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savings

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From tax planning to SIPs: 7 money mistakes to avoid at the start of FY 2026–27
From tax planning to SIPs: 7 money mistakes to avoid at the start of FY 2026-27

The start of the financial year is the best time to get your money plans right—but many investors end up…

April 1, 2026 22:16 IST
Major financial changes from April 1, 2026: Tax, ATM, EPF, banking rules explained
Your money changes from today: 7 new rules on salary, ATM and savings you can’t ignore

With the new financial year now in effect, a host of financial changes—from new income tax rules and revised ATM…

Updated: April 1, 2026 09:12 IST
From oil prices to rupee fall: 5 ways the Iran–US crisis can affect your personal finances
Iran-US war: It’s not just oil — 5 ways the crisis hitting your savings and investments

Rising tensions between Iran and the US are sending shockwaves across global markets. From surging oil prices and falling stock…

March 13, 2026 14:18 IST
Rs 12 crore corpus and Rs 2.7 lakh monthly passive income: Investor says he still feels financially 'fragile'
Rs 12 crore FIRE corpus, Rs 2.7 lakh monthly passive income — Investor says he still feels financially ‘fragile’

A 43-year-old investor on Reddit says he has achieved FIRE with a Rs 12 crore corpus and Rs 2.7 lakh…

February 23, 2026 19:56 IST
The Rs 25,000 saving trap: Why your safety net might be shrinking your future wealth. (AI generated image from Gemini)
The Rs 25,000 trap: Why ‘safe’ saving is India’s most expensive financial mistake

Saving ₹25,000 a month feels like financial success. The balance keeps rising, discipline feels rewarded, and security seems guaranteed. But…

January 19, 2026 05:30 IST
How much is Rs 5 crore really worth at retirement? The inflation calculation
Rs 5 crore retirement corpus in 20 years: What it will actually be worth after inflation

A Rs 5 crore retirement corpus may look more than sufficient today, but after accounting for 20 years of inflation…

January 14, 2026 16:44 IST
Illustration showing rising living costs over time due to inflation
If you spend Rs 1 lakh a month today, this is how much you’ll need after 20 years

Rs 1 lakh a month feels like a comfortable income for many families today, even in big cities. It can…

January 1, 2026 17:12 IST
Why saving money feels impossible today – Even with a good salary

Our parents saved with ease, even on modest salaries — yet today, saving feels like a constant struggle. Somewhere between…

December 17, 2025 05:30 IST
Want to save Rs 10 lakh without feeling broke? Here’s how

What if saving ₹10 lakh didn’t mean giving up your favourite meals, trips, or weekend indulgences? This article reveals how…

Updated: November 5, 2025 05:53 IST
Stop saving, start investing: Why your Rs 10,000/month Is not making you rich. (This is an AI generated image)
Why saving Rs 10,000 a month won’t make you rich — But doing this will

Saving ₹10,000 a month sounds smart — but what if it’s secretly keeping you poor? Most people think discipline means…

November 3, 2025 05:20 IST
I was my own boss and I still got laid off
I was my own boss and I still got laid off

I assumed being my own boss meant I was immune to job loss. Then clients paused, EMIs kept coming, and…

September 14, 2025 05:00 IST
Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide (Image: Canva)
The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

August 29, 2025 05:30 IST
Beyond bank approval: The real test of loan affordability. (Image Source: Gemini)
If your EMI kills your savings, you cannot afford it

Owning a house or a car should not mean giving up your future. If an EMI leaves no space for…

August 25, 2025 05:30 IST
Union Bank of India waives minimum balance charges for savings accounts from THIS date
Union Bank of India waives minimum balance charges for savings accounts from THIS date

In the last couple of months, several other banks like Bank of India, Indian Bank, Punjab National Bank and Canara…

July 25, 2025 16:34 IST
Warren Buffett's golden rule: Never waste your money on these 5 things
Warren Buffett’s golden rule: Never waste your money on these 5 things

Warren Buffett, known for his simple yet powerful financial wisdom, advises against wasting money on things like new cars, credit…

July 16, 2025 16:02 IST
Post Office schemes vs bank FDs: THESE govt schemes offer higher interest than most major banks - Check rates
Post Office schemes vs bank FDs: THESE govt schemes offer higher interest than most major banks – Check rates

Looking for safe investment options with better returns than banks? Government-backed post office savings schemes like NSC, POTD, and SCSS…

July 4, 2025 12:54 IST
Punjab National Bank waives minimum balance requirement in savings accounts - Check details
Punjab National Bank waives penalty charges for not maintaining minimum balance in savings accounts

In a move to promote financial inclusion and ease banking for millions, Punjab National Bank (PNB) has waived penalties for…

July 1, 2025 20:53 IST
Savings account returns still attractive in THESE 5 private banks – know where you can earn more
THESE 5 private banks offering highest savings account interest rates in 2025

Despite RBI cutting repo rates by 100 basis points over the last three policy meetings since February 2025, some private…

June 19, 2025 13:47 IST
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Salt, Kohli, Patidar Join Head, Abhishek and Klaasen in Murdering MI for Rare IPL Record
Salt, Kohli, Patidar Join Head, Abhishek and Klaasen in Murdering MI for Rare IPL Record
Sports29 min ago

In a thrilling match at Wankhede, RCB’s Phil Salt, Virat Kohli, and Rajat Patidar became only the second set of top-three batters to score fifties in the same innings against Mumbai Indians. This feat was previously achieved by SRH’s Travis Head, Abhishek Sharma, and Heinrich Klaasen in 2024. MI’s brave response led by Sherfane Rutherford’s unbeaten 71 was not enough.

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