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  1. Business News
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  3. small savings scheme

Small savings scheme

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Whether maturity proceeds should be reinvested in SCSS or invested elsewhere depends on the prevailing SCSS interest rates, along with the financial goals, risk appetite and investment horizon of the senior citizen.
Senior Citizens Savings Scheme (SCSS): How much a couple can earn from a Rs 50 lakh investment?

SCSS continues to be an attractive fixed-income option for senior citizens because of its sovereign backing, predictable returns and high…

June 4, 2026 07:35 IST
small savings schemes, including PPF, NSC, Sukanya Samriddhi, FD, Post ofice scheme
PPF, Sukanya, other small savings interest rates announced for Jan-Mar 2026 – check latest rates

The government has kept interest rates unchanged for small savings schemes, including PPF, NSC, and Sukanya Samriddhi, for the seventh…

December 31, 2025 20:36 IST
Small savings schemes with assured returns: 5 best options with up to 8.2% interest in 2025
Small savings schemes: 5 best options with up to 8.2% interest rates in 2025

Small savings schemes – tried-and-tested investment options for many years and some for decades – combine security, fixed returns, and…

November 12, 2025 18:20 IST
Govt may cut PPF interest rate for first time since April 2020? What to expect from small savings review today
Govt to cut PPF interest rate for first time since April 2020? What to expect from small savings review today

The last change in interest rates on some schemes was seen in the last quarter of the financial year 2023-24…

September 30, 2025 16:10 IST
Post office savings vs bank FDs: Which one gives better returns in 2025? Full comparison here
Post Office schemes Vs bank FDs: THESE govt schemes offering much better returns than fixed deposits – Full comparison

Recently, the government has announced the interest rates of small savings schemes for the July-September 2025 quarter, in which many…

August 4, 2025 19:34 IST
National Savings Scheme: Are senior citizens exempt from paying tax on NSS withdrawals?
National Savings Scheme: Are senior citizens exempt from paying tax on NSS withdrawals?

The NSS is a government-backed savings scheme, which offers safe investment options and assured returns. This scheme was launched specifically…

April 15, 2025 16:30 IST
Indian Overseas Bank unveils Ultra HNI Savings Scheme – Check features and benefits
Indian Overseas Bank unveils Ultra HNI Savings Scheme – Check features and benefits

The Ultra HNI Savings Scheme offers three distinct variants, each packed with unique benefits tailored to meet the financial needs…

March 9, 2025 16:44 IST
Small savings schemes rates announced! Check interest rates on PPF, SSY, SCSS for Q4 FY25
Small savings schemes rates announced! Check interest rates on PPF, SSY, SCSS for Q4 FY25

The Centre notifies the interest rates for small savings schemes, primarily managed by post offices and banks, on a quarterly…

January 1, 2025 13:15 IST
Small Savings Schemes: Earn up to 8.2% interest rate! Better than most bank FDs
Small Savings Schemes: Earn up to 8.2% interest rate! Better than most bank FDs

Small savings schemes help diversify your investment portfolio, spreading risk across different assets and enhancing overall financial stability. Most importantly,…

October 28, 2024 15:18 IST
Fixed Deposit vs High Yield Savings Account in India: A Comparative Guide
Fixed Deposit vs High Yield Savings Account in India: A Comparative Guide

We will look at the key differences between Fixed Deposits and High Yield Savings Account in India, helping you decide…

September 21, 2024 10:53 IST
How much should you invest to have Rs 1 crore in 30 years with 8%, 10% and 12% returns?
How much should you invest to have Rs 1 crore in 30 years with 8%, 10% and 12% returns?

To build a retirement corpus of Rs 1 crore, selecting the right investment tool is key. This article examines Mutual…

August 31, 2024 13:26 IST
Union Budget 2024: Savings account interest up to Rs 25000 to become tax-exempt?
Union Budget 2024: Will Nirmala Sitharaman make savings account interest up to Rs 25000 tax-free?

Sources say the government is contemplating a plan to raise the tax-deductible amount on interest earned from savings accounts to…

July 10, 2024 10:46 IST
Balancing Risk and Reward: The roadmap to financial resilience in India's small savings universe
Balancing Risk and Reward: The roadmap to financial resilience in India’s small savings universe

Formalizing savings through established channels such as mutual funds and fixed deposits offers investors a pathway to greater transparency, security,…

April 14, 2024 11:54 IST
Small Savings Schemes interest rates for April-June quarter announced – Check the latest rates
Small Savings Schemes interest rates for April-June quarter announced – Check the latest rates

The rates of interest on various Small Savings Schemes for the first quarter of FY 2024-25, starting from 1st April,…

March 8, 2024 20:44 IST
small savings schemes, Interest rates, Interest rates on small savings scheme, money
Interest rates on small savings schemes remain unchanged for Q1 FY25

The deposit under the Sukanya Samriddhi scheme will attract an interest rate of 8.2 per cent, while the rate on…

March 8, 2024 18:44 IST
Good news! Modi Govt hikes interest rates of these small savings schemes – Check details
Good news! Modi Govt hikes interest rates on these small savings schemes – Check details

There is finally some good news for investors as the Modi Government has revised the rates of interest on a…

December 29, 2023 18:53 IST
Best short-term investment options in the current market scenario
Best short-term investment options in the current market scenario

As you look to park your fund for a short-term period, the focus should remain on getting a decent return…

August 7, 2023 09:30 IST
mssc scheme
Mahila Samman Savings Certificate Scheme: MSSC deposits cross Rs 8600 crore. Have you invested?

MSSC Scheme News: Total deposits under the newly launched Mahila Samman Savings Certificate (MSSC) have jumped over Rs 8600 crore

August 1, 2023 16:07 IST
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