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  1. Business News
  2. Authors
  3. aanya desai

Aanya Desai

Stop trying to ‘time the market,’ start ‘timing your life’ instead

Most investors obsess over finding the “right time” to invest — but markets are unpredictable. This article argues that true…

By Aanya Desai
October 28, 2025 05:30 IST
Start early, win big: Why Rs 15,000 SIP for 20 years beats Rs 25,000 for 15 years. (Image Source: Canva)
The SIP showdown: Investing Rs 15,000 for 20 years vs. Rs 20,000 for 15 years — The winner will surprise you

Two investors, same total amount — but wildly different outcomes. What happens when one invests Rs 15,000 for 20 years…

By Aanya Desai
Updated: October 27, 2025 11:49 IST
The DINK dilemma: Why Rs 50 lakh income couples are delaying homeownership and prioritising financial flexibility. (Image Source: Gemini)
We’re a DINK couple earning Rs 50 lakh a year. Here’s why we still can’t afford a home

Even with a Rs 50 lakh combined income, being a DINK couple today does not guarantee home-ownership. Rising property prices,…

By Aanya Desai
October 9, 2025 05:25 IST
Is Rs 10 crore enough for financial independence in India?
Is Rs 10 crore enough for financial independence in India?

How much money guarantees a life without financial stress? For many Indian millionaires, the surprising answer is just Rs 10…

By Aanya Desai
September 25, 2025 05:10 IST
Can India's youth afford to retire at 40? The math behind an aspirational dream. (Image Source: Canva)
Early retirement in India: Dream or financial illusion?

India’s young workforce dreams of financial freedom at 40, but harsh economic realities stand in the way. Rising costs, high…

By Aanya Desai
September 20, 2025 05:25 IST
The "work longer" fallacy: Why it's a dangerous retirement mistake for Indians. (Image Source: Gemini)
The retirement mistake millions of Indians are making (and why it’s so dangerous)

Many Indians assume they can simply “work longer” instead of saving early for retirement. But in a country facing rising…

By Aanya Desai
September 13, 2025 05:10 IST
The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)
The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

By Aanya Desai
September 1, 2025 05:30 IST
Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide (Image: Canva)
The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

By Aanya Desai
August 29, 2025 05:30 IST
Retirement traps: Why old financial rules no longer work. (Image Source: Gemini)
7 retirement planning sins you need to unlearn right now

What worked for retirement in the 90s can quietly ruin your future today. Depending on pensions, piling into property, trusting…

By Aanya Desai
August 24, 2025 05:33 IST
Retirement planning
Why retiring on Rs 1 crore could be your biggest financial mistake

Retirement once felt secure with Rs 1 crore, but rising costs, longer lifespans, and inflation have changed the picture. Today,…

By Aanya Desai
Updated: August 23, 2025 08:09 IST
Amedabad, Chennai, Pune, Jaipur, Kochi, Indore, Chandigarh, lifestyle
More savings, better lifestyle: 7 Indian cities where your salary goes further than Mumbai

Choosing where to live is not just about lifestyle, it’s a financial strategy. Some Indian cities quietly let you save…

By Aanya Desai
August 14, 2025 06:40 IST
Why a Six-Figure Income Is No Longer Enough in Urban India. (Image Source: Canva)
The Rs 1 lakh salary trap: Why high earners in India still feel broke

Earning ₹1 lakh a month was once a symbol of success. Today, it barely covers rent, groceries, and a few…

By Aanya Desai
August 9, 2025 05:30 IST
best indian cities to live in low rent
Tired of high rents and no savings? These 8 Indian cities offer a better life

Looking for a city that balances comfort, career, and cost? Discover 7 Indian cities where you can live well without…

By Aanya Desai
August 3, 2025 05:30 IST
Retirement reality check: The hidden costs of your first five years and how to thrive. (Image Source: Canva)
The single biggest mistake people make in their first 5 years of retirement

Retirement may seem like a financial break, but the first five years can be surprisingly expensive. From rising healthcare costs…

By Aanya Desai
August 2, 2025 05:30 IST
Why Planning for 60 Is Not Enough in a 90-Year Lifespan. (Image Source: Canva)
Retiring at 60? The real risk isn’t a market crash. It’s living too long

Retiring at 60 sounds ideal—until you realise you might live till 90. That’s 30 years with no steady income. Are…

By Aanya Desai
July 31, 2025 05:30 IST
retirement, money, Financial Planner, Emergency Funds, Education Funds
Your age-by-age retirement playbook: The right moves for your 30s, 40s, and 50s

What if the way you save for retirement in your 30s could make you a crorepati, but the same strategy…

By Aanya Desai
July 27, 2025 05:00 IST
Money insights personal finance
Money is only 1 of Goddess Lakshmi’s 8 blessings. Here are the other 7

Money is just one kind of wealth. From knowledge and courage to peace and family, Goddess Lakshmi’s eight forms offer…

By Aanya Desai
Updated: July 26, 2025 08:20 IST
parental financial support india retirement planning
No retirement plan? How to support your parents without sacrificing your future

What if your parents did not plan for retirement—and now it’s up to you? This article explores how to manage…

By Aanya Desai
July 25, 2025 05:37 IST
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Latest News

IMC 2026 in Dwarka: Delhi Traffic Police issues advisory; check routes to avoid. (This is an AI-generated image)

IMC 2026: Delhi Traffic Police issues advisory for Oct 7-10; check routes to avoid

Indian Railways, Railway, Special trains, Bengaluru, Bihar, Yesvantpur-Saharsa special train

New Yesvantpur-Saharsa special train to connect Bengaluru with Bihar: Check dates, timings

Rupee plunges to 96.85 per dollar after RBI’s rate hike; down 7.5% in 2026

Rupee plunges to five-month low of 96.85 per dollar after RBI’s rate hike; down 7.5% in 2026

The Royal Swedish Academy of Sciences said the award honours their discovery of these effects in asymmetric organic synthesis.

Chemistry Nobel Prize 2026: Who are Henri B. Kagan, Kenso Soai and what did they discover?

Morgan Stanley Sensex target and India stock market outlook

Sensex target 89,000 by June 2027: Why Morgan Stanley sees 24% upside led by 10 stocks

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