment portfolio, how to make investment portfolio, not-so-new investor, investment products

Mutual fund large cap scheme: Which one is right for you? Find out here

The year 2016 has been a watershed year for the financial services sector, more so, for the mutual fund industry.

Mutual fund, TINA, mutual fund industry, Sensex, nifty, market capitalisation , equity schemes

What is investing all about? Key points that you must make yourself be aware of

All it took was five consecutive days of downward closing of the Sensex and Nifty for the investors to seek answers as to if the rising trend in the Indian equity markets are going to end.

Investor, Investment, Investing is about investor's emotions, Sensex, Nifty, Indian Equity Market

How active investing delivers a rate of return higher than the benchmarks

We have a place for active investing where the mutual fund managers actively seek higher returns by investing a part of the portfolio allocated to current trends or sectors that are performing well.

Sensex has delivered 40 pct absolute returns since February 2016, but here is why you should not let markets control you

Since touching levels of 23,005 in February 2016, the Sensex has delivered a 40% absolute return and an annualised return over 25% till now. Many of the large-cap and mid-cap stocks have delivered returns more than the Sensex

Sensex, annualised return, equity, Investment Policy Statement, Investing process, Demonetisation, IPS

How to ensure constant cash flow; adopt the bucket approach; know what it is

While one may be earning well today, the future income too needs to be proactively apportioned and managed from the current income. An individual has to factor this right from the day he starts his career. However, if you hav

Stock markets: It is critical not to do this with equity investment

With positive optimism in the equity markets, every investor wants to get rich and see returns growing on regular basis. This brings in all types of folks to this space.

quick returns from stock markets, stock markets, equity markets, equity returns, Chasing returns, stock investment

3 Stock market lessons from current bull run: Stick to goals, time horizon, liquidity needs

In 2017, the BSE Sensex has touched an all-time high level. However, only six months ago, there were talks and apprehensions on the state of the economy and the effects of demonetisation on the markets and economy.

bse, bombay stock exchange, bse news, stock market, stock market lessons

Investments: Technology has empowered individuals, but are they ready for DIY investing?

Technology, search engines and algorithims have put in the hands of the individual all the information needed to make any investment decision.

Investments, personal finance, do it yourself investments, debt benefits, DIY investments, BellWether Advisors

Why patience is the most difficult thing in investing

When one buys real estate asset, be it land or apartment or commercial space, one looks at it as an enduring asset.

An asset, which one is proud of and can also brag about to peers.

What is the key to investing in stock markets? Find out here

Before investing, look at the fundamentals, look at the moat, look at the promoter pedigree, the cash flow statement and the balance sheet. Having an investment framework, with written rules for action is the approach.

investing in stock markets, how to invest in stock markets, Sensex, Process of investing
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