The last few months have tested the patience of investors investing in equity and fixed income, especially bonds. The double-digit returns in equity markets of the year 2017 looks like a distant past. Today, investors are con
One of the most important points to note before embarking on the investing journey, especially in the equity markets, is that market movements must not make you emotionally weak and not bring any doubts to the mind about the
What would have been the Sensex return if investment was in the Diwali of 2008? For this time period, the Sensex delivered a return of 14.54%, much above the 10% return noticed for time horizons of three, five and seven years
If you have invested money recently, it is not the time to pull out or exit. Try to understand, why are you investing and what is the expectation you have from the investment. And then re-jig, if required.
In the current year, investors are noticing a strange thing in the financial services space. While the 30-share Sensex is hitting a new high , the portfolio of most investors is not reflecting the same growth.
If the target set has been reached before the earmarked period, it would be prudent to move the ‘target achieved’ amount to a liquid fund. In a thematic and sectoral fund, one should exit when the theme is wavering, after
An investor can park his cash flow needs into a liquid fund and then execute a systematic withdrawal plan. This way the possibility of the capital being eroded due to volatility in the equity markets is reduced while ensurin
The equity markets in the last three months have been on fire. The Sensex’s movement in 2017 from levels of 31000 on May 27, 2017 to levels above 36000 on January 23, 2018 has left more investors disappointed than happy.
In times of uncertainty and a looming election year, go for a customised Investment Policy Statement. Alternatively, follow the three bucket strategy, which looks at cash-flow and liquidity during the time horizon.
Investments in financial assets in India, especially in the last18 months have gained traction. One of the reasons is the lack of returns in the real estate asset class and lower interest rates in fixed income class.
Investing in mutual funds has come a long way since its early days. With other asset classes such as real estate in a cyclical downturn and fixed income interest rates on the downward trajectory, mutual funds as an investment
An ideal investment introduction should be through a liquid fund to park temporary funds along with the emergency funds. A look into the hybrid funds, which has asset allocation in both debt and equity could be the next step.