Brijesh Damodaran

Articles By Brijesh Damodaran

82 Articles

Here’s how three-bucket strategy can lead to wealth creation in the long term

Even in 2008-09, when the mid-and small-cap returns went south by more than 40%, had you stayed true to the investment process, the point-to-point returns would have delivered a double digit return in the 10-year period.

Investors must look at the three-bucket strategy to create wealth in the long run in a disciplined way. News

How emotional quotient plays a big role in the investment journey

Data is our friend and as one can notice there is a huge divergence in the returns in the short time frame.

investment journey, S&P BSE Sensex, investment returns, 30-stock Sensex, Sebi, market capitalisation, small cap funds, investments in 2019 News

Equity investments: Why near-term returns should not be your benchmark

So the question to be asked is: Can the investments in the asset classes (equity/ fixed income/ gold/ real estate/ unlisted companies, etc.,) help in reaching the goals and milestones set ?

Money News

Do you ask the right question before deciding on investing?

And these questions should then lead to the asset allocation and the expected returns on the investment. But invariably, the first question one asks is: What is the return I can get?

question, personal finance, savings, equity, debt, market, investment News

Investment planning: How to make your portfolio work in troubled times

In 2019, till date, the BSE Sensex has delivered an absolute return of close to 10%. But the individual portfolio is not reflecting the same.

Money News

Investing in debt funds? Know your risks

The most important factor to be considered about the issuer of debt, is the ability to repay the capital, and also the interest payouts.

As an investor, it is important that we know what exactly constitutes risk and what is uncertainty (Illustration: Rohnit Phore) News

Smart Investing: Look at the long term for good returns

Investors wonder whether it was a correct decision to invest in equities.

Money News

Ignore poll impact on markets, stick to asset allocations with milestones for exits

As an investor, are you looking for trading gains or for creating wealth? Does it really matter what was the Sensex levels and the stock prices before, during and after the elections? It does matter if you are a trader and de

Money News

Getting negative returns from markets? Stay invested for the long-term

The last few months have tested the patience of investors investing in equity and fixed income, especially bonds. The double-digit returns in equity markets of the year 2017 looks like a distant past. Today, investors are con

stock markets, investments News

Election year: What’s your poll strategy?

What is important is you and how your investment behaviour with respect to asset allocation, cash flow is put in place to mark the volatility of the markets

election strategy, Election year, Fixed investments, liquidity, RERA, real estate News

Stock Markets: Investing lessons learnt in 2018

Due weightage must be given to asset allocation and time horizon to tide over volatility in the stock markets.

Markets News

Mutual funds: Don’t let market volatility put a stop to your SIP

One of the most important points to note before embarking on the investing journey, especially in the equity markets, is that market movements must not make you emotionally weak and not bring any doubts to the mind about the

Money News

Volatile markets – Why sitting tight is the best option

Investing with a strategy in place and looking at the big picture is more important than tracking the Sensex and market returns on a daily basis.

equitry market, share market, industrial sector News

Stock market: A decade of Diwali returns

What would have been the Sensex return if investment was in the Diwali of 2008? For this time period, the Sensex delivered a return of 14.54%, much above the 10% return noticed for time horizons of three, five and seven years

Money News

Markets have corrected by over 20%: What is your strategy now?

For income generation, the products and asset allocation would be towards more predictable and lower standard deviation assets, which will have more predictable nature of returns.

Markets News

Asset allocation key to handling market risks and volatility

Having a combination of liquid, multi-cap and large-cap portfolio over the investing horizon should be the approach to reap long-term returns.

Markets News

Improper asset allocation is biggest impediment in wealth creation

If you have invested money recently, it is not the time to pull out or exit. Try to understand, why are you investing and what is the expectation you have from the investment. And then re-jig, if required.

Money News

SIP investments in ELSS more volatile than NPS in long term

National Pension Scheme (NPS) as a retirement planning tool has been gaining traction since it was thrown open to all classes of investors in July 2009.

Money News

Investment in NPS less volatile than mutual funds – Here is why

NPS accumulates savings into a subscriber’s personal retirement accounts (PRA) while he is working. On retirement, 60% of the accumulated corpus is paid out as lump sum to the subscriber.

Money News

Mutual Funds: How recategorisation of MF schemes impacts mid and small-cap funds

In the current year, investors are noticing a strange thing in the financial services space. While the 30-share Sensex is hitting a new high , the portfolio of most investors is not reflecting the same growth.

Banking & Finance News

Investing in stock market? Know the difference among volatility, risk and uncertainty

Unlike the last two years, the markets are not really on a roll this year. Crude oil prices are inching up, there’s a looming US-China trade war and the US Fed is reducing its balance sheet.

stock markets, investments News

Why liquid funds are perfect for temporary parking of funds

One should not confuse liquid funds with debt funds. Liquid fund is a part of the universe of debt funds. Liquid funds do not take credit calls or interest rate calls, which debt funds do

As the name suggests, liquid funds mean funds in which the amount invested can also be redeemed with ease. News

Explained: Why investments need to be based on liquidity, asset allocation and cash flow needs

In the first quarter of 2018, the Indian equity market underperformed its peers and the global markets. And if you had started investing in the last 3-6 months, then your portfolio may be in red.

investment, cash flow, economy, money News

Mutual Funds: When should you sell your equity MF units?

If the target set has been reached before the earmarked period, it would be prudent to move the ‘target achieved’ amount to a liquid fund. In a thematic and sectoral fund, one should exit when the theme is wavering, after

Mutual Funds, Mutual Funds units, MF units, equity Mutual Funds, sell your Mutual Funds News

Don’t let greed or fear guide asset allocation decisions – Here is why

Risk management in portfolio management is seen as a key framework only when the market indicies are going south or when there is a gloomy scenario.

asset, asset allocation , Risk management, markets, money News

Why you must finalise your exit strategy before buying a stock

Money is not made in buying but in selling at profit ! Another common trait is that the investor does not have any strategy when the indices do not move in the direction anticipated by him.

indian markets, stock prices, buying stock, mutual fund News

Mutual Funds: Looking for regular cash flow? Go for SWP

An investor can park his cash flow needs into a liquid fund and then execute a systematic withdrawal plan. This way the possibility of the capital being eroded due to volatility in the equity markets is reduced while ensurin

Mutual Funds, BSE Sensex, mutual fund schemes, capital gains, equity markets, investors in the equity markets News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


Stock Market