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For most retirees, using a mix of products is often a better approach than relying on just one. SCSS can provide the main source of income.

Senior Citizens’ Savings Scheme (SCSS) maturing in 2026? Here are the best reinvestment options

SCSS maturing in 2026? Explore the best reinvestment options, including SCSS extension, bank FDs, POMIS, and debt funds. Compare returns,…

June 25, 2026 19:10 IST

Whether maturity proceeds should be reinvested in SCSS or invested elsewhere depends on the prevailing SCSS interest rates, along with the financial goals, risk appetite and investment horizon of the senior citizen.

Senior Citizens Savings Scheme (SCSS): How much a couple can earn from a Rs 50 lakh investment?

SCSS continues to be an attractive fixed-income option for senior citizens because of its sovereign backing, predictable returns and high…

June 4, 2026 07:35 IST

Senior Citizen Savings Scheme renewal: Attractive 8.2% returns, but extending after 5 years is not a good idea

Senior Citizen Savings Scheme extension may not always be the best option. Understand taxation, liquidity risks, and opportunity costs.

May 22, 2026 18:46 IST

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Considering prematurely closing your SCSS account? Watch out the penalty

When you prematurely close the SCSS account, there is a penalty. One needs to be mindful about it and the…

May 3, 2025 18:05 IST

Retirement Planning: Best Govt schemes for a worry-free retirement in India

The government offers several savings schemes to ensure a steady income and peace of mind after retirement. Let’s explore the…

March 22, 2025 11:33 IST

Fixed Deposits vs Post Office Savings Schemes: Where should you invest for higher returns?

Post Office Savings Schemes give you several options where you can earn similar or even higher returns than fixed deposits…

October 24, 2024 16:49 IST

PPF, NSC, SCSS Rates Remain Unchanged: Where to invest now for higher returns?

PPF, NSC, SCSS Interest Rates Remain Unchanged: Where to invest now for higher returns?

January 5, 2024 09:09 IST

Senior Citizen’s Savings Scheme (SCSS) rules changed. Check important details

The Government has made some changes to the Senior Citizen’s Savings Scheme (SCSS). Check details

Updated: November 15, 2023 06:25 IST

SCSS interest rate and deposit limit hikes have ensured Rs 1366/day for a senior citizen couple

Impact of SCSS Deposit Limit and Interest Rate Changes in 2023: Senior Citizen couples can get Rs 1366 as daily…

Updated: September 20, 2023 13:13 IST

Senior Citizen Savings Scheme (SCSS) interest rate revision in September. Will it go over 8.2%?

Senior Citizen Savings Scheme (SCSS) Interest Rate News September 15: The quarterly review of interest rates for SCSS and other…

Updated: September 15, 2023 10:39 IST

Senior Citizen Savings Scheme, SSY to PPF investor? Do this in September to avoid account freeze

Providing PAN and Aadhaar is mandatory for investing in small savings schemes like PPF, SCSS, SSY, Kisan Vikas Patra (KVP),…

Updated: September 3, 2023 13:25 IST

Rs 15 lakh in SCSS vs Retirement Mutual Fund: Income difference will surprise senior citizens

SCSS vs Mutual Funds: While SCSS is undoubtedly one of the safest investment avenues for senior citizens, those who want…

Updated: August 12, 2023 12:11 IST

SCSS vs Senior Citizen Bank FDs for Retired Individuals: Check interest rate, tax deduction, eligibility, tenure

SCSS vs Senior Citizen Fixed Deposit: Check interest rate, tax deduction, eligibility, tenure

SCSS vs Senior Citizen Fixed Deposit: Senior citizens having an investment horizon of five years, seeking regular income at quarterly…

July 15, 2023 10:43 IST

Senior Citizen Savings Scheme (SCSS) Interest Rate, Deposit Limit changed in 2023: Know impact

The changes in interest rate and deposit limit for Senior Citizen Savings Scheme (SCSS) this year have benefited accountholders a…

July 12, 2023 13:19 IST

Senior Citizen Savings Scheme (SCSS) Interest Rate for July-September 2023 announced. Check details

Senior Citizen Savings Scheme (SCSS) Interest Rate July-September 2023: The SCSS interest rate for the July-September quarter of FY 2023-24…

Updated: June 30, 2023 18:51 IST

Senior Citizen Post Office schemes: Time Deposit to RD, NSC, MIS, KVP – Premature Encashment Rules

Senior Citizen Post Office schemes (latest premature closure/encashment rules): Various small savings schemes offered by Post Office are very popular…

Updated: June 16, 2023 16:42 IST

SCSS interest income vs Retirement mutual funds: 5-year returns compared

Senior Citizen Savings Scheme (SCSS) vs Retirement Funds: The returns from retirement funds have not been as high as small…

Updated: June 8, 2023 11:08 IST

Senior Citizen Savings Scheme (SCSS) vs NSC: Which is better for seniors? 6 key points compared

NSC vs SCSS: Both the Senior Citizen Savings Scheme (SCSS) and National Savings Certificates (NSC) offered by the post office…

Updated: May 25, 2023 09:54 IST

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