In the current year, investors are noticing a strange thing in the financial services space. While the 30-share Sensex is hitting a new high , the portfolio of most investors is not reflecting the same growth.
If the target set has been reached before the earmarked period, it would be prudent to move the ‘target achieved’ amount to a liquid fund. In a thematic and sectoral fund, one should exit when the theme is wavering, after
An investor can park his cash flow needs into a liquid fund and then execute a systematic withdrawal plan. This way the possibility of the capital being eroded due to volatility in the equity markets is reduced while ensurin
The equity markets in the last three months have been on fire. The Sensex’s movement in 2017 from levels of 31000 on May 27, 2017 to levels above 36000 on January 23, 2018 has left more investors disappointed than happy.
In times of uncertainty and a looming election year, go for a customised Investment Policy Statement. Alternatively, follow the three bucket strategy, which looks at cash-flow and liquidity during the time horizon.
Investments in financial assets in India, especially in the last18 months have gained traction. One of the reasons is the lack of returns in the real estate asset class and lower interest rates in fixed income class.
Investing in mutual funds has come a long way since its early days. With other asset classes such as real estate in a cyclical downturn and fixed income interest rates on the downward trajectory, mutual funds as an investment
An ideal investment introduction should be through a liquid fund to park temporary funds along with the emergency funds. A look into the hybrid funds, which has asset allocation in both debt and equity could be the next step.
Since touching levels of 23,005 in February 2016, the Sensex has delivered a 40% absolute return and an annualised return over 25% till now. Many of the large-cap and mid-cap stocks have delivered returns more than the Sensex
While one may be earning well today, the future income too needs to be proactively apportioned and managed from the current income. An individual has to factor this right from the day he starts his career. However, if you hav
In 2017, the BSE Sensex has touched an all-time high level. However, only six months ago, there were talks and apprehensions on the state of the economy and the effects of demonetisation on the markets and economy.
Before investing, look at the fundamentals, look at the moat, look at the promoter pedigree, the cash flow statement and the balance sheet. Having an investment framework, with written rules for action is the approach.