Ashish Vohra

Articles By Ashish Vohra

20 Articles

Life insurance: 5 ways to raise growth momentum of insurance industry

Such tax related alignment is likely to create whitespace for offering protection solutions for aged customers who are otherwise unable to find affordable insurance solutions.

Money News

Life Insurance: You can cancel insurance policy within 15 days of getting documents

As per contract, free-look is allowed if specific request to cancel the policy is made within 15 days of receipt of policy document.


If you have any ailment, you may need medical test to buy policy

It is not always the case that a policy is rejected on grounds of hypertension as it depends on the severity of the ailment.

insurance, life insurance News

Facing financial problems? Here’s how to pay life insurance premium and some more tips

Most home loan providers offer a life insurance cover along with the loan taken with single premium option being commonly available.

Pay premium from the bank account registered with your insurer News

Life insurance: Fixed payouts under guaranteed child plans

It is advisable that the customer assesses the coverage adequate to insure one’s family against any financial burden.

Life insurance, child plans, ULIP, children higher education, insurance maturity amount, ULIP child plans News

Life insurance: There are term plans which offer coverage up to the age of 80 years

Currently, there are term plans in the market which offer coverage up to the age of 75-80 years implying that coverage is available for about 30-35 years for an individual aged 45 years.

life insurance, term coverage, health insurance News

Life Insurance: Take critical illness cover as individual plan or as a rider

Life insurance companies offer critical illness as an individual plan or as a rider which can be purchased at a nominal cost.


Why you can’t switch between products in life insurance

The option to switch from one product to another is currently not available with the life insurance companies.

insurance, life insurance, lic, lic of india News

Life Insurance: Claims are not rejected unless customers suppress critical information

Insurance claims are not rejected unless there has been suppression of critical information at the time of purchase of the policy by the customer.

life insurance, insurance claims, PPF News

Life insurance: Policy nomination can be changed by will or endorsement

Policyholder is required to fill up a change nomination form and submit it to the insurance firm.

insurance, life insurance News

Query solved: What is better- guaranteed insurance product or market-linked insurance?

It is advisable to the customer to have a term cover in place to ensure that the standard of living of his family is maintained and they are secured of any financial burden that may arise post the unfortunate demise of the in

insurance, insurance product, market linked insurance, query, insurance premium News

Life Insurance: Annuity offers guaranteed rate throughout annuitant’s life

While most of the insurers in the country do not offer this benefit, there are few which offer fixed increases over a defined term of the policy.


How life insurance premium gives better tax benefit than mutual funds

Life insurance policies are better designed to pay the benefits at critical milestones in a child’s career by providing cover against the risk of death and ensuring that child’s education is fulfilled under all circumstan

life insurance, tax benefit, mutual funds, child insurance plan, premium News

Your Queries: A medical check-up can reduce your term cover premium

It is very much essential that you protect your asset from creditors in the unfortunate event of your death and ensure that the ownership of the asset remains with the family members, thus buying a term cover is advisable.

medical check-up, life insurance, term cover premium News

Budget 2018 analysis: Proposals to drive health and life insurance penetration

Budget 2018: The Budget has proposed to introduce long-term capital gains tax on equity investments. Against this backdrop, unit linked life insurance products (ULIPs), could appear relatively attractive from a medium to long

The biggest takeaway from Budget 2018 is the government’s vision of achieving inclusiveness on every financial, health and social parameter. News

Budget 2018: ‘Give separate tax exemption for pension and life insurance products’

Budget 2018: The last big announcement for the insurance industry was in FY 2014–15 where the foreign FDI limit was increased from 26% to 49%. While various propositions were made in the last few Budgets, a big-ticket stimu

Budget, Budget 2018, tax exemption, GST, pension, life insurance, tax, FDI, tax incentives, EPF News

Life insurance in 2018: This is what will support the industry in new year

The broad focus on agency expansion, bancassurance, digitalisation and government policies are expected to support the industry in 2018.

Life Insurance News

Diwali 2017 gift ideas: Forget gadgets, this year buy insurance cover

Instead of buying fire-crackers or an expensive gadget, gift yourself and your family a life or health insurance policy, a retirement or savings plan that will be cherished not just for the short-term but also for the future.

Diwali 2017 gift ideas, insurance cover News

How to make financial matters a child’s play

Teach your children to spend judiciously on needs versus different wants. Instead of gratifying each demand, you could take the opportunity to teach them the importance of savings

How to make financial matters a child’s play

Your money: A quick guide to buying a life insurance cover

The first step to buying life insurance is determining the purpose or need for it.

life insurance, life insurance plans, life insurance policies, insurance cover, insurance policies, how to buy insurance policy, insurance policy terms, retirement planning, personal finance News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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